Comparison

Volta Wallet vs Setld.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Volta Wallet

This non-custodial cryptocurrency app provides secure storage and management for digital assets across 16 blockchains and millions of tokens. It offers seamless swaps, real-time market insights, and an intuitive interface for both new and experienced users.

Highlights
  • Non-custodial crypto storage
  • Supports 16 blockchains
  • Millions of tokens supported
  • Seamless token swaps
  • Real-time market data
  • Multi-account management
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Discover Volta Wallet: Your Secure Gateway to Crypto Empower your financial future with Volta Wallet – the ultimate non-custodial crypto app that puts you in full control of your digital assets. Designed for both beginners and seasoned traders, Volta offers seamless cryptocurrency management, supporting 16 blockchains and millions of tokens for unparalleled flexibility. Why Choose Volta Wallet? Complete Control & Security: As a fully non-custodial wallet, your private keys stay with you – no third-party custody means true ownership and enhanced privacy. Create multiple wallets effortlessly for personal, business, or family use, backed by advanced security like mnemonic phrases. Multi-Chain Support: Manage assets across major networks including Bitcoin (BTC), Ethereum (ETH), XRP Ledger (XRPL), Solana (SOL), Binance Smart Chain (BSC), Polygon, Avalanche (AVAX), Arbitrum (ARB), Base (BASE), Stellar, Dogecoin, Litecoin, and more. Handle ERC-20 tokens, XRPL assets, and beyond with ease. Seamless Swaps & Trading: Access over 90,000 trading pairs for instant swaps. Enjoy easy coin/token selection, live market data, and cost-effective transactions. Real-Time Insights & Tools: View live prices and access market data. Explore charts and transactions through trusted providers. Manage TrustLines for XRPL tokens and enjoy features like portfolio diversification. User-Friendly Experience: Intuitive interface with simplified contacts, multi-account management, and on-demand tools. No mandatory mobile number for access – prioritize security and convenience. Powered by XRPayNet & XRP Ledger: Leverage lightning-fast transactions under 5 seconds at minimal costs. Ideal for holding and managing XRPayNet coins in an ecosystem built for efficiency and energy savings. Whether you're sending crypto or swapping tokens, Volta Wallet delivers a secure, intuitive platform for the digital world. Join thousands of users who trust Volta for their crypto journey. Download now and experience the freedom of non-custodial finance!

About

Setld.

Features
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Setld is the easiest way to pay friends, split bills, and order at your favourite spots, all in one app, built for South Africa. Whether you're settling up after dinner, sending a mate their half of the Uber, or skipping the queue at your local coffee shop, Setld keeps your money moving and your friendships drama-free. PAY FRIENDS INSTANTLY • Send and request money in a simple chat, it settles the moment you tap. • No more "I'll EFT you later." Pay your share on the spot. • See exactly who owes who, and clear a debt in one tap. SPLIT ANY BILL, FAIRLY • Scan a bill and tap the items you actually had. • Everyone pays only their share, no awkward maths, no one short. • Add a tip at checkout, your way. SCAN. ORDER. SKIP THE QUEUE. • Scan the QR at your table or the counter to see the menu. • Order and pay from your phone, takeaway is paid up front, sit-down runs as a tab you split at the end. • Invite friends to the table so everyone orders onto one bill. A WALLET THAT KEEPS UP • Top up securely by card, powered by Yoco. • Watch your balance update in real time across every screen. • Withdraw to your bank whenever you like. BUILT AROUND YOUR FRIENDS • Group chats for trips, housemates and regular crews. • Keep a running tab with the people you see most. • Activity feed so nothing slips through the cracks. Setld is made for the way South Africans actually go out, split, pay, order and settle, without the spreadsheet. Download Setld and never chase a friend for money again.

Screenshots

Volta Wallet4 screens
Setld.4 screens

Verdict

The call

The clearest difference is update cadence: Setld. at every 4 days against Volta Wallet's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Volta Wallet ships an update every 2 weeks, Setld. every 4 days. The most recent releases landed on October 13, 2026 and October 16, 2026 respectively.

Scorecard1 real difference · 9 level
Volta Wallet versus Setld.: the parameters behind the verdict, then further details
ParameterVolta WalletSetld.
PriceFreeFree
Rating3.2 (30 ratings) — better—
Positive reviews46.2% of reviews—
Number of ratings30 — better—
Update frequencyEvery 2 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size83 MB4 MB
Age rating4+4+
DeveloperXRPAYNET GLOBAL LIMITEDBENNO LUTZ VAN DER MERWE

In-app purchases

None

Volta Wallet

No in-app purchases

None

Setld.

No in-app purchases

Questions

Is Volta Wallet free?
Volta Wallet is free to download, with no in-app purchases.
Is Setld. free?
Setld. is free to download, with no in-app purchases.
Do Volta Wallet or Setld. have ads?
Neither Volta Wallet nor Setld. shows ads.
Which is updated more often, Volta Wallet or Setld.?
Volta Wallet ships an update every 2 weeks, and Setld. every 4 days. Most recently, Volta Wallet was updated on October 13, 2026 and Setld. on October 16, 2026.

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