Beans App vs Integracard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Beans App
Manage, send, and receive money globally with a secure, non-custodial wallet. Instantly move funds, exchange currencies, and earn variable returns on your value. Access cash worldwide through MoneyGram locations.
- Global money management
- Instant international transfers
- Multi-currency wallet
- Earn variable returns
- Cash access via MoneyGram
- Secure non-custodial wallet
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With Beans you can manage, send and receive money globally in one secure, non custodial wallet. Move funds instantly, exchange between currencies and access variable returns on your value with clear insight and control. The Beans App helps you be smart with your money. Beans Earn (new): Earn variable returns on your value across supported currencies. Returns change over time and your funds can be withdrawn whenever you choose. There are no lock in periods and your money always stays under your control. Instant global transfers: Send and receive money worldwide without hidden fees or delays. Transfers within the Beans network are instant and free. Multi currency wallet: Hold and exchange more than 80 currencies at competitive rates. Manage everything easily in one simple and reliable app. Cash access with MoneyGram: Deposit or withdraw cash through more than 350.000 MoneyGram locations worldwide. This makes it easy for anyone to move between digital and physical money when needed. Security and control: Beans is a non custodial wallet. Only you have access to your funds with secure private key technology on your device. Encryption and two factor authentication help protect your account at all times. Who uses Beans • People looking for a simple, transparent and secure finance app • Families sending money across borders • Freelancers receiving international payments • Travellers managing different currencies • Users who want their value to work for them while keeping control Why choose Beans • Instant and free wallet to wallet transfers • Variable returns across supported currencies • Multi currency support • Cash access through MoneyGram • Secure non custodial wallet • Simple, transparent and easy to use Download Beans App today and experience an easier way to send, earn and manage your money globally. Returns vary over time. Capital at risk.
Integracard
A prepaid MasterCard designed for convenience and security, allowing you to spend only what you load. No bank account is required, and it bypasses credit checks. Enjoy a vast network of MasterCard discounts for everyday purchases and online transactions.
- Prepaid MasterCard
- No bank account required
- Bypasses credit checks
- Family and friend extensions
- Money transfers
- MasterCard discount network
- Secure transactions
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Integra — tu dinero, simple y en un solo lugar. Integra es la billetera digital que te acompaña en el día a día. Gestioná tu plata, pagá lo que necesites, financiá tus compras y aprovechá beneficios en los comercios de tu zona, todo desde el celular, de forma rápida y segura. ¿Qué podés hacer con Integra? • Pagá tus servicios — Luz, agua, gas, internet, telefonía y más. Sin filas ni papeles: cargás una vez y pagás en segundos. • Cash-in y cash-out — Ingresá dinero a tu cuenta o retiralo cuando lo necesites, a través de la red de puntos adheridos. Tu efectivo y tu saldo digital, siempre conectados. • Cuotificá tus consumos — Dividí tus compras y pagos en cuotas y organizá tus gastos a tu manera, sin complicaciones. • Créditos y adelantos — Pedí créditos y adelantos de dinero en pocos pasos, para cuando más lo necesitás. • Promociones en locales adheridos — Descubrí descuentos y beneficios exclusivos en los comercios cerca tuyo y aprovechá al máximo cada compra. • Todo en una sola app — Consultá tu saldo, seguí tus movimientos y tené el control de tus finanzas en cualquier momento y lugar. Pensada para vos Una experiencia clara, ágil y segura, para que hacer tus pagos, financiar tus compras y mover tu dinero sea tan simple como debería ser. Descargá Integra y empezá a disfrutar de una forma más fácil de manejar tu día a día.
Screenshots
Verdict
The clearest difference is rating: Integracard at 5.0 against Beans App's 3.7. Integracard also leads on monetization model (free vs free with in-app purchases). Beans App's advantage is ratings volume (27 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Integracard holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Beans App has 27 ratings behind it against 1, so its average is the more settled of the two.
Beans App ships an update fortnightly, Integracard every 9 days. Both last shipped on November 3, 2026.
| Parameter | Beans App | Integracard |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (27 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 60.0% of reviews | — |
| Number of ratings | 27 — better | 1 |
| Update frequency | Fortnightly | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 66 MB | 14 MB |
| Age rating | 4+ | 4+ |
| Developer | Beans bv | Integracard |
Customer experience
Beans App
Integracard
In-app purchases
Beans App
No in-app purchases
Integracard
No in-app purchases









