UBA Mobile App

UBA Mobile App

UBA Mobile App

980 ratings
280 reviews
Free

Details

Released
February 8, 2021
Updated
May 10, 2026

Features

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About

Manage your finances, send money, pay bills, and save for your goals with this personal financial manager. It offers features like setting spending limits, instant notifications, and card management. Users can also open new accounts and find nearby branches or ATMs.

✓Manage accounts
✓Send money
✓Schedule and pay bills
✓Set spending limits
✓Save for goals
✓Card management
✓Open new accounts
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What users say about UBA Mobile App

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What's New in UBA Mobile App

4.4.10

May 10, 2026

•⁠ ⁠Enhanced onboarding experience with streamlined flows for new and existing users. •⁠ ⁠Improved device management logic to prevent duplication of devices in user profiles. •⁠ ⁠Optimized sign-up and login options for better usability across user types •⁠ ⁠Redesigned access passcode journey to replace obsolete “forgot password” journey •⁠ ⁠Updated various interface text elements for clarity and consistency. •⁠ ⁠Improved user guidance messages. •⁠ ⁠Minor UI refinements for better user experience

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User reviews

Mrs

The worse app, I can’t make do with my money cos the app hasn’t been functional for months now. What kind of a bank is this really??

Frustrating

I can’t remember the last time I was able to use my mobile app

Unfortunately this is bad

I have never seen a bank that their mobile app will be down for close to 2 months and they can’t fix it for their customers abroad access their money too bad

From Good to Worst banking experience.

Extremely disappointing experience with the UBA mobile app. I have been unable to use the app properly for several days, which has made it impossible to carry out basic banking transactions when I need them.

For a banking app, reliability is not optional. Customers should not have to constantly deal with an app that is unavailable or malfunctioning, especially when access to their money and essential banking services depends on it.

UBA needs to seriously improve the stability and reliability of this app and, more importantly, communicate properly with customers when there are service disruptions. This level of service is unacceptable for a major bank.

Personally, I will take out my money and remove all my UBA accounts from my personal business platforms. I hope UBA addresses this issue urgently because customers should not be left stranded simply because their mobile banking platform is not working.
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WORST MOBILE BANKING APP

UBA is notorious for having the worst banking app experience. How has your app been inaccessible for over a month and you do nothing to fix it. It’s shameful. People outside of Nigeria are pretty much stranded if they only have a UBA account. If I could rate this app a negative star, I would.
Good riddance!
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Developer apps

User experience

🐞

Reported Bugs

3 issues

Unable to log in or register account

Bug

Disappearing accounts and lost transaction data

Bug

Compatibility issues with newer devices

Bug
✨

Requested Features

3 requests

Option to hide account balance

Feature

Biometric authentication for transactions

Feature

Improved customer support and communication

Feature

FAQ

What can I do with the UBA Mobile App?

The app allows you to manage your accounts, send money to phone numbers or bank accounts, top-up airtime, schedule and pay bills, set spending limits, and save for your financial goals. You can also open new accounts, manage your cards by locking or blocking them, and find nearby branches or ATMs.

How do I get started with the UBA Mobile App?

If you have a UBA account, you can sign up using your UBA Debit/Prepaid Card, UBA Secure Pass, USSD PIN, or an Activation Code. If you don't have a UBA account, you can open one directly through the app by selecting 'Open an Account' from the menu, choosing your preferred account type, and filling in your details.

Is the UBA Mobile App free to use?

Yes, the UBA Mobile App is free to download and use. The provided description does not mention any costs associated with using the app's core features or any in-app purchases or subscriptions.

What if I need to manage my card through the app?

The app provides comprehensive card management features. You can lock, freeze, cancel, and block your card directly through the mobile app for security purposes. You can also confirm, request, and stop cheques.

Can I use the app if I don't have a UBA account?

Yes, you can open a new UBA account directly through the app. Simply navigate to the menu, select 'Open an Account,' choose your preferred account type, fill in your details, and your account number will be sent to you. You can then conclude the signup process and start banking.