Spendly vs Budgetree

Spendly was designed for people who want one thing: to know where their money went today — without wading through bank-grade complexity. Your data syncs securely across your own devices, so your records are always up to date. It starts with a living balance card. Your monthly income, expense, and balance sit inside a gently animated display, and when you set a monthly budget, a soft arc fills to show how much room you have left. It is the first thing you see when you open the app, and it tells you exactly what you need to know. RECORD IN SECONDS Tap the + button, enter an amount, pick a category, and you are done. Add a date and an optional note if you want context. The very first time you open Spendly, it detects your device region and sets the default currency automatically — zero setup required. MONTHLY BUDGET TRACKING Set a spending goal for each month. The balance card responds with a visual arc that fills as your expenses grow, giving you an at-a-glance sense of whether you are on track. FLEXIBLE CATEGORIES Built-in categories cover the basics — food, transport, shopping, housing, salary, bonus, and more. When your life does not fit neatly into defaults, create custom categories with any name you like. STATISTICS THAT REVEAL PATTERNS Pie charts break down spending and income by category. Toggle between time ranges — today, this month, last month, this year, last 3 or 6 months, all time, or any custom date range — to spot trends and high-frequency expenses. FIND ANY RECORD Scroll through a date-grouped list of every transaction, or search by keyword, category, or date to jump straight to what you need. SYNC ACROSS DEVICES Your bookkeeping data stays in sync across your personal devices through cloud backup. Switch phones or restore a device without losing a single record. BACK UP AND RESTORE Export your entire history as a portable file. Import it on another device to pick up right where you left off. YOUR THEME, YOUR CHOICE Switch between light and dark themes, or let Spendly follow your system setting. WHY SPENDLY EXISTS Most finance apps keep adding features until they feel like work. Spendly goes the other way: it removes everything that does not help you record and understand your daily spending. The result is an app that is calm enough to open every single day — and that is the whole point, because the best tracker is the one you actually use.

Budgetree — simple, clean, no-nonsense expense tracking. 【Log in 3 seconds】 Type it, say it, or scan a receipt — amount and category are recognized for you. 【Switch without re-typing】 Import official bank, WeChat or Alipay CSV, zip or xlsx statements and bring your history with you. CSV export is free. 【See where your money goes】 Spending breakdown, income vs. expense trends and category rankings by month, quarter or year, plus an AI review with one-line advice. 【Stay on budget】 Total and per-category budgets with gentle alerts at 80% and over-budget. 【Track together】 Invite members to share one ledger for couples, families or roommates. Turn on "everyone must confirm" so each entry counts only after all members approve. 【Recurring entries, automatic】 Salary, rent, utilities and subscriptions are logged on schedule — daily, weekly, monthly or yearly. 【Your data stays yours】 Local-first storage, one-tap local backup, CSV export, and optional cloud sync across devices. 【Clean by design】 No ads, no marketing push notifications. App lock and privacy blur keep your ledger private. All built-in categories, voice entry, receipt scanning, reports, budgets, recurring entries, import/export and backups are free. Membership unlocks multiple ledgers, shared ledgers, cloud sync and custom categories. New users can try Pro free for 7 days, with no automatic charge.