Comparison

Spendly vs Spendly

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spendly

Features
Read full description

Spendly was designed for people who want one thing: to know where their money went today β€” without wading through bank-grade complexity. Your data syncs securely across your own devices, so your records are always up to date. It starts with a living balance card. Your monthly income, expense, and balance sit inside a gently animated display, and when you set a monthly budget, a soft arc fills to show how much room you have left. It is the first thing you see when you open the app, and it tells you exactly what you need to know. RECORD IN SECONDS Tap the + button, enter an amount, pick a category, and you are done. Add a date and an optional note if you want context. The very first time you open Spendly, it detects your device region and sets the default currency automatically β€” zero setup required. MONTHLY BUDGET TRACKING Set a spending goal for each month. The balance card responds with a visual arc that fills as your expenses grow, giving you an at-a-glance sense of whether you are on track. FLEXIBLE CATEGORIES Built-in categories cover the basics β€” food, transport, shopping, housing, salary, bonus, and more. When your life does not fit neatly into defaults, create custom categories with any name you like. STATISTICS THAT REVEAL PATTERNS Pie charts break down spending and income by category. Toggle between time ranges β€” today, this month, last month, this year, last 3 or 6 months, all time, or any custom date range β€” to spot trends and high-frequency expenses. FIND ANY RECORD Scroll through a date-grouped list of every transaction, or search by keyword, category, or date to jump straight to what you need. SYNC ACROSS DEVICES Your bookkeeping data stays in sync across your personal devices through cloud backup. Switch phones or restore a device without losing a single record. BACK UP AND RESTORE Export your entire history as a portable file. Import it on another device to pick up right where you left off. YOUR THEME, YOUR CHOICE Switch between light and dark themes, or let Spendly follow your system setting. WHY SPENDLY EXISTS Most finance apps keep adding features until they feel like work. Spendly goes the other way: it removes everything that does not help you record and understand your daily spending. The result is an app that is calm enough to open every single day β€” and that is the whole point, because the best tracker is the one you actually use.

About

Spendly

Features
Read full description

Spendly helps you spend wisely. Track every expense, build budgets that actually stick, and see your month at a glance β€” on your own or with your whole family. KEY FEATURES β€’ Clear monthly overview β€” your income, spending and savings for the month, right on the dashboard. β€’ Smart budgets β€” monthly limits per category (subcategories included), with alerts before you overspend. Start from ready-made templates or the 50/30/20 rule. β€’ Family sharing β€” create a family, invite your partner and kids, and see the household's spending together. Family budgets count everyone; personal budgets stay yours. Kids get pocket money. β€’ Split bills β€” share an expense with someone and keep track of who still owes you. β€’ Receipt scanning β€” snap a receipt and Spendly fills in the amount, merchant and date. β€’ Grouped categories β€” a ready-made set of groups and subcategories you can reorder and adapt. β€’ Reports β€” see where your money goes, month by month and by category. β€’ Multiple currencies β€” log expenses in any currency and see totals in yours, at daily ECB rates. β€’ Import & export β€” bring in transactions from a CSV file and export your data any time. β€’ Notifications β€” budget alerts, a weekly summary and quiet hours, so you hear from Spendly only when it matters. β€’ Sign in your way β€” email, Sign in with Apple or Google. PRIVATE BY DESIGN No ads. No trackers. Your data is encrypted, never sold and never used for advertising. You can export it or delete your account at any time, right from the app. Spendly is built by Sergiu Molnar. Questions? Reach us at contact@spendly.ro.

Screenshots

Spendly4 screens
Spendly4 screens

Verdict

The call

The clearest difference is in-app purchases: Spendly at none against Spendly's 1. Spendly also leads on ads (none vs shown) and update cadence (every 2 days vs every 3 weeks). Spendly's advantage is iOS requirement (13.0 vs 15.6). On price and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spendly sells 1 one-off in-app purchase. Spendly asks for nothing beyond the download.

UpkeepUpdate frequency

Spendly ships an update every 3 weeks, Spendly every 2 days. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.

Scorecard4 real differences Β· 2 level
Spendly versus Spendly: the parameters behind the verdict, then further details
ParameterSpendlySpendly
PriceFreeFree
Update frequencyEvery 3 weeksEvery 2 days β€” better
AdsYesNo β€” better
In-app purchasesYesNo β€” better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 β€” better15.6
Further details β€” not scored
Size33 MB18 MB
Age rating4+4+
DeveloperεΊ†ιΈΏ ζž—Sergiu Molnar

In-app purchases

1 purchases

Spendly

One-time1
  • Lifetime Premium$9.99
None

Spendly

No in-app purchases

Questions

Is Spendly free?
Spendly is free to download, with in-app purchases available.
Is Spendly free?
Spendly is free to download, with no in-app purchases.
Do Spendly or Spendly have ads?
Spendly shows ads; Spendly does not.
Which is updated more often, Spendly or Spendly?
Spendly ships an update every 3 weeks, and Spendly every 2 days. Most recently, Spendly was updated on October 25, 2026 and Spendly on October 28, 2026.

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