Comparison

Ezenvelopes vs Budget Zero

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ezenvelopes

This app helps you master your finances using the envelope budgeting method. Visually manage your budget with color-coded envelopes, track spending in real-time with AI-powered categorization, and gain insights into your financial habits. Automate budget resets and roll over unused funds for effortless financial control.

Highlights
  • Visual budget management with color-coded envelopes
  • Real-time spending tracking with AI categorization
  • Automated envelope resets and fund rollovers
  • Spending trend insights and refill suggestions
  • Data export and import for full control
  • Privacy-first design
Features
Read full description

Ezenvelopes brings the proven envelope budgeting method to your iPhone. Allocate money to custom categories, track spending in real-time, and never wonder where your money went. KEY FEATURES: Visual Budget Management • Create color-coded envelopes for every budget category • See your remaining balance at a glance • Swipe to edit any envelope instantly Smart Spending Tracking • Log transactions in seconds • Auto-categorize expenses with AI • View complete transaction history Powerful Insights • Spending Trends show where you overspend • Smart Refill Suggestions optimize your budget • Monthly reports track your progress Automation That Works • Auto-reset envelopes monthly • Roll over unused funds automatically • Temporary envelopes for one-time expenses Your Data, Your Control • Export and import your budget data • Complete transaction history • Privacy-first design Always Free. No Ads. Ever. Ezenvelopes is completely free with no advertisements. Focus on your finances, not annoying ads. Perfect for: • First-time budgeters • Cash envelope method enthusiasts • Anyone wanting financial clarity • Families managing household expenses Why Envelope Budgeting Works: The envelope method forces you to plan ahead and prevents overspending. When an envelope is empty, you stop spending in that category. Simple, effective, proven. Start your journey to financial freedom today. Download Ezenvelopes and take control of your money.

About

Budget Zero

This app offers a private and simple way to manage your money using a zero-based envelope budgeting system. It allows manual transaction logging without linking bank accounts, helping you track every dollar and stay mindful of your spending.

Highlights
  • Zero-based envelope budgeting
  • Manual transaction logging
  • No bank account linking
  • Private and secure
  • Offline functionality
  • Monthly budget periods
Features
Read full description

The budgeting app that respects your wallet AND your privacy. Budget Zero uses zero-based envelope to budget down to zero - without linking your bank account or tracking your data. Join countless users who've taken control of their money the simple way. WHY BUDGET ZERO? • Affordable - A fraction of the cost of other budgeting apps. • Private - No bank linking. No data selling. Your finances stay yours. • Simple - Manual entry keeps you mindful of every transaction • Powerful - Full envelope budgeting with monthly budget periods HOW IT WORKS 1. Add your accounts (checking, savings, credit cards, cash) 2. Create budget categories and organize them into groups 3. Assign dollars to each category every month 4. Log transactions and watch your budget update in real time 5. Reach zero - every dollar has a job FEATURES • Zero-based envelope budgeting system • Multiple account support (checking, savings, credit, cash) • Monthly budget periods with easy month-to-month navigation • Budget groups for organized category management • Transaction tracking with payee, date, and category • Credit card budget tracking • iCloud-synced across your devices • Works offline - no internet required to budget • Clean, distraction-free interface • Dark mode support BUDGET ZERO PRO Unlock additional features with an affordable one-time or low-cost subscription - a fraction of what competitors charge. Take control of your money. Download Budget Zero today. About Subscriptions: • Subscription Name: Budget Zero Pro • Subscription Length: 1 Month or 1 Year (Auto-renewable) • Subscription Price: $3.99/month or $19.99/year • Payment will be charged to your iTunes Account at confirmation of purchase. • Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account will be charged for renewal within 24 hours prior to the end of the current period. • You can manage or turn off auto-renew in your Apple ID Account Settings at any time after purchase. Links: • Privacy Policy: https://sites.google.com/view/budget-zero-privacy-policy • Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Ezenvelopes4 screens
Budget Zero4 screens

Verdict

The call

The clearest difference is review sentiment: Ezenvelopes at 100% against Budget Zero's 50%. Ezenvelopes also leads on in-app purchases (none vs 2) and rating (4.5 vs 4.2). Budget Zero's advantage is update cadence (every 4 days vs every 3 weeks). On price, ratings volume, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Zero sells 2 in-app purchases, starting at $2.99 per month. Ezenvelopes asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Ezenvelopes holds the better App Store score, 4.5 against 4.2. Both are backed by a comparable volume of ratings — 2 and 5 respectively. Written reviews point the same way: 100% of Ezenvelopes's written reviews are positive against 50% of Budget Zero's.

UpkeepUpdate frequency

Ezenvelopes ships an update every 3 weeks, Budget Zero every 4 days. The most recent releases landed on September 10, 2026 and September 18, 2026 respectively.

Scorecard6 real differences · 4 level
Ezenvelopes versus Budget Zero: the parameters behind the verdict, then further details
ParameterEzenvelopesBudget Zero
PriceFreeFree
Rating4.5 (2 ratings) — better4.2 (5 ratings)
Positive reviews100.0% of reviews — better50.0% of reviews
Number of ratings25 — better
Update frequencyEvery 3 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.6 — better18.0
Further details — not scored
Size2 MB12 MB
Age rating4+4+
DeveloperDima LukianenkoGrey Park, LLC

Customer experience

Ezenvelopes

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Budget Zero

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Ezenvelopes

No in-app purchases

2 purchases

Budget Zero

Subscriptions2
  • Monthly Subscription1 Month trial$2.991 Month
  • Yearly Subscription1 Month trial$19.991 Year

Questions

Is Ezenvelopes free?
Ezenvelopes is free to download, with no in-app purchases.
Is Budget Zero free?
Budget Zero is free to download, with in-app purchases available.
Which has better reviews, Ezenvelopes or Budget Zero?
Ezenvelopes is rated higher. Ezenvelopes averages 4.5 out of 5 from 2 ratings, while Budget Zero averages 4.2 from 5 ratings.
Do Ezenvelopes or Budget Zero have ads?
Neither Ezenvelopes nor Budget Zero shows ads.
Which is updated more often, Ezenvelopes or Budget Zero?
Ezenvelopes ships an update every 3 weeks, and Budget Zero every 4 days. Most recently, Ezenvelopes was updated on September 10, 2026 and Budget Zero on September 18, 2026.

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