FBNDirect vs The UMB SpeedApp
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FBNDirect
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FBNDirect is the official mobile Corporate Online Banking smartphone application for FBNBank Subsidiaries
The UMB SpeedApp
Manage your finances conveniently and securely with this mobile banking application. Features include facial recognition login, account management, beneficiary setup, and bill payments. Experience a faster, smarter, and more reliable banking solution.
- Facial recognition login
- Account linking and management
- Beneficiary setup for transfers
- Utility bill and data bundle payments
- Receipt generation and sharing
- Standing order setup
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Discover the all-new UMB SpeedApp—revamped to deliver a faster, smarter, and more secure mobile banking experience. With UMB SpeedApp, your bank is always within reach. Key Features 1. Use of facial recognition to log into the SpeedApp 2. Profile Picture Update 3. Account Service • Link existing UMB account • Link mobile wallet • Unlink mobile wallet • Increase transfer limit • E-statement request • Official statement request 4. Beneficiary (Transfers/Airtime/Data Bundle/Utility Bill) • Add Beneficiary • Delete Beneficiary 5. Receipt • Generate Receipt • Share receipt 6. Standing Order • Airtime • Funds transfer • Data bundle Why Choose UMB SpeedApp? Always secure and always reliable Designed for speed and convenience Supported by UMB’s trusted customer service Download today and experience the future of banking with UMB SpeedApp.
Screenshots
Verdict
The clearest difference is update cadence: The UMB SpeedApp at every 10 days against FBNDirect's every 2 months. FBNDirect's advantage is iOS requirement (12.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FBNDirect ships an update every 2 months, The UMB SpeedApp every 10 days. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.
| Parameter | FBNDirect | The UMB SpeedApp |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.5 (31 ratings) — better |
| Positive reviews | — | 33.3% of reviews |
| Number of ratings | — | 31 — better |
| Update frequency | Every 2 months | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 43 MB | 92 MB |
| Age rating | 4+ | 4+ |
| Developer | First Bank of Nigeria Limited | Universal Merchant Bank Ltd |
In-app purchases
FBNDirect
No in-app purchases
The UMB SpeedApp
No in-app purchases
Questions
Is FBNDirect free?
Is The UMB SpeedApp free?
Do FBNDirect or The UMB SpeedApp have ads?
Which is updated more often, FBNDirect or The UMB SpeedApp?
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