HSOPS vs NIB Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HSOPS
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The main objective of the Scheme is to provide employees with a means of income replacement on retirement and also guarantee their dependents income support in the event of death while in service. The Scheme is a defined contribution (DC) pension scheme, that is, a pension scheme in which the retirement benefit paid to each member depends on the amount of total contributions and the investment returns earned on those contributions.
NIB Mobile
Manage your finances on the go with this mobile banking application. Transfer funds, pay bills, and purchase airtime and data bundles directly from your device. New users can also open an account.
- Money transfers
- Bill payments
- Airtime and data top-ups
- Account opening for non-customers
- Mobile banking management
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NIB Mobile App is a breath of fresh air in Mobile Banking. As a customer of NIB, you can now transfer money, pay your bills, buy airtime and data bundles right from your favourite device. Many more exciting features await you as a customer of NIB. For non-customers, you're welcome! Download NIB Mobile and Open An Account today! NIB Mobile...Offering Endless Possibilities.
Screenshots
Verdict
The clearest difference is update cadence: NIB Mobile at weekly against HSOPS's every 6 weeks. HSOPS's advantage is iOS requirement (12.0 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HSOPS ships an update every 6 weeks, NIB Mobile weekly. The most recent releases landed on October 7, 2026 and September 24, 2026 respectively.
| Parameter | HSOPS | NIB Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.5 (13 ratings) — better |
| Positive reviews | — | 33.3% of reviews |
| Number of ratings | — | 13 — better |
| Update frequency | Every 6 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 12.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 41 MB | 110 MB |
| Age rating | 4+ | 4+ |
| Developer | COLDSiS Ghana | National Investment Bank Limited |
In-app purchases
HSOPS
No in-app purchases
NIB Mobile
No in-app purchases
