Comparison

eBesa vs Asal Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

eBesa

Manage your money with a comprehensive mobile finance app. Send and receive funds locally and internationally, pay bills, buy airtime, and access loans. Features include Sharia-compliant savings, virtual debit cards, and biometric authentication for secure transactions.

Highlights
  • International money transfers
  • Sharia-compliant loans and savings
  • Virtual debit cards
  • Biometric authentication
  • Bill and airtime payments
  • Multi-currency support
  • Transaction statements and receipts
Read full description

Experience convenience, simplicity and security in life with eBesa App by accessing and spending your money Anytime. Anywhere! With eBesa, you can do core Mobile Money transactions such as sending and receiving money locally and internationally, buying airtime and data paying for goods and services & bills. Additionally, eBesa App offers much more enhanced and integrated financial services among them linking and managing bank accounts, sharia compliant loans and virtual debit Cards to mention a few. eBesa App is more than just Mobile Money! Introducing the new eBesa App! The new app allows you to do more financial transactions fast and conveniently. Manage your financials transactions easily with the new features now available with just a few taps on your mobile phone. 1. Core Mobile Money transactions - Access all core eBesa transactions with a brand new and more simplified user experience - Send money, buy goods, pay bill, withdraw at agent and buy airtime. 2. eBesa Global - International money transfer service that enables send to mobile, send to bank, send to remittance Companies and receive into your eBesa account or withdraw/pick up at an eBesa agent near you. 3. Buy bundles - buy Somlink data, voice and SMS bundles and pay directly on the app using airtime or eBesa 4. QR - Initiate send money, buy goods, pay bill and withdraw transactions by scanning QR codes and generate and share your own personal QR code Open a Sharia compliant eBesa Savings Account and save your money while earning a profit. 5. Request and receive a Sharia Compliant Loan on your eBesa on the spot. 6. Multicurrency-eBesa Comes in both USD and Somali Shillings allowing Somali People to take pride in transacting in own currency. This is support by currency conversion module. 7. Statement - Review, interact and access your entire eBesa statement directly on the home screen as well as filter, download and export your eBesa statement in PDF form. 8. Receipts - Download and share e-receipts for send money, buy goods, pay bill and withdraw transactions to share transaction information with other users via pdf 9. Biometric Authentication - Log in and transact on the app using face or fingerprint authentication without having to enter eBesa PIN manually every time 10. Favorites - Save people or businesses you interact with regularly directly on the app so you don’t have to manually enter the details every time you want to make a payment 11. Frequents - Get an automatically generated list of people or businesses you frequently send money to. 12. Send money with description - Add context when sending money by adding a payment description for the recipient 13. frequently interact with to simplify the payment process It is here with you! Regulated by the Central Bank of Somalia.

About

Asal Pay

A secure mobile wallet for managing finances, fully owned and regulated by a licensed remittance company. It offers a straightforward way to handle your money on the go.

Highlights
  • Mobile wallet functionality
  • Secure financial management
  • Regulated by Central Bank of Somalia
  • Owned by Asal Express
Features
Read full description

Asal Pay is a mobile wallet product fully owned and managed by Asal Express which is a remittance company licensed and regulated by the Central Bank of Somalia.

Screenshots

eBesa4 screens
Asal Pay4 screens

Verdict

The call

The clearest difference is rating: eBesa at 4.0 against Asal Pay's 3.0. Asal Pay's advantage is update cadence (fortnightly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

eBesa holds the better App Store score, 4.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

UpkeepUpdate frequency

eBesa ships an update every 2 months, Asal Pay fortnightly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard2 real differences · 8 level
eBesa versus Asal Pay: the parameters behind the verdict, then further details
ParametereBesaAsal Pay
PriceFreeFree
Rating4.0 (2 ratings) — better3.0 (2 ratings)
Positive reviews100.0% of reviews—
Number of ratings22
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15 — better15.5
Further details — not scored
Size174 MB86 MB
Age rating4+4+
DevelopereBesa LimitedAsal Express

Customer experience

eBesa

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Asal Pay

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

eBesa

No in-app purchases

None

Asal Pay

No in-app purchases

Questions

Is eBesa free?
eBesa is free to download, with no in-app purchases.
Is Asal Pay free?
Asal Pay is free to download, with no in-app purchases.
Which has better reviews, eBesa or Asal Pay?
eBesa is rated higher. eBesa averages 4.0 out of 5 from 2 ratings, while Asal Pay averages 3.0 from 2 ratings.
Do eBesa or Asal Pay have ads?
Neither eBesa nor Asal Pay shows ads.
Which is updated more often, eBesa or Asal Pay?
eBesa ships an update every 2 months, and Asal Pay fortnightly. Most recently, eBesa was updated on November 3, 2026 and Asal Pay on November 4, 2026.

Other comparisons