Pennywise MFB vs Eso
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pennywise MFB
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Pennywise Mobile brings the bank into your hands. The app has the following features: - Account balance - Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHCN - Inter-bank Transfer - Card Request The app also provides the functionality to get your feedback to the bank.
Eso
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Welcome to the official mobile app of Eso-E Microfinance Bank. Our app offers a secure, convenient, and easy-to-use platform designed to help individuals and businesses save money, apply for loans, and manage their finances-all from the comfort of their mobile device.
Screenshots
Verdict
The clearest difference is update cadence: Eso at every 8 months against Pennywise MFB's every 33 months. Pennywise MFB's advantage is iOS requirement (13.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pennywise MFB ships an update every 33 months, Eso every 8 months. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.
| Parameter | Pennywise MFB | Eso |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 33 months | Every 8 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.4 — better | 15.0 |
| Further details — not scored | ||
| Size | 27 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | PENNYWISE MICROFINANCE BANK LIMITED | SIMPLIFYTECH LIMITED |
In-app purchases
Pennywise MFB
No in-app purchases
Eso
No in-app purchases
