Comparison

Pennywise MFB vs Jaspa NIG

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pennywise MFB

Features
Read full description

Pennywise Mobile brings the bank into your hands. The app has the following features: - Account balance - Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHCN - Inter-bank Transfer - Card Request The app also provides the functionality to get your feedback to the bank.

About

Jaspa NIG

Features
Read full description

Are you an Agent Banker? Take charge of your agency banking business with our multifunctional POS app. With a user-friendly interface and advanced security features, our app is designed to work seamlessly with your POS device(s), enabling you to manage your business, grow your customer base, and deliver a wide range of services across Africa. Our app also allows you to onboard up to one million agents and monitor all transactions on the go. To get started, simply download the app, sign up, and request a POS. Even if you’re new to agency banking, our app makes it simple to recruit sub-agents in selected locations worldwide and manage your operations efficiently. You can also carry out both financial and non-financial transactions on behalf of customers using either your POS device or the mobile app. With our in-app functionality, you can offer: Cash withdrawal Pay by transfer Cash deposit Bill payment services Account opening Loan requests through licensed third parties Access to float via partner banks And with just a few clicks, you can remotely monitor transactions across as many as one million POS devices connected to your app. This initiative is powered by ErrandPay, a trusted name in financial innovation and inclusion across Africa. By leading the conversation on financial inclusion, ErrandPay has earned a reputation as the agent’s most reliable partner and lifeline. Our prompt responses to user queries and commitment to supporting agents 24/7 have made our platform essential for agency bankers across the continent. Don’t wait to be told — sign up now and join thousands of agents across Africa who trust us to take their business to the next level. We currently support a wide range of countries, including: Nigeria, Ghana, Egypt, South Africa, Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cameroon, Cape Verde, Central African Republic, Chad, Comoros, Congo, Democratic Republic of Congo, Djibouti, Equatorial Guinea, Eritrea, Eswatini, Ethiopia, Gabon, Guinea, Guinea-Bissau, Ivory Coast, Kenya, Lesotho, Liberia, Malawi, Mali, Mauritania, Mauritius, Morocco, Mozambique, Namibia, Niger, Rwanda, São Tomé & Príncipe, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, South Sudan, Sudan, Tanzania, The Gambia, Togo, Tunisia, Uganda, Zambia, and Zimbabwe.

Screenshots

Pennywise MFB4 screens
Jaspa NIG3 screens

Verdict

The call

Pennywise MFB and Jaspa NIG are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Pennywise MFB versus Jaspa NIG: the parameters behind the verdict, then further details
ParameterPennywise MFBJaspa NIG
PriceFreeFree
Update frequencyEvery 33 months—
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.4 — better14
Further details — not scored
Size27 MB40 MB
Age rating4+17+
DeveloperPENNYWISE MICROFINANCE BANK LIMITEDWorldJunction LLC

In-app purchases

None

Pennywise MFB

No in-app purchases

None

Jaspa NIG

No in-app purchases

Questions

Is Pennywise MFB free?
Pennywise MFB is free to download, with no in-app purchases.
Is Jaspa NIG free?
Jaspa NIG is free to download, with no in-app purchases.
Do Pennywise MFB or Jaspa NIG have ads?
Neither Pennywise MFB nor Jaspa NIG shows ads.

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