AMWALI vs Kalbe
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AMWALI
This electronic payment gateway aims to enhance user experience and service quality through various features and functions. It offers a streamlined way to manage transactions and payments.
- Electronic payment gateway
- Improved user experience
- Enhanced service quality
- Streamlined transactions
- Payment management
Read full descriptionHide full description
AMWALI-MR's electronic payment gateway is characterized by a number of features and functions that will improve the user experience and elevate the quality of services provided.
Kalbe
Manage your international payments with a virtual card. Easily top up using local currency and spend globally in USD for online purchases, subscriptions, and advertising. Enjoy a secure and flexible alternative to traditional bank cards.
- Virtual card for international payments
- Local currency top-ups (MRU)
- Spend in US dollars globally
- Secure financial management
- Alternative to traditional bank cards
- Online purchase and subscription payments
Read full descriptionHide full description
Kalbe offers you a virtual card that simplifies your international payments! Easily top up with local currency (MRU) and spend anywhere in the world. Whether you're making online purchases, paying subscriptions, or advertising on social media, Kalbe helps you manage your finances simply and securely. With a local top-up process, you can load your card using traditional payment methods and then make transactions in US dollars without worry. Enjoy a flexible and transparent solution for your global payments, free from the limitations of traditional bank cards.
Screenshots
Verdict
The clearest difference is review sentiment: Kalbe at 100% against AMWALI's 0%. Kalbe also leads on rating (4.4 vs 4.1) and ratings volume (45 vs 9). AMWALI's advantage is iOS requirement (11.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kalbe holds the better App Store score, 4.4 against 4.1. That said, the two scores are not equally well evidenced: Kalbe has 45 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 0% of AMWALI's written reviews are positive against 100% of Kalbe's.
AMWALI ships an update weekly, Kalbe every 2 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | AMWALI | Kalbe |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (9 ratings) | 4.4 (45 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 9 | 45 — better |
| Update frequency | Weekly — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 113 MB | 49 MB |
| Age rating | 4+ | 17+ |
| Developer | TAHALUF AL EMARAT TECHNICAL SOLUTIONS LLC | NEOTIC S.A.R.L |
Customer experience
AMWALI
Kalbe
In-app purchases
AMWALI
No in-app purchases
Kalbe
No in-app purchases






