Comparison

BT Trade vs Spendly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BT Trade

Trade stocks on the Bucharest Stock Exchange and international markets. Fund your account, trade directly or with a broker, and explore margin trading or discretionary portfolio management.

Highlights
  • Trade on BVB and 25+ international markets
  • Fund account via instant or bank transfer
  • Trade with a dedicated broker
  • Margin trading on BET-XT index
  • Discretionary portfolio management
  • Multi-currency trading (RON, EUR, USD, GBP)
Features
Read full description

Cu aplicația de trading BT Capital Partners, ai acces la Bursa de Valori București și la cele mai importante piețe internaționale, gata să începi să tranzacționezi, oricând și oriunde. Ce poți face? BT Top-up - alimentează contul tău de tranzacționare, adaugand bani instant sau prin tranfer bancar clasic. Spot - Tranzacționezi pe cont propriu sau cu ajutorul unui broker dedicat. - Ai acces la BVB și peste 25 de piețe internaționale, în RON, EUR, USD și GBP. Marjă (BVB) - Poți cumpăra acțiuni din indicele BET-XT*, folosind alte garanții. Administrare discreționară (BVB) - Portofoliul tău este administrat de un expert, pentru un proces fără bătăi de cap. Indiferent dacă vrei să iei deciziile singur sau să te bazezi pe specialiști, BT Capital Partners îți oferă toate opțiunile de care ai nevoie.

About

Spendly

Features
Read full description

Spendly helps you spend wisely. Track every expense, build budgets that actually stick, and see your month at a glance — on your own or with your whole family. KEY FEATURES • Clear monthly overview — your income, spending and savings for the month, right on the dashboard. • Smart budgets — monthly limits per category (subcategories included), with alerts before you overspend. Start from ready-made templates or the 50/30/20 rule. • Family sharing — create a family, invite your partner and kids, and see the household's spending together. Family budgets count everyone; personal budgets stay yours. Kids get pocket money. • Split bills — share an expense with someone and keep track of who still owes you. • Receipt scanning — snap a receipt and Spendly fills in the amount, merchant and date. • Grouped categories — a ready-made set of groups and subcategories you can reorder and adapt. • Reports — see where your money goes, month by month and by category. • Multiple currencies — log expenses in any currency and see totals in yours, at daily ECB rates. • Import & export — bring in transactions from a CSV file and export your data any time. • Notifications — budget alerts, a weekly summary and quiet hours, so you hear from Spendly only when it matters. • Sign in your way — email, Sign in with Apple or Google. PRIVATE BY DESIGN No ads. No trackers. Your data is encrypted, never sold and never used for advertising. You can export it or delete your account at any time, right from the app. Spendly is built by Sergiu Molnar. Questions? Reach us at contact@spendly.ro.

Screenshots

BT Trade4 screens
Spendly4 screens

Verdict

The call

The clearest difference is update cadence: Spendly at every 2 days against BT Trade's weekly. BT Trade's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BT Trade ships an update weekly, Spendly every 2 days. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
BT Trade versus Spendly: the parameters behind the verdict, then further details
ParameterBT TradeSpendly
PriceFreeFree
Rating4.0 (2 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings2 — better—
Update frequencyWeeklyEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size30 MB18 MB
Age rating4+4+
DeveloperBT CAPITAL PARTNERS S.A.Sergiu Molnar

In-app purchases

None

BT Trade

No in-app purchases

None

Spendly

No in-app purchases

Questions

Is BT Trade free?
BT Trade is free to download, with no in-app purchases.
Is Spendly free?
Spendly is free to download, with no in-app purchases.
Do BT Trade or Spendly have ads?
Neither BT Trade nor Spendly shows ads.
Which is updated more often, BT Trade or Spendly?
BT Trade ships an update weekly, and Spendly every 2 days. Most recently, BT Trade was updated on October 27, 2026 and Spendly on October 28, 2026.

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