Comparison

Lendmark Mobile vs Budget Journal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lendmark Mobile

Manage your loan account conveniently on the go. Make payments, access your transaction history, and go paperless with e-statements. The app offers secure support and customized alerts, making loan management fast and accessible anytime, anywhere.

Highlights
  • Manage loan accounts on the go
  • Make payments
  • View account and transaction history
  • Go paperless with e-statements
  • Receive customized alerts and notifications
  • Secure email support
  • Find nearest branch
Read full description

Introducing Lendmark Mobile! Lendmark Financial Service’s mobile app makes it easy for you to manage your loan account on the go. Make payments, go paperless with e-statements, and view your loan account information right from your iPhone or iPad! Lendmark Mobile allows you to manage accounts from your mobile device…anytime, anywhere. Get on your Lendmark, get set, and go! Now it’s easy to do business with Lendmark 24/7, right from your iPhone or iPad. It’s fast, and secure. With Lendmark Mobile, you can: • Access to your account and transaction history • Secure email support (during business and extended evening hours) • Paperless e-statements • Customized alerts and notifications • Making payments • Manage contact information • Find nearest Lendmark branch Don’t have an account with Lendmark Financial? You can download the app and locate a branch near you or apply online 24/7 at www.lendmarkfinancial.com At Lendmark, we understand loans are as individual as the people who apply for them, so we personalize loan solutions to meet your unique needs. But one thing is always the same for every Lendmark customer: we strive to make borrowing easy, convenient, and affordable. We take the time to help you with: • Car and home repairs • Debt consolidation • Unexpected expenses • Travel • Monthly bills • Medical care • Holidays

About

Budget Journal

Features
Read full description

Budget Journal is the simple budget app and expense tracker that helps you know exactly where your money goes — every dollar, every week, every month. Built around the proven 50/30/20 rule, this personal finance app turns your income, bills, and daily spending into a clear picture of your financial health. No spreadsheets. No guesswork. Just a straightforward way to budget, save, and stay on top of bills. WHY BUDGET JOURNAL • Automatic 50/30/20 budget reports — See if your spending fits the healthy ratio, instantly • Bill tracker & reminders — Never miss a due date • Expense tracking with smart category limits — Auto-set budgets based on your income, or customize freely • Bank sync — Securely connect your accounts via Plaid or add balances manually • AI-powered tips — Get personalized suggestions to save more and spend smarter • Paycheck-based budgeting — Know what's left before your next payday • Debt payoff tracking — Build progress toward financial freedom • Multi-currency & 12 languages — Works globally • Dark mode — Easy on the eyes, day or night • Referral rewards — Get a free month for every friend who subscribes PRICING Start with a 30-day free trial — no credit card required to explore. After trial: $11.99/month via the App Store. Cancel anytime from your Apple ID subscription settings. Save on the web: Subscribe at budgetjournal.org for $8.99/month — the same account works in the app. WHO IT'S FOR Whether you're paying off debt, saving for a home, building an emergency fund, or just tired of wondering where your paycheck went — Budget Journal gives you the answers. Download today and know your money. Terms of Use: https://budgetjournal.org/terms Privacy Policy: https://budgetjournal.org/privacy

Screenshots

Lendmark Mobile3 screens
Budget Journal4 screens

Verdict

The call

The clearest difference is in-app purchases: Lendmark Mobile at none against Budget Journal's 1. Budget Journal's advantage is update cadence (weekly vs every 6 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Journal sells 1 in-app purchase, starting at $9.99 per month. Lendmark Mobile asks for nothing beyond the download.

UpkeepUpdate frequency

Lendmark Mobile ships an update every 6 months, Budget Journal weekly. Both last shipped on October 24, 2026.

Scorecard2 real differences · 8 level
Lendmark Mobile versus Budget Journal: the parameters behind the verdict, then further details
ParameterLendmark MobileBudget Journal
PriceFreeFree
Rating2.0 (155 ratings) — better—
Positive reviews20.3% of reviews—
Number of ratings155 — better—
Update frequencyEvery 6 monthsWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size4 MB10 MB
Age rating4+4+
DeveloperLendmark Financial Services, LLCLydell Baines

Bugs and requests

Lendmark Mobile

Reported bugs

12 issues
  • Login credentials not recognized despite correct information
  • Password reset functionality unreliable
  • Terms and conditions checkbox unresponsive on iOS
  • Connection errors during payment attempts
  • App fails to load or open after recent updates
Show 7 more
  • Payment processing returns error messages
  • Account creation process hangs on final screen
  • Biometric login enabled but never activates
  • App requires password re-entry every session
  • Inconsistent error handling for card information
  • Desktop login redirects to mobile app without proper support
  • App becomes unresponsive after bug fix updates

Requested features

9 requests
  • Implement biometric login (FaceID/fingerprint) properly
  • Add payoff amount visibility in app
  • Save login credentials to avoid repeated entry
  • Improve app design similar to Discover or Amex
  • Display accurate principal balance information
Show 4 more
  • Remove or clarify payment processing fees
  • Allow flexible payment amounts beyond minimum
  • Add comprehensive loan information and documentation access
  • Implement proper terms and conditions checkbox functionality

Budget Journal

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Lendmark Mobile

No in-app purchases

1 purchases

Budget Journal

Subscriptions1
  • Budget Journal Monthly$9.991 Month

Questions

Is Lendmark Mobile free?
Lendmark Mobile is free to download, with no in-app purchases.
Is Budget Journal free?
Budget Journal is free to download, with in-app purchases available.
Do Lendmark Mobile or Budget Journal have ads?
Neither Lendmark Mobile nor Budget Journal shows ads.
Which is updated more often, Lendmark Mobile or Budget Journal?
Lendmark Mobile ships an update every 6 months, and Budget Journal weekly. Most recently, Lendmark Mobile was updated on October 24, 2026 and Budget Journal on October 24, 2026.

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