Comparison

Beans App vs CiNKO Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Beans App

Manage, send, and receive money globally with a secure, non-custodial wallet. Instantly move funds, exchange currencies, and earn variable returns on your value. Access cash worldwide through MoneyGram locations.

Highlights
  • Global money management
  • Instant international transfers
  • Multi-currency wallet
  • Earn variable returns
  • Cash access via MoneyGram
  • Secure non-custodial wallet
Features
Read full description

With Beans you can manage, send and receive money globally in one secure, non custodial wallet. Move funds instantly, exchange between currencies and access variable returns on your value with clear insight and control. The Beans App helps you be smart with your money. Beans Earn (new): Earn variable returns on your value across supported currencies. Returns change over time and your funds can be withdrawn whenever you choose. There are no lock in periods and your money always stays under your control. Instant global transfers: Send and receive money worldwide without hidden fees or delays. Transfers within the Beans network are instant and free. Multi currency wallet: Hold and exchange more than 80 currencies at competitive rates. Manage everything easily in one simple and reliable app. Cash access with MoneyGram: Deposit or withdraw cash through more than 350.000 MoneyGram locations worldwide. This makes it easy for anyone to move between digital and physical money when needed. Security and control: Beans is a non custodial wallet. Only you have access to your funds with secure private key technology on your device. Encryption and two factor authentication help protect your account at all times. Who uses Beans • People looking for a simple, transparent and secure finance app • Families sending money across borders • Freelancers receiving international payments • Travellers managing different currencies • Users who want their value to work for them while keeping control Why choose Beans • Instant and free wallet to wallet transfers • Variable returns across supported currencies • Multi currency support • Cash access through MoneyGram • Secure non custodial wallet • Simple, transparent and easy to use Download Beans App today and experience an easier way to send, earn and manage your money globally. Returns vary over time. Capital at risk.

About

CiNKO Wallet

This digital wallet facilitates secure and fast international transactions for freelancers and remote workers. Send and receive digital currency, stablecoins, or USD, and easily transfer funds to local bank accounts or withdraw cash globally.

Highlights
  • Send and receive digital currency
  • Virtual USD account
  • Transfer funds to local banks
  • Link to PayPal
  • Global cash withdrawal
Read full description

Are you a freelancer, remote worker, or need to send money to family abroad? CiNKO is the ideal digital wallet for you! With CiNKO, international transactions are secure, fast, and simple. Send and receive digital currency, stablecoins, or USD—all from your digital wallet. New to digital currencies? No problem! CiNKO makes it easy, guiding you every step of the way. With CiNKO, you can: - Receive payments from the U.S. in your virtual USD account. - Transfer your funds directly to a local bank account at the best rate. - Link your CiNKO virtual USD account to PayPal and transfer funds easily. - Withdraw cash at thousands of MoneyGram locations worldwide. Join the financial revolution with CiNKO—the digital wallet that simplifies your international transactions and takes your financial independence to the next level.

Screenshots

Beans App4 screens
CiNKO Wallet4 screens

Verdict

The call

The clearest difference is rating: CiNKO Wallet at 4.5 against Beans App's 3.7. CiNKO Wallet also leads on review sentiment (88% vs 60%) and monetization model (free vs free with in-app purchases). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CiNKO Wallet holds the better App Store score, 4.5 against 3.7. Both are backed by a comparable volume of ratings — 27 and 11 respectively. Written reviews point the same way: 60% of Beans App's written reviews are positive against 88% of CiNKO Wallet's.

UpkeepUpdate frequency

Beans App ships an update fortnightly, CiNKO Wallet every 5 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
Beans App versus CiNKO Wallet: the parameters behind the verdict, then further details
ParameterBeans AppCiNKO Wallet
PriceFreeFree
Rating3.7 (27 ratings)4.5 (11 ratings) — better
Positive reviews60.0% of reviews87.5% of reviews — better
Number of ratings27 — better11
Update frequencyFortnightlyEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.515.1 — better
Further details — not scored
Size66 MB101 MB
Age rating4+4+
DeveloperBeans bvIslandPay

Customer experience

Beans App

All ratings27 ratings
Positive66.7%
Neutral3.7%
Negative29.6%
Written reviews25 reviews
Positive60.0%
Neutral4.0%
Negative36.0%

CiNKO Wallet

All ratings11 ratings
Positive90.9%
Neutral0.0%
Negative9.1%
Written reviews8 reviews
Positive87.5%
Neutral0.0%
Negative12.5%

In-app purchases

None

Beans App

No in-app purchases

None

CiNKO Wallet

No in-app purchases

Questions

Is Beans App free?
Beans App is free to download, with no in-app purchases.
Is CiNKO Wallet free?
CiNKO Wallet is free to download, with no in-app purchases.
Which has better reviews, Beans App or CiNKO Wallet?
CiNKO Wallet is rated higher. Beans App averages 3.7 out of 5 from 27 ratings, while CiNKO Wallet averages 4.5 from 11 ratings.
Do Beans App or CiNKO Wallet have ads?
Neither Beans App nor CiNKO Wallet shows ads.
Which is updated more often, Beans App or CiNKO Wallet?
Beans App ships an update fortnightly, and CiNKO Wallet every 5 days. Most recently, Beans App was updated on October 24, 2026 and CiNKO Wallet on October 25, 2026.

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