Stanbic IBTC Mobile 3.0 User Reviews

Customer Experience

Positive experience13.3% of reviews
Neutral5.3% of reviews
Negative experience81.3% of reviews

~ Based on 75 written reviews from the US App Store.

Is Stanbic IBTC Mobile 3.0 Safe?

Stanbic IBTC Mobile 3.0 has mixed safety signals based on user ratings. AppsHunter Safety Score for Stanbic IBTC Mobile 3.0 is 60/100.

This assessment is based on 89 user ratings, with an App Store average of 2.9/5.

Safety Analysis

40.0% of ratings point to a safe experience
10.9% of ratings suggest some concerns
49.1% of ratings point to a risky experience

~ Based on 55 App Store ratings for Stanbic IBTC Mobile 3.0.

Is Stanbic IBTC Mobile 3.0 Legit?

Stanbic IBTC Mobile 3.0 appears legitimate, with a few gaps. AppsHunter Legitimacy Score for Stanbic IBTC Mobile 3.0 is 73/100.

Based on 73 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Poor designer and accessible user interface

For the past 8 months I’ve wasted communications back-and-forth to the customer service team trying to explain how inaccessible the design of this app is. Please hire an engineering team that understands WCAG I will be escalate this to CBN & your developer should please not come to me with that standard response asking me to contact the same Customer service team keeps giving me the same response of their looking into it
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Reputable bank, horrible app

It takes forever to load and the language choices are not accessible. Overall, if i could give no stars, I would. Good bank though.

Disappointing Mobile Experience

Stanbic IBTC is a reputable bank with excellent financial products, but unfortunately, its mobile app feels years behind its competitors.

The user experience is outdated, unintuitive, and unnecessarily frustrating. Simple tasks often require multiple OTPs and too many steps, making the app feel cumbersome rather than secure.

As someone who would happily recommend Stanbic’s investment products to friends, including people outside Nigeria, the app makes that difficult. First impressions matter, and the mobile experience doesn’t reflect the quality or credibility of the bank. Instead of inspiring confidence, the design and navigation feel dated and can make new users question whether they’re using a modern financial platform.

For a bank of Stanbic IBTC’s size and reputation, investing in a stronger product design and engineering team should be a priority. The banking industry has evolved significantly, and customers now expect a seamless, intuitive, and polished digital experience.

I genuinely hope the bank prioritizes a complete redesign of the app because the financial products deserve a platform that matches their quality.
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Zero rating, worst user experience I have had with a bank

Worst bank app ever. If there was a zero rating I’ll give this app. Too slow and you cannot do anything without reaching out to customer service. The bluNest is the worst part, investment with this bank is a nightmare.

Slow in response

The app is too slow I literally have to get frustrated before a single command is processed. It's very annoying . You guys should do better

RSA

I can’t save and proceed, I’d have to fill form at all time I was logged out and still couldn’t process withdrawal from RSA via the app

Absolutely Unneccesary

I don’t understand how you guys think it wise to keep shipping new apps, that perform worse than the previous one every time! Absolutely disappointing! Don’t fix what isn’t broken. The old one, before the ‘BluNest’ worked just fine! All you needed to do was make a few updates, now we’re on our second app in 6 months!
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Resolve

Is there any reason why we can’t see our daily earnings anymore on our money market account . Please rectify as this was an option that was there on the previous app.

Consistent log in issues

I’m not sure if this is a software issue or not. I have been trying to get into the blunest since last night. It recently also started making me input my email and password everytime, what was the point of putting face is then? Also why is the app telling me that my email address and password is invalid? You need a better programmer!
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Poor

This app makes banking transactions more difficult by registering devices evert time you you logon, the stock app does not send top at all for over 3 months, I got feedback that IT are working on it for over 3 months now.

My Account not Credited After a Month because I didn’t Include Caption

This investment platform is not responsible and they’ll disappoint you, you’d think the bank want to steal from you. Aside issues with logging in/creating an account through the app (which is impossible), I made a transaction forgetting to include a caption (my account id) this bank has refused to rectify the issue, and they only respond to my message once a week offering no solution. In conclusion, pls I beg you, use another trustworthy, and effectively platform
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Horrible and hectic to navigate

There was no need to move from the other app to this. This is so hectic and unnecessarily difficult to navigate

ABDULBASIT

Good to go

Terrible

Your app doesn’t work smartly and timely. You will fund mutual funds through wallet it will take days to reflect on mutual account if u withdraw same thing it will take day’s.

Unsatisfied client

I am so disappointed with the poor services your customer care team offers. For more than a week I have been sending emails just for one reason, they asked for certain documents and I have provided all yet no reasonable response has been given to me. It seems more like it’s a crime to be abroad and use this bank. Once I am able to withdraw my money I am closing down the account, I cnt be stressing so much for what I am meant to sort by myself using the mobile app but because of the poor online banking system and incompetency I and going weeks with no hope of getting it fixed.
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10/10

I recently had an issue with a POS transaction where money was debited from my account but it was declined on the machine. I complained and the customer care service reached out to me.

They listened and the transaction was reversed. Up until that day I have never had any issue with Stanbic and going forward I don’t think I would.

I’m very grateful for the care and the service. 10/10 minus nothing
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Rubbish App

You are waiting for verification code to confirm sale of a fund, code takes forever to arrive, before it arrives, the app would have shut down, locking you out and rendering the code invalid. And then you keep trying again and again, the situation doesn’t change, it just leaves you incredibly frustrated. A financial company that cannot create an effective and efficient app for its users. What a shame!
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Skill issues

Next time I don’t have to have different installation for each stanbic app. You can feature flag how the UI and endpoint should work based on what version someone has… this is giving vibe of Engineering team that’s afraid of maintaining other people code and instead keep re-writing each version of the app. Giving it a 1 star solely because of this.
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Very useless app

Every time I had to use the app, I have to login inputting my username and very long password. Why is the app disabled from using passkeys or other easy ways of logging in?

Mr

It’s break out frequently once am trying to write my detail especially in the investment section..poor app