Providus Soft Token vs Stanbic IBTC Mobile 3.0
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Providus Soft Token
This application provides two-factor authentication for secure access to internet banking and corporate banking services. It ensures that transactions are authorized through an additional verification step.
- Two-factor authentication
- Internet banking security
- Corporate banking access
- Transaction authorization
- Secure login
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2FA Application to consume transactions on Internet banking or Corporate Internet Banking.
Stanbic IBTC Mobile 3.0
This comprehensive finance app allows users to manage banking, insurance, stocks, mutual funds, and pensions. It offers voice banking, an electronic wallet, and the ability to open an instant account or wallet without being an existing customer.
- Voice Banking
- Insurance module
- Stocks trading
- Mutual Funds investing
- Electronic wallet (@ease)
- Pensions module
- Instant account opening
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The Stanbic IBTC super app is a true all-rounder. The 3.0 app empowers you to do the following: • Bank as quick as you speak. with Voice Banking. • Defend your treasures with the new Insurance module. • Trade like a legend with the new Stocks module. • Invest like a hero with the Mutual Funds module. • Enjoy Easy Banking with the electronic wallet - @ease. • Rescue tomorrow with the Pensions module. You do not have to be a customer of Stanbic IBTC to access and experience the new mobile app, you can open an instant account or an @ease wallet with the mobile app in minutes! Already a customer and forgot your password? Not to worry! The new and easy ‘forgot password’ feature will get you going in no time. What are you waiting for? Download the new Stanbic IBTC mobile app to activate power in your palms!
Screenshots
Verdict
The clearest difference is rating: Providus Soft Token at 3.3 against Stanbic IBTC Mobile 3.0's 2.9. Stanbic IBTC Mobile 3.0's advantage is ratings volume (116 vs 3) and update cadence (every 3 months vs every 9 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Providus Soft Token holds the better App Store score, 3.3 against 2.9. That said, the two scores are not equally well evidenced: Stanbic IBTC Mobile 3.0 has 116 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 0% of Providus Soft Token's written reviews are positive against 13% of Stanbic IBTC Mobile 3.0's, so the app with the better star average is not the one people write more warmly about.
Providus Soft Token ships an update every 9 months, Stanbic IBTC Mobile 3.0 every 3 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | Providus Soft Token | Stanbic IBTC Mobile 3.0 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (3 ratings) — better | 2.9 (116 ratings) |
| Positive reviews | 0.0% of reviews | 12.7% of reviews — better |
| Number of ratings | 3 | 116 — better |
| Update frequency | Every 9 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 7 MB | 185 MB |
| Age rating | 4+ | 4+ |
| Developer | ProvidusBank | Stanbic IBTC Holdings Plc |
Customer experience
Providus Soft Token
Stanbic IBTC Mobile 3.0
In-app purchases
Providus Soft Token
No in-app purchases
Stanbic IBTC Mobile 3.0
No in-app purchases
Questions
Is Providus Soft Token free?
Is Stanbic IBTC Mobile 3.0 free?
Which has better reviews, Providus Soft Token or Stanbic IBTC Mobile 3.0?
Do Providus Soft Token or Stanbic IBTC Mobile 3.0 have ads?
Which is updated more often, Providus Soft Token or Stanbic IBTC Mobile 3.0?
Other comparisons
