Pennywise MFB vs Koins MFB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pennywise MFB
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Pennywise Mobile brings the bank into your hands. The app has the following features: - Account balance - Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHCN - Inter-bank Transfer - Card Request The app also provides the functionality to get your feedback to the bank.
Koins MFB
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Koins mobile app is a digital banking app by Koins Microfinance Bank - a fully licensed bank, regulated by the CBN with deposits insured by the NDIC. Koins enables you to achieve your financial goals by saving easily with an automatic goal savings feature for any milestone of your choice, as well as a daily earning feature offering attractive interest rates. It provides a simple, secure and convenient way of banking. Little drops of water make an ocean! With Koins, make incremental savings at attractive interest rates and be the boss of your financial future. Save, Invest and Earn with Koins today.
Screenshots
Verdict
The clearest difference is update cadence: Koins MFB at fortnightly against Pennywise MFB's every 33 months. Pennywise MFB's advantage is iOS requirement (13.4 vs 15). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pennywise MFB ships an update every 33 months, Koins MFB fortnightly. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | Pennywise MFB | Koins MFB |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 33 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.4 — better | 15 |
| Further details — not scored | ||
| Size | 27 MB | 122 MB |
| Age rating | 4+ | 4+ |
| Developer | PENNYWISE MICROFINANCE BANK LIMITED | KOINS MICROFINANCE BANK LIMITED |
In-app purchases
Pennywise MFB
No in-app purchases
Koins MFB
No in-app purchases
Questions
Is Pennywise MFB free?
Is Koins MFB free?
Do Pennywise MFB or Koins MFB have ads?
Which is updated more often, Pennywise MFB or Koins MFB?
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