Comparison

eBesa vs SalaamPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

eBesa

Manage your money with a comprehensive mobile finance app. Send and receive funds locally and internationally, pay bills, buy airtime, and access loans. Features include Sharia-compliant savings, virtual debit cards, and biometric authentication for secure transactions.

Highlights
  • International money transfers
  • Sharia-compliant loans and savings
  • Virtual debit cards
  • Biometric authentication
  • Bill and airtime payments
  • Multi-currency support
  • Transaction statements and receipts
Read full description

Experience convenience, simplicity and security in life with eBesa App by accessing and spending your money Anytime. Anywhere! With eBesa, you can do core Mobile Money transactions such as sending and receiving money locally and internationally, buying airtime and data paying for goods and services & bills. Additionally, eBesa App offers much more enhanced and integrated financial services among them linking and managing bank accounts, sharia compliant loans and virtual debit Cards to mention a few. eBesa App is more than just Mobile Money! Introducing the new eBesa App! The new app allows you to do more financial transactions fast and conveniently. Manage your financials transactions easily with the new features now available with just a few taps on your mobile phone. 1. Core Mobile Money transactions - Access all core eBesa transactions with a brand new and more simplified user experience - Send money, buy goods, pay bill, withdraw at agent and buy airtime. 2. eBesa Global - International money transfer service that enables send to mobile, send to bank, send to remittance Companies and receive into your eBesa account or withdraw/pick up at an eBesa agent near you. 3. Buy bundles - buy Somlink data, voice and SMS bundles and pay directly on the app using airtime or eBesa 4. QR - Initiate send money, buy goods, pay bill and withdraw transactions by scanning QR codes and generate and share your own personal QR code Open a Sharia compliant eBesa Savings Account and save your money while earning a profit. 5. Request and receive a Sharia Compliant Loan on your eBesa on the spot. 6. Multicurrency-eBesa Comes in both USD and Somali Shillings allowing Somali People to take pride in transacting in own currency. This is support by currency conversion module. 7. Statement - Review, interact and access your entire eBesa statement directly on the home screen as well as filter, download and export your eBesa statement in PDF form. 8. Receipts - Download and share e-receipts for send money, buy goods, pay bill and withdraw transactions to share transaction information with other users via pdf 9. Biometric Authentication - Log in and transact on the app using face or fingerprint authentication without having to enter eBesa PIN manually every time 10. Favorites - Save people or businesses you interact with regularly directly on the app so you don’t have to manually enter the details every time you want to make a payment 11. Frequents - Get an automatically generated list of people or businesses you frequently send money to. 12. Send money with description - Add context when sending money by adding a payment description for the recipient 13. frequently interact with to simplify the payment process It is here with you! Regulated by the Central Bank of Somalia.

About

SalaamPay

Read full description

SalaamPay is the official mobile banking and wallet app from Salaam Bank. Send money. Pay bills. Open or link a bank account. Manage cards. All from your phone. What you can do - Send money to any SalaamPay wallet, M-Pesa, Airtel, or MTN number - Send across Kenya and Uganda - Send straight to a bank account (Pesalink, RTGS, bank transfer) - Pay merchants by scanning a QR code or entering a merchant ID - Pay utility bills - Buy airtime and data bundles - Top up your wallet from a bank account or card - Withdraw cash to your bank account - Open a new Salaam Bank account or link an existing one - Request and manage Salaam Bank cards: physical or virtual - Browse Sharia-compliant savings and investment products Built for security - a Wallet PIN and Bank PIN used to access the app and confirm transactions - Face ID, Touch ID, or fingerprint sign-in - End-to-end encryption on every transaction - Save and share transaction receipts Built for customers of Salaam Bank in Kenya and Uganda.

Screenshots

eBesa4 screens
SalaamPay4 screens

Verdict

The call

The clearest difference is update cadence: SalaamPay at monthly against eBesa's every 2 months. eBesa's advantage is iOS requirement (12 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

eBesa ships an update every 2 months, SalaamPay monthly. The most recent releases landed on August 21, 2026 and September 9, 2026 respectively.

Scorecard2 real differences · 8 level
eBesa versus SalaamPay: the parameters behind the verdict, then further details
ParametereBesaSalaamPay
PriceFreeFree
Rating4.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS12 — better15.0
Further details — not scored
Size186 MB86 MB
Age rating4+4+
DevelopereBesa LimitedSalaam African Bank

In-app purchases

None

eBesa

No in-app purchases

None

SalaamPay

No in-app purchases

Questions

Is eBesa free?
eBesa is free to download, with no in-app purchases.
Is SalaamPay free?
SalaamPay is free to download, with no in-app purchases.
Do eBesa or SalaamPay have ads?
Neither eBesa nor SalaamPay shows ads.
Which is updated more often, eBesa or SalaamPay?
eBesa ships an update every 2 months, and SalaamPay monthly. Most recently, eBesa was updated on August 21, 2026 and SalaamPay on September 9, 2026.

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