Comparison

FBNDirect vs GAPS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FBNDirect

Features
Read full description

FBNDirect is the official mobile Corporate Online Banking smartphone application for FBNBank Subsidiaries

About

GAPS

Manage your business finances on the go with real-time balance checks, transfers, bill payments, and check deposits. This secure platform offers 2-factor authentication for convenient and confident banking anytime, anywhere.

Highlights
  • Real-time balance checks
  • Inter-account transfers
  • Bill payments
  • Check deposits
  • Foreign currency transfers
  • Business loan applications
  • 2-factor authentication
Features
Read full description

Manage your business transactions anywhere, any time with the GAPS-Lite Mobile Banking App. You can check real-time balances, make transfers between your accounts, pay bills, approve bulk payment schedule, deposit checks and so much more on the app. It’s simple and convenient. Key features includes: --> Business on the go Log into your business account(s) anytime, anywhere, using only your password. --> Your Business finances, all in one place Check all your account balances, access business trends, perform foreign currency transfers, manage your cheques, apply for business loans, send account statements to your email or to an embassy of your choice, setup and manage standing orders, and more. --> Confidence in a secured platform Bank with confidence on the GAPS-Lite Mobile App with secured 2-factor authentication (2FA) system. --> Simple and secure set up - Install the app and enter your access code, username, and password. - Forgot your password? Reset it using “Forgot Password?” on the login page. - Choose your preferred verification method (Token or 4-digit PIN). - Start using the app immediately with your selected verification method. Enjoy a seamless and user-friendly interface designed to make your business banking convenient.

Screenshots

FBNDirect4 screens
GAPS4 screens

Verdict

The call

FBNDirect and GAPS are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FBNDirect ships an update every 2 months, GAPS every 6 weeks. The most recent releases landed on September 12, 2026 and September 26, 2026 respectively.

ScorecardNo meaningful differences
FBNDirect versus GAPS: the parameters behind the verdict, then further details
ParameterFBNDirectGAPS
PriceFreeFree
Rating—1.7 (30 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—30 — better
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Ad-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size43 MB67 MB
Age rating4+4+
DeveloperFirst Bank of Nigeria LimitedGuaranty Trust Bank PLC

In-app purchases

None

FBNDirect

No in-app purchases

None

GAPS

No in-app purchases

Questions

Is FBNDirect free?
FBNDirect is free to download, with no in-app purchases.
Is GAPS free?
GAPS is free to download, with no in-app purchases.
Do FBNDirect or GAPS have ads?
Neither FBNDirect nor GAPS shows ads.
Which is updated more often, FBNDirect or GAPS?
FBNDirect ships an update every 2 months, and GAPS every 6 weeks. Most recently, FBNDirect was updated on September 12, 2026 and GAPS on September 26, 2026.

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