Stanbic IBTC Mobile 3.0

Stanbic IBTC Mobile 3.0

by Stanbic IBTC Holdings Plc

109 ratings
79 reviews
Free

Details

  • Released
  • Updated
  • April 28, 2025
  • September 11, 2026

Features

Background Location Access

Stanbic IBTC Mobile 3.0 screenshot #1 for iPhone
Stanbic IBTC Mobile 3.0 screenshot #2 for iPhone
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About

This comprehensive finance app allows users to manage banking, insurance, stocks, mutual funds, and pensions. It offers voice banking, an electronic wallet, and the ability to open an instant account or wallet without being an existing customer.

Voice Banking
Insurance module
Stocks trading
Mutual Funds investing
Electronic wallet (@ease)
Pensions module
Instant account opening
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What's New in Stanbic IBTC Mobile 3.0

3.1.7

September 11, 2026

Discover a more seamless Stanbic IBTC experience with enhanced security controls, card activation, account opening improvements, digital lending enhancements, international transfers, target savings and budgeting improvements, new investment opportunities, smarter notifications, pension and insurance enhancements, BVN or NIN linking on @ease Wallet plus general performance improvements and bug fixes for a smoother banking experience.

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User reviews

Issues with the Stock application

I keep getting messages to link my device each time I tried to login to my stock, the app request for an otp which unfortunately I do not receive on my mobile number.

Given up on this app

Never seems to go through. Always the same message- one chance left, your account has been locked etc. Treasury bills button available but you can never buy!

The worst Mobile app ever

OTP not sent. Sent 1 hour later via email. and keeps saying not able to complete transaction . I am regretting using this bank, as soon as I get my money out, I will delete this app. So tired of this trouble all the time linking device every single time. Take your time and perfect your app. Create an online customer service live chat for your customers outside Nigeria. Customer service response time takes forever… this is 21st century please.
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Response from developer

Hi, we are sorry to hear about your experience. Kindly send an email to customercarenigeria@stanbicibtc.com or send us a direct message on our official @StanbicIBTC X, Instagram, or Facebook channels so we can review and address your feedback accordingly. Thank you.

The most poor bank in the whole world

This bank is bad and they are poor,I almost lost my life all because of their nonsense,they sent money to me to buy medicine,for more than 5 hours,money is not available and as asthma patients that I am,it is only God that save me that day,useless bank,pls don’t use it

Response from developer

Hi Seyvea, we sincerely apologize for your experience. Kindly reach out to us via email at customercarenigeria@stanbicibtc.com to enable us to review your concerns and provide the appropriate support. Thank you.

Poor designer and accessible user interface

For the past 8 months I’ve wasted communications back-and-forth to the customer service team trying to explain how inaccessible the design of this app is. Please hire an engineering team that understands WCAG I will be escalate this to CBN & your developer should please not come to me with that standard response asking me to contact the same Customer service team keeps giving me the same response of their looking into it
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Developer apps

FAQ

What can I do with the Stanbic IBTC Mobile 3.0 app?

The app allows you to bank using voice commands, manage insurance policies, trade stocks, invest in mutual funds, use an electronic wallet, and manage your pensions. You can also open an instant account or an @ease wallet directly through the app.

Do I need to be a Stanbic IBTC customer to use the app?

No, you do not need to be an existing customer to access and experience the new mobile app. You can open an instant account or an @ease wallet with the mobile app in minutes, even if you are not yet a customer.

How do I reset my password if I forget it?

The app features a new and easy 'forgot password' function that will help you regain access to your account quickly. Simply follow the prompts within the app to reset your password.

What are the main financial modules available?

The app includes dedicated modules for banking with voice capabilities, insurance, stock trading, mutual fund investments, and pensions. It also features an electronic wallet called '@ease' for easy transactions.