Comparison

TelComm Mobile vs AGCU Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TelComm Mobile

Manage your finances on the go with secure and fast access to your accounts. Check balances, review transactions, transfer funds, and pay bills from your mobile device anytime, anywhere.

Highlights
  • Check account balances
  • Review recent transactions
  • Transfer funds between accounts
  • View and pay bills
  • Secure mobile access
Features
Read full description

Access your accounts when and where you want from the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You can check your balances, pay bills and transfer money...while you are on the go! Features: • Check your account balances • Review recent transactions • Transfer funds between your accounts • View and pay bills (you must be enrolled in bill pay within online banking) Enroll in the app or online banking to begin using. Mobile banking is free to access, but messaging and data rates may apply. Federally insured by NCUA.

About

AGCU Banking

Manage your finances on the go with this banking app. Organize transactions with tags, notes, and photos, set up balance alerts, and make payments or transfers easily. Deposit checks with a photo, manage your debit card, and find nearby branches and ATMs.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set up balance alerts
  • Make payments and transfers
  • Deposit checks via photo
  • Manage debit cards
  • View and save statements
  • Find branches and ATMs
Features
Read full description

AGCU Banking is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with AGCU Banking: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

TelComm Mobile4 screens
AGCU Banking4 screens

Verdict

The call

TelComm Mobile and AGCU Banking both sit at 4.7 stars, but that hides the real split: 74% of AGCU Banking's written reviews are positive against 15% of TelComm Mobile's. AGCU Banking also leads on ads (none vs shown) and update cadence (monthly vs every 4 months). TelComm Mobile's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, rating, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for TelComm Mobile against 4.8 for AGCU Banking. Both are backed by a comparable volume of ratings — 611 and 996 respectively. Written reviews are what separate them: 15% of TelComm Mobile's written reviews are positive against 74% of AGCU Banking's.

UpkeepUpdate frequency

TelComm Mobile ships an update every 4 months, AGCU Banking monthly. The most recent releases landed on October 23, 2026 and October 27, 2026 respectively.

Scorecard5 real differences · 5 level
TelComm Mobile versus AGCU Banking: the parameters behind the verdict, then further details
ParameterTelComm MobileAGCU Banking
PriceFreeFree
Rating4.7 (611 ratings)4.8 (996 ratings) — better
Positive reviews15.4% of reviews73.7% of reviews — better
Number of ratings611996 — better
Update frequencyEvery 4 monthsMonthly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size140 MB197 MB
Age rating4+12+
DeveloperTelComm Credit UnionAssemblies of God Credit Union

Customer experience

TelComm Mobile

All ratings525 ratings
Positive93.0%
Neutral1.7%
Negative5.3%
Written reviews13 reviews
Positive15.4%
Neutral7.7%
Negative76.9%

AGCU Banking

All ratings988 ratings
Positive97.1%
Neutral1.0%
Negative1.9%
Written reviews19 reviews
Positive73.7%
Neutral5.3%
Negative21.1%

User reviews

TelComm Mobile

From 611 App Store ratings

What we love

  • ⭐ Long-time member satisfaction
  • 👍 App works fine for some users
  • 💡 Online banking enrollment mentioned as a solution

Room to improve

  • 🐛 Frequently won't open
  • 🐛 App is unavailable/never works
  • 🐛 Crashes immediately on opening
  • 🐛 Cannot perform basic functions
  • 🐛 Annoying update prompts

AGCU Banking

From 996 App Store ratings

What we love

  • 🚀 Quick and easy to use
  • 👍 User-friendly design
  • 💡 Useful tools like notes and receipt attachments
  • 🚀 Convenient mobile deposit feature

Room to improve

  • 🐛 Perpetual app update issue
  • 🤔 Suboptimal iPad layout and truncated transaction details
  • ⚠️ Difficulty accessing bill pay

Bugs and requests

TelComm Mobile

Reported bugs

7 issues
  • App frequently won't open
  • App is always unavailable
  • App crashes on launch
  • Error message stating functionality is unavailable
  • Password reset emails not being sent
Show 2 more
  • Inability to see pending ACH deposits
  • Cannot click on transactions for more details

Requested features

6 requests
  • Allow users to see pending ACH deposits
  • Enable clicking on transactions for more info
  • Display account number, routing number, and debit card number
  • Allow freezing account through the app
  • Improve app functionality for bill pay and Zelle setup
Show 1 more
  • Update app to include essential banking information

AGCU Banking

Reported bugs

2 issues
  • App not working after software update
  • Horizontal orientation not supported on iPad

Requested features

2 requests
  • Confirmation number for mobile deposits
  • Easier access to bill pay

In-app purchases

None

TelComm Mobile

No in-app purchases

None

AGCU Banking

No in-app purchases

Questions

Is TelComm Mobile free?
TelComm Mobile is free to download, with no in-app purchases.
Is AGCU Banking free?
AGCU Banking is free to download, with no in-app purchases.
Which has better reviews, TelComm Mobile or AGCU Banking?
AGCU Banking is rated higher. TelComm Mobile averages 4.7 out of 5 from 611 ratings, while AGCU Banking averages 4.8 from 996 ratings.
Do TelComm Mobile or AGCU Banking have ads?
TelComm Mobile shows ads; AGCU Banking does not.
Which is updated more often, TelComm Mobile or AGCU Banking?
TelComm Mobile ships an update every 4 months, and AGCU Banking monthly. Most recently, TelComm Mobile was updated on October 23, 2026 and AGCU Banking on October 27, 2026.

Other comparisons