Comparison

eBesa vs AmanaPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

eBesa

Manage your money with a comprehensive mobile finance app. Send and receive funds locally and internationally, pay bills, buy airtime, and access loans. Features include Sharia-compliant savings, virtual debit cards, and biometric authentication for secure transactions.

Highlights
  • International money transfers
  • Sharia-compliant loans and savings
  • Virtual debit cards
  • Biometric authentication
  • Bill and airtime payments
  • Multi-currency support
  • Transaction statements and receipts
Read full description

Experience convenience, simplicity and security in life with eBesa App by accessing and spending your money Anytime. Anywhere! With eBesa, you can do core Mobile Money transactions such as sending and receiving money locally and internationally, buying airtime and data paying for goods and services & bills. Additionally, eBesa App offers much more enhanced and integrated financial services among them linking and managing bank accounts, sharia compliant loans and virtual debit Cards to mention a few. eBesa App is more than just Mobile Money! Introducing the new eBesa App! The new app allows you to do more financial transactions fast and conveniently. Manage your financials transactions easily with the new features now available with just a few taps on your mobile phone. 1. Core Mobile Money transactions - Access all core eBesa transactions with a brand new and more simplified user experience - Send money, buy goods, pay bill, withdraw at agent and buy airtime. 2. eBesa Global - International money transfer service that enables send to mobile, send to bank, send to remittance Companies and receive into your eBesa account or withdraw/pick up at an eBesa agent near you. 3. Buy bundles - buy Somlink data, voice and SMS bundles and pay directly on the app using airtime or eBesa 4. QR - Initiate send money, buy goods, pay bill and withdraw transactions by scanning QR codes and generate and share your own personal QR code Open a Sharia compliant eBesa Savings Account and save your money while earning a profit. 5. Request and receive a Sharia Compliant Loan on your eBesa on the spot. 6. Multicurrency-eBesa Comes in both USD and Somali Shillings allowing Somali People to take pride in transacting in own currency. This is support by currency conversion module. 7. Statement - Review, interact and access your entire eBesa statement directly on the home screen as well as filter, download and export your eBesa statement in PDF form. 8. Receipts - Download and share e-receipts for send money, buy goods, pay bill and withdraw transactions to share transaction information with other users via pdf 9. Biometric Authentication - Log in and transact on the app using face or fingerprint authentication without having to enter eBesa PIN manually every time 10. Favorites - Save people or businesses you interact with regularly directly on the app so you don’t have to manually enter the details every time you want to make a payment 11. Frequents - Get an automatically generated list of people or businesses you frequently send money to. 12. Send money with description - Add context when sending money by adding a payment description for the recipient 13. frequently interact with to simplify the payment process It is here with you! Regulated by the Central Bank of Somalia.

About

AmanaPay

Manage your bank accounts and send money globally with this finance app. It offers secure RTGS and instant transfers, wallet-to-wallet payments, and convenient cash deposit and withdrawal options. The app features a modern interface for a smoother banking experience.

Highlights
  • RTGS Transfers
  • Instant Transfers
  • Wallet to Wallet Transfers
  • Cash Deposit
  • Cash Withdrawal
  • Modern UI Design
  • Improved Navigation
Features
Read full description

AmanaPay is application developed by Amana Bank, that allow customers to manage their Amana Bank accounts and AmanaPay were you can send and transfer in Somalia and around the world. Our prime focus is to improve customer experience We’ve refreshed the app with an improved UI design and added powerful new features to make your banking experience smoother and faster: New Features RTGS Transfers – Send high-value transfers securely and efficiently. Instant Transfers – Transfer funds instantly with improved speed and reliability. Wallet to Wallet – Easily send money between Amana Pay wallets. Cash Deposit – Deposit cash seamlessly with the updated workflow. Cash Withdrawal – Make withdrawals quickly with a streamlined user experience. UI Enhancements Updated modern interface Improved navigation Faster load times and smoother interactions General Improvements Performance optimizations Bug fixes for stability and reliability

Screenshots

eBesa4 screens
AmanaPay4 screens

Verdict

The call

The clearest difference is rating: AmanaPay at 5.0 against eBesa's 4.0. AmanaPay also leads on update cadence (weekly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AmanaPay holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

eBesa ships an update every 2 months, AmanaPay weekly. Both last shipped on November 3, 2026.

Scorecard2 real differences · 8 level
eBesa versus AmanaPay: the parameters behind the verdict, then further details
ParametereBesaAmanaPay
PriceFreeFree
Rating4.0 (2 ratings)5.0 (1 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings2 — better1
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15 — better15.5
Further details — not scored
Size174 MB115 MB
Age rating4+4+
DevelopereBesa LimitedAmana Bank

Customer experience

eBesa

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

AmanaPay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

eBesa

No in-app purchases

None

AmanaPay

No in-app purchases

Questions

Is eBesa free?
eBesa is free to download, with no in-app purchases.
Is AmanaPay free?
AmanaPay is free to download, with no in-app purchases.
Which has better reviews, eBesa or AmanaPay?
AmanaPay is rated higher. eBesa averages 4.0 out of 5 from 2 ratings, while AmanaPay averages 5.0 from 1 ratings.
Do eBesa or AmanaPay have ads?
Neither eBesa nor AmanaPay shows ads.
Which is updated more often, eBesa or AmanaPay?
eBesa ships an update every 2 months, and AmanaPay weekly. Most recently, eBesa was updated on November 3, 2026 and AmanaPay on November 3, 2026.

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