eBesa vs eBixi

Experience convenience, simplicity and security in life with eBesa App by accessing and spending your money Anytime. Anywhere! With eBesa, you can do core Mobile Money transactions such as sending and receiving money locally and internationally, buying airtime and data paying for goods and services & bills. Additionally, eBesa App offers much more enhanced and integrated financial services among them linking and managing bank accounts, sharia compliant loans and virtual debit Cards to mention a few. eBesa App is more than just Mobile Money! Introducing the new eBesa App! The new app allows you to do more financial transactions fast and conveniently. Manage your financials transactions easily with the new features now available with just a few taps on your mobile phone. 1. Core Mobile Money transactions - Access all core eBesa transactions with a brand new and more simplified user experience - Send money, buy goods, pay bill, withdraw at agent and buy airtime. 2. eBesa Global - International money transfer service that enables send to mobile, send to bank, send to remittance Companies and receive into your eBesa account or withdraw/pick up at an eBesa agent near you. 3. Buy bundles - buy Somlink data, voice and SMS bundles and pay directly on the app using airtime or eBesa 4. QR - Initiate send money, buy goods, pay bill and withdraw transactions by scanning QR codes and generate and share your own personal QR code Open a Sharia compliant eBesa Savings Account and save your money while earning a profit. 5. Request and receive a Sharia Compliant Loan on your eBesa on the spot. 6. Multicurrency-eBesa Comes in both USD and Somali Shillings allowing Somali People to take pride in transacting in own currency. This is support by currency conversion module. 7. Statement - Review, interact and access your entire eBesa statement directly on the home screen as well as filter, download and export your eBesa statement in PDF form. 8. Receipts - Download and share e-receipts for send money, buy goods, pay bill and withdraw transactions to share transaction information with other users via pdf 9. Biometric Authentication - Log in and transact on the app using face or fingerprint authentication without having to enter eBesa PIN manually every time 10. Favorites - Save people or businesses you interact with regularly directly on the app so you don’t have to manually enter the details every time you want to make a payment 11. Frequents - Get an automatically generated list of people or businesses you frequently send money to. 12. Send money with description - Add context when sending money by adding a payment description for the recipient 13. frequently interact with to simplify the payment process It is here with you! Regulated by the Central Bank of Somalia.

eBixi is a mobile money app built for Somalia and Somaliland. Hold your balance in an eBixi wallet, move it to and from the mobile wallets you already use, and top up internet bundles — without queuing at a shop. MOVE MONEY YOUR WAY • Deposit — fund your eBixi wallet from your mobile money account. • Withdraw — send money from your eBixi wallet back out to your mobile wallet. • Cross transfer — move money from one mobile money provider to another, with eBixi handling the route in between. • Send to anyone on eBixi — transfer to another eBixi user with just their phone number. • Internet top-up — buy a data bundle for your own number or for someone else. BUILT AROUND SAVED ACCOUNTS Save your provider numbers once in Preferences. Every service — deposit, withdrawal, cross transfer, internet — then reuses them, so you are not retyping account numbers on every payment. KNOW WHERE YOUR MONEY IS Every request opens a live status tracker that refreshes on its own while your payment is processed, so you can see exactly which stage it has reached. Completed payments keep a full receipt in your transaction history. EARN WHILE YOU SHARE Share your referral code to collect points. Turn points into internet vouchers, or withdraw your referral credit into your wallet. SECURITY THAT FITS THE PHONE Sign in with your phone number and a one-time code, delivered by SMS or WhatsApp. Protect your balance and every money movement behind your device lock or a 4–6 digit eBixi PIN — your balance stays hidden on the home screen until you unlock it. IN YOUR LANGUAGE The whole app runs in English or Somali. Switch any time from your profile. NEED A HAND? Help Centre opens a direct WhatsApp conversation with our support team. eBixi is available to customers in Somalia and Somaliland. A phone number registered with a supported mobile money provider is required to move funds.