Comparison

Moneybase vs Ribbon Global

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moneybase

Manage your finances with a comprehensive platform offering banking, investments, and card controls. Send and receive money instantly, control physical and virtual cards, and access competitive exchange rates for international spending. Get real-time financial updates and support 7 days a week.

Highlights
  • Transactional banking with IBAN
  • Physical and virtual card management
  • Instant SEPA and bank transfers
  • Access to 20,000+ investments
  • Competitive foreign exchange rates
  • Real-time transaction notifications
  • 7-day customer support
Features
Read full description

Welcome to Moneybase, we’re focused on making finance easier and we are on a mission to redefine the way you grow and manage your money. Moneybase is a powerful platform for all things finance, offering transactional banking, physical and virtual cards, instant payments as well as access to over 20,000 investments all under the same ecosystem. Bank Payments in the blink of an eye - Send or receive money easily with SEPA Bank transfers and Instant payments. Get your own IBAN today. Full in-app control of your physical or virtual cards - Thanks to our safety features and controls, you can freeze, unfreeze or cancel your card whenever you wish. You can even set up customized permissions and restrictions such as ATM withdrawals, Online Payments or Swipe payments or view your PIN directly from the Moneybase app! Generate your virtual card instantly or order a physical contactless card. Save when travelling or spending abroad - We offer competitive exchange rates that allow you to save money when spending abroad, so that you can spend at will and make the most of your trip. We’re there for you 7 days a week, call us anytime - Our customer service team are ISO Certified, the Gold standard for customer care. Our team is ready to assist you right away via phone or live chat. Your money at your fingertips - Get real-time notifications when you make a card transaction, when you receive money and much more. With Moneybase you can instantly keep updated on your finances, with full view of past transactions, you can take control of your spending. Create your account in minutes - With fast signup right from your phone you can get started in just a few minutes. High value service with Ultra Low fees - Life is full of unexpected surprises, but fees shouldn’t be one of them. With Moneybase what you see is what you get – no hidden fees, our ultra-competitive pricing is easy to understand. Community-driven - With an exciting pipeline ahead, we invite you to join us in shaping the next-generation financial platform. Our public roadmap, community and Facebook group all allow you to log in and have your say about what we develop next. Together lets make money simple!

About

Ribbon Global

Manage your finances and financial wellbeing with a zero-fee super app. Open an account, track spending, set goals, and monitor your carbon footprint. Earn rewards for transactions and access AI-powered insights.

Highlights
  • Zero-fee financial services
  • AI-powered analytics
  • Budgeting and goal setting
  • Carbon footprint tracking
  • Transaction rewards
  • Split bills and money transfers
Read full description

A zero fee Hyper Personalised Carbon Neutral Financial Services Super App at your fingertips. Manage your money and financial wellbeing, all in one place. Open a personal account without any fees in a few minutes from your smartphone. Access Ribbon AI powered analytics and financial literacy tools such as Goals, Budget, and Piggy Bank. Account holders can view the carbon footprint generated by the purchases that they make from their Ribbon account, with an option to offset their carbon footprint. What more? Get rewarded with Ribbon Coins for all your transactions. A fully loaded Financial Services Super App: * No Joining or Monthly Fee * Open Current Account in Minutes * Free Contactless Debit Card * Smart Analytics * Budget Tool * CO2 Emission Tracking * Goals Set-up & Tracking * Piggy Bank for Spare Change * Split Bills * Money Transfers * Ribbon Coins * Lock and Unlock Card anytime * Easy Bank Transfers * Open Banking Integration * Link other bank accounts * AI driven Chatbot * Instant Payment Notifications * Send and Request Money Ribbon Plc (No. 119662) is authorised and regulated by the Gibraltar Financial Services Commission under Financial Services Act 2019 for issuance of electronic money and offering payment services. Registered address: 2 Irish Town, Gibraltar GX11 1AA.

Screenshots

Moneybase4 screens
Ribbon Global4 screens

Verdict

The call

The clearest difference is rating: Moneybase at 3.0 against Ribbon Global's 2.3. Moneybase also leads on device support. Ribbon Global's advantage is review sentiment (65% vs 50%) and iOS requirement (14.0 vs 17.0). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Moneybase holds the better App Store score, 3.0 against 2.3. Both are backed by a comparable volume of ratings — 8 and 3 respectively. Written reviews complicate that: 50% of Moneybase's written reviews are positive against 65% of Ribbon Global's, so the app with the better star average is not the one people write more warmly about.

Scorecard4 real differences · 6 level
Moneybase versus Ribbon Global: the parameters behind the verdict, then further details
ParameterMoneybaseRibbon Global
PriceFreeFree
Rating3.0 (8 ratings) — better2.3 (3 ratings)
Positive reviews50.0% of reviews64.7% of reviews — better
Number of ratings8 — better3
Update frequencyEvery 3 weeks—
AdsNo—
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, Apple Watch — better—
Requires iOS17.014.0 — better
Further details — not scored
Size175 MB67 MB
Age rating4+17+
DeveloperMoneybase LtdRibbon Limited

Customer experience

Moneybase

All ratings8 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Ribbon Global

Written reviews17 reviews
Positive64.7%
Neutral0.0%
Negative35.3%

In-app purchases

None

Moneybase

No in-app purchases

None

Ribbon Global

No in-app purchases

Questions

Is Moneybase free?
Moneybase is free to download, with no in-app purchases.
Is Ribbon Global free?
Ribbon Global is free to download, with no in-app purchases.
Which has better reviews, Moneybase or Ribbon Global?
Moneybase is rated higher. Moneybase averages 3.0 out of 5 from 8 ratings, while Ribbon Global averages 2.3 from 3 ratings.

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