Comparison

Matensa vs Masruf

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Matensa

Manage your finances with a digital wallet that handles payments, transfers, and mobile recharges. Track cash flow, set up bill agreements, and even manage payroll. Earn rewards for good financial habits.

Highlights
  • Digital wallet for payments and transfers
  • Bill and subscription agreement tracking
  • Marketplace for listing products/services
  • Cash flow management and insights
  • Mobile and subscription recharges
  • Payroll deposit and salary advances
  • Automated reminders and rewards
Features
Read full description

Matensa: Your Comprehensive Digital Wallet and Financial Management Platform Experience a new era of financial empowerment with Matensa, your all-in-one digital wallet and financial management platform. Designed to seamlessly integrate into your daily life, Matensa offers a robust suite of features that puts you in control: Agreements: Simplify your financial commitments by setting up and tracking agreements for bills, invoices, and subscriptions. Payments are automatically populated with detailed, itemized entries, and receipts are instantly delivered, directly from merchants or government institutions—eliminating the need for manual tracking. Marketplace: List your products and services in a polished, searchable storefront inside Matensa’s marketplace. Create a personal Catalogue, set prices and availability, and accept bookings with built-in calendar scheduling. The marketplace connects sellers and buyers safely within the app, handles payments and confirmations, and gives you tools to promote listings and manage orders — making it easy to earn and grow your business from one place. Cash Flow Clarity: Gain real-time insights into your finances with a clear view of both incoming and outgoing payments. Manage your cash flow effortlessly and stay ahead of your financial commitments. Cash In, Cash Out, and Transfers: Charge your wallet in LBP or USD using a variety of methods—credit/debit cards, agents, ATMs, branches, or other digital wallets. Send money to friends and pay with QR codes at POS machines or online, ensuring smooth and secure transactions wherever you go. Mobile Recharges: Effortlessly recharge your mobile and subscription accounts, ensuring you're always connected and ready to go. Payroll Management: Have your payroll deposited directly into your Matensa wallet, creating a centralized hub for all your financial activities. Additionally, you can apply for salary advances and access other exclusive benefits, giving you greater control and flexibility over your finances. Reminders & Rewards: Stay on track with automated reminders for due and overdue payments. Plus, earn rewards for responsible financial behavior, like on-time payments and active community participation. Comprehensive Financial Tools: Seamlessly switch between personal and business profiles, connect with government services for automated bill retrieval, and manage every aspect of your financial life—all within one app. Matensa Card: Your Matensa Card gives you convenient access to your funds and a clear view of your spending. Each transaction is updated in real-time in the Matensa app, so you can easily track your balance, spending, and any rewards. Top up your card anytime and manage your transactions securely, all from one place. Security and Compliance: Matensa operates under the Central Bank of Lebanon (BDL) license number 25/07/24, ensuring full regulatory compliance. We are also ISO 27001 certified, reflecting our commitment to the highest standards of data security. Our platform uses advanced measures to protect your personal information and secure your transactions, providing you with confidence and peace of mind in managing your finances. Matensa combines convenience, security, and flexibility to give you full control over your financial life. Download Matensa today to experience the future of financial management.

About

Masruf

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Masruf helps you take control of your finances with smart expense tracking, budget management, and savings goals. FEATURES: • Track expenses by category with ease • Set and monitor monthly budgets • Create and track savings goals • Get insights with detailed statistics • Multi-currency support (USD, SAR, GBP) • SMS auto-fill for bank transactions • Daily expense reminders • Beautiful, intuitive interface Record expenses quickly, stick to your budget, achieve your goals, and gain valuable insights into your spending habits. Perfect for anyone looking to improve their financial health. Download Masruf and start managing your money smarter today!ever forget to log your expenses with daily reminders. Get notified at your preferred time to help you build consistent expense tracking habits. Stay on top of your finances with customisable notification settings.

Screenshots

Matensa4 screens
Masruf3 screens

Verdict

The call

The clearest difference is ads: Masruf at none against Matensa's shown. Masruf also leads on update cadence (every 2 days vs every 10 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Matensa ships an update every 10 days, Masruf every 2 days. The most recent releases landed on October 11, 2026 and October 16, 2026 respectively.

Scorecard2 real differences · 7 level
Matensa versus Masruf: the parameters behind the verdict, then further details
ParameterMatensaMasruf
PriceFreeFree
Rating5.0 (3 ratings) — better—
Number of ratings3 — better—
Update frequencyEvery 10 daysEvery 2 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size130 MB33 MB
Age rating4+4+
DeveloperARAB WORLD TECHNOLOGIES S.A.R.LBassel Saade

In-app purchases

None

Matensa

No in-app purchases

None

Masruf

No in-app purchases

Questions

Is Matensa free?
Matensa is free to download, with no in-app purchases.
Is Masruf free?
Masruf is free to download, with no in-app purchases.
Do Matensa or Masruf have ads?
Matensa shows ads; Masruf does not.
Which is updated more often, Matensa or Masruf?
Matensa ships an update every 10 days, and Masruf every 2 days. Most recently, Matensa was updated on October 11, 2026 and Masruf on October 16, 2026.

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