Comparison

HBS Flex vs TelComm Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HBS Flex

Features
Read full description

Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service • View your statements and notifications • Scan product barcodes to determine their eligibility Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Manage your expenses by entering medical expense information and supporting documentation • View and Manage your HSA investments • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX®

About

TelComm Mobile

Manage your finances on the go with secure and fast access to your accounts. Check balances, review transactions, transfer funds, and pay bills from your mobile device anytime, anywhere.

Highlights
  • Check account balances
  • Review recent transactions
  • Transfer funds between accounts
  • View and pay bills
  • Secure mobile access
Features
Read full description

Access your accounts when and where you want from the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You can check your balances, pay bills and transfer money...while you are on the go! Features: • Check your account balances • Review recent transactions • Transfer funds between your accounts • View and pay bills (you must be enrolled in bill pay within online banking) Enroll in the app or online banking to begin using. Mobile banking is free to access, but messaging and data rates may apply. Federally insured by NCUA.

Screenshots

HBS Flex4 screens
TelComm Mobile4 screens

Verdict

The call

The clearest difference is ads: HBS Flex at none against TelComm Mobile's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on September 10, 2026 and September 21, 2026 respectively.

Scorecard1 real difference · 9 level
HBS Flex versus TelComm Mobile: the parameters behind the verdict, then further details
ParameterHBS FlexTelComm Mobile
PriceFreeFree
Rating4.7 (566 ratings) — better
Positive reviews16.7% of reviews
Number of ratings566 — better
Update frequencyEvery 4 monthsEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size26 MB140 MB
Age rating17+4+
DeveloperHBS Flex, Inc.TelComm Credit Union

Bugs and requests

HBS Flex

Not enough reviews yet to summarise bugs or requests.

TelComm Mobile

Reported bugs

7 issues
  • App frequently won't open
  • App is always unavailable
  • App crashes on launch
  • Error message stating functionality is unavailable
  • Password reset emails not being sent
Show 2 more
  • Inability to see pending ACH deposits
  • Cannot click on transactions for more details

Requested features

6 requests
  • Allow users to see pending ACH deposits
  • Enable clicking on transactions for more info
  • Display account number, routing number, and debit card number
  • Allow freezing account through the app
  • Improve app functionality for bill pay and Zelle setup
Show 1 more
  • Update app to include essential banking information

In-app purchases

None

HBS Flex

No in-app purchases

None

TelComm Mobile

No in-app purchases

Questions

Is HBS Flex free?
HBS Flex is free to download, with no in-app purchases.
Is TelComm Mobile free?
TelComm Mobile is free to download, with no in-app purchases.
Do HBS Flex or TelComm Mobile have ads?
TelComm Mobile shows ads; HBS Flex does not.
Which is updated more often, HBS Flex or TelComm Mobile?
HBS Flex ships an update every 4 months, and TelComm Mobile every 4 months. Most recently, HBS Flex was updated on September 10, 2026 and TelComm Mobile on September 21, 2026.

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