Comparison

MoFin vs Utkrishta iSmart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoFin

Manage your finances with a mobile banking app designed for financial institutions. View account details, check balances, and conduct various transactions securely. Stay on top of your money with easy access to your financial information.

Highlights
  • View account details
  • Check balance statements
  • Perform various transactions
  • Secure mobile banking
  • Financial institution focused
Features
Read full description

Mobile Banking app for financial institutions to perform activities like viewing account details, balance statement and making various transactions by the users associated with the institution.

About

Utkrishta iSmart

Features
Read full description

Utkrishta iSmart is smart mobile banking and finance app for customers who want to use following features: Account Information Send Money & Receive Money Bills and Utilities Payments QR

Screenshots

MoFin4 screens
Utkrishta iSmart4 screens

Verdict

The call

The clearest difference is update cadence: MoFin at every 2 weeks against Utkrishta iSmart's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MoFin ships an update every 2 weeks, Utkrishta iSmart every 3 months. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 8 level
MoFin versus Utkrishta iSmart: the parameters behind the verdict, then further details
ParameterMoFinUtkrishta iSmart
PriceFreeFree
Rating4.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.5 — better15.6
Further details — not scored
Size78 MB79 MB
Age rating4+17+
DeveloperMoFinDevanasoft Pvt Ltd

In-app purchases

None

MoFin

No in-app purchases

None

Utkrishta iSmart

No in-app purchases

Questions

Is MoFin free?
MoFin is free to download, with no in-app purchases.
Is Utkrishta iSmart free?
Utkrishta iSmart is free to download, with no in-app purchases.
Do MoFin or Utkrishta iSmart have ads?
Neither MoFin nor Utkrishta iSmart shows ads.
Which is updated more often, MoFin or Utkrishta iSmart?
MoFin ships an update every 2 weeks, and Utkrishta iSmart every 3 months. Most recently, MoFin was updated on October 24, 2026 and Utkrishta iSmart on October 30, 2026.

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