Comparison

WellOff vs Budget Zero

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WellOff

This app offers a hands-on approach to managing your finances with a zero-based budgeting system. Track spending, assign income to categories, and monitor your budget to meet financial goals. It encourages good spending habits through manual transaction entry.

Highlights
  • Zero-based budgeting system
  • Unlimited budgets and transactions
  • Budget collaboration
  • Budget insights and visualizations (Pro)
  • Savings goals (Pro)
  • Manual transaction entry
Features
Read full description

WellOff is a zero-based budgeting application that provides a system for you to track your spending in a hands-on way. Using WellOff to grow your wealth and meet your financial goals is simple: 1. Create a new budget 2. Within your budget, assign all of your income to one of the budget categories 3. Whenever you make a purchase, enter in a new transaction to the correct budget category 4. Monitor your budget and make any adjustments as necessary Base Features: Unlimited budgets  Unlimited transactions Budget collaboration Pro Features contains all of the base features plus: Budget insights & visualizations Savings Goals Remove advertisements Does WellOff connect to my bank account? No! WellOff does not connect to your bank account(s) to auto-import your transactions. We believe that having a more hands-on approach builds good spending habits over time by having you manually enter in your purchase. What is a zero-based budget? A zero-based budget is a budget where every single dollar of your income is assigned to a budget category. This ensures that every single dollar of your income is accounted for and is working for you. As you track your spending, you assign your transactions to one of the budget categories and ensure you don't go over that category's limit.

About

Budget Zero

This app offers a private and simple way to manage your money using a zero-based envelope budgeting system. It allows manual transaction logging without linking bank accounts, helping you track every dollar and stay mindful of your spending.

Highlights
  • Zero-based envelope budgeting
  • Manual transaction logging
  • No bank account linking
  • Private and secure
  • Offline functionality
  • Monthly budget periods
Features
Read full description

The budgeting app that respects your wallet AND your privacy. Budget Zero uses zero-based envelope to budget down to zero - without linking your bank account or tracking your data. Join countless users who've taken control of their money the simple way. WHY BUDGET ZERO? • Affordable - A fraction of the cost of other budgeting apps. • Private - No bank linking. No data selling. Your finances stay yours. • Simple - Manual entry keeps you mindful of every transaction • Powerful - Full envelope budgeting with monthly budget periods HOW IT WORKS 1. Add your accounts (checking, savings, credit cards, cash) 2. Create budget categories and organize them into groups 3. Assign dollars to each category every month 4. Log transactions and watch your budget update in real time 5. Reach zero - every dollar has a job FEATURES • Zero-based envelope budgeting system • Multiple account support (checking, savings, credit, cash) • Monthly budget periods with easy month-to-month navigation • Budget groups for organized category management • Transaction tracking with payee, date, and category • Credit card budget tracking • iCloud-synced across your devices • Works offline - no internet required to budget • Clean, distraction-free interface • Dark mode support BUDGET ZERO PRO Unlock additional features with an affordable one-time or low-cost subscription - a fraction of what competitors charge. Take control of your money. Download Budget Zero today. About Subscriptions: • Subscription Name: Budget Zero Pro • Subscription Length: 1 Month or 1 Year (Auto-renewable) • Subscription Price: $3.99/month or $19.99/year • Payment will be charged to your iTunes Account at confirmation of purchase. • Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account will be charged for renewal within 24 hours prior to the end of the current period. • You can manage or turn off auto-renew in your Apple ID Account Settings at any time after purchase. Links: • Privacy Policy: https://sites.google.com/view/budget-zero-privacy-policy • Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

WellOff4 screens
Budget Zero4 screens

Verdict

The call

The clearest difference is review sentiment: WellOff at 100% against Budget Zero's 50%. WellOff also leads on rating (5.0 vs 4.2) and iOS requirement (14.0 vs 18.0). Budget Zero's advantage is ratings volume (5 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. WellOff sells 1 one-off in-app purchase and Budget Zero sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

WellOff holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Budget Zero has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of WellOff's written reviews are positive against 50% of Budget Zero's.

Scorecard4 real differences · 6 level
WellOff versus Budget Zero: the parameters behind the verdict, then further details
ParameterWellOffBudget Zero
PriceFreeFree
Rating5.0 (1 ratings) — better4.2 (5 ratings)
Positive reviews100.0% of reviews — better50.0% of reviews
Number of ratings15 — better
Update frequency—Every 4 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better18.0
Further details — not scored
Size39 MB12 MB
Age rating4+4+
DeveloperNineone Software Inc.Grey Park, LLC

Customer experience

WellOff

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Budget Zero

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

1 purchases

WellOff

One-time1
  • WellOff Pro$2.99
2 purchases

Budget Zero

Subscriptions2
  • Monthly Subscription1 Month trial$2.991 Month
  • Yearly Subscription1 Month trial$19.991 Year

Questions

Is WellOff free?
WellOff is free to download, with in-app purchases available.
Is Budget Zero free?
Budget Zero is free to download, with in-app purchases available.
Which has better reviews, WellOff or Budget Zero?
WellOff is rated higher. WellOff averages 5.0 out of 5 from 1 ratings, while Budget Zero averages 4.2 from 5 ratings.
Do WellOff or Budget Zero have ads?
Neither WellOff nor Budget Zero shows ads.

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