FBNDirect vs Providus Soft Token
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FBNDirect
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FBNDirect is the official mobile Corporate Online Banking smartphone application for FBNBank Subsidiaries
Providus Soft Token
This application provides two-factor authentication for secure access to internet banking and corporate banking services. It ensures that transactions are authorized through an additional verification step.
- Two-factor authentication
- Internet banking security
- Corporate banking access
- Transaction authorization
- Secure login
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2FA Application to consume transactions on Internet banking or Corporate Internet Banking.
Screenshots
Verdict
The clearest difference is update cadence: FBNDirect at every 2 months against Providus Soft Token's every 9 months. FBNDirect also leads on iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FBNDirect ships an update every 2 months, Providus Soft Token every 9 months. The most recent releases landed on October 1, 2026 and October 13, 2026 respectively.
| Parameter | FBNDirect | Providus Soft Token |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.3 (3 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | — | 3 — better |
| Update frequency | Every 2 months — better | Every 9 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 43 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | First Bank of Nigeria Limited | ProvidusBank |
In-app purchases
FBNDirect
No in-app purchases
Providus Soft Token
No in-app purchases
Questions
Is FBNDirect free?
Is Providus Soft Token free?
Do FBNDirect or Providus Soft Token have ads?
Which is updated more often, FBNDirect or Providus Soft Token?
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