WellOff vs Be WellOff

WellOff is a zero-based budgeting application that provides a system for you to track your spending in a hands-on way. Using WellOff to grow your wealth and meet your financial goals is simple: 1. Create a new budget 2. Within your budget, assign all of your income to one of the budget categories 3. Whenever you make a purchase, enter in a new transaction to the correct budget category 4. Monitor your budget and make any adjustments as necessary Base Features: Unlimited budgets  Unlimited transactions Budget collaboration Pro Features contains all of the base features plus: Budget insights & visualizations Savings Goals Remove advertisements Does WellOff connect to my bank account? No! WellOff does not connect to your bank account(s) to auto-import your transactions. We believe that having a more hands-on approach builds good spending habits over time by having you manually enter in your purchase. What is a zero-based budget? A zero-based budget is a budget where every single dollar of your income is assigned to a budget category. This ensures that every single dollar of your income is accounted for and is working for you. As you track your spending, you assign your transactions to one of the budget categories and ensure you don't go over that category's limit.

Be WellOff: Financial Wellness Your complete financial life, finally in one place. Be WellOff is not a bank sync app. There is no aggregator, no login to your bank, and no automatic transaction pulling. Everything is entered intentionally. That is the point. Research shows that actively recording your finances builds awareness, reinforces habits, and makes you more likely to follow through on your goals. Be WellOff is built on that principle. You decide what goes in. You stay in control of what comes out. Be WellOff is built around 6 core areas of your financial life: budgeting, debt tracking, savings goals, protection planning, wealth building, and giving back. Most apps stop at transactions. Be WellOff covers the whole journey. Welly AI Your private AI assistant that runs on your phone. Point it at a statement, and insurance policy document and it reads them for you. Then ask what you want to know. What's my net worth? Can I afford a new car or a house? Welly answers, and can add expenses, log debts, and help you plan savings. Everything happens on your device. Your data trains nothing and goes nowhere. Financial Spaces Create separate Spaces for every part of your financial life. Your personal budget, your household, a side hustle, a rental property. Each Space is fully organized, fully isolated, and built for how your life actually works. Personalized Insights and Tips Every Space surfaces guidance based on your specific situation. Not generic tips. Real, contextual advice for where you actually are in your financial journey. Encrypted Cloud Sync + Offline Access Your data syncs securely across all your devices. It exists to serve you and only you. Never sold. Never shared. Works offline too. Multi-Household Sharing Up to 5 Financial Spaces per account, with up to 5 members per Space. As the account owner, you have access to all your Spaces. Collaborators can only access and manage the specific Space they were invited to, based on their permission level. Marketplace Get a first look at the Be WellOff Marketplace, a gateway to financial services including insurance, advisors, and more. You initiate every connection. Nothing is pushed to you. Live now inside the app. Try it free for your first month. $10.99/month after your free month. Cancel anytime Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.wellofflabs.ca/privacy-policy