Providus Soft Token vs GAPS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Providus Soft Token
This application provides two-factor authentication for secure access to internet banking and corporate banking services. It ensures that transactions are authorized through an additional verification step.
- Two-factor authentication
- Internet banking security
- Corporate banking access
- Transaction authorization
- Secure login
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2FA Application to consume transactions on Internet banking or Corporate Internet Banking.
GAPS
Manage your business finances on the go with real-time balance checks, transfers, bill payments, and check deposits. This secure platform offers 2-factor authentication for convenient and confident banking anytime, anywhere.
- Real-time balance checks
- Inter-account transfers
- Bill payments
- Check deposits
- Foreign currency transfers
- Business loan applications
- 2-factor authentication
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Manage your business transactions anywhere, any time with the GAPS-Lite Mobile Banking App. You can check real-time balances, make transfers between your accounts, pay bills, approve bulk payment schedule, deposit checks and so much more on the app. It’s simple and convenient. Key features includes: --> Business on the go Log into your business account(s) anytime, anywhere, using only your password. --> Your Business finances, all in one place Check all your account balances, access business trends, perform foreign currency transfers, manage your cheques, apply for business loans, send account statements to your email or to an embassy of your choice, setup and manage standing orders, and more. --> Confidence in a secured platform Bank with confidence on the GAPS-Lite Mobile App with secured 2-factor authentication (2FA) system. --> Simple and secure set up - Install the app and enter your access code, username, and password. - Forgot your password? Reset it using “Forgot Password?” on the login page. - Choose your preferred verification method (Token or 4-digit PIN). - Start using the app immediately with your selected verification method. Enjoy a seamless and user-friendly interface designed to make your business banking convenient.
Screenshots
Verdict
The clearest difference is rating: Providus Soft Token at 3.3 against GAPS's 1.7. Providus Soft Token also leads on monetization model (free vs ad-supported). GAPS's advantage is update cadence (every 6 weeks vs every 9 months) and ratings volume (30 vs 3). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Providus Soft Token holds the better App Store score, 3.3 against 1.7. That said, the two scores are not equally well evidenced: GAPS has 30 ratings behind it against 3, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.
Providus Soft Token ships an update every 9 months, GAPS every 6 weeks. The most recent releases landed on September 15, 2026 and September 26, 2026 respectively.
| Parameter | Providus Soft Token | GAPS |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (3 ratings) — better | 1.7 (30 ratings) |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 3 | 30 — better |
| Update frequency | Every 9 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 7 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | PROVIDUS BANK | Guaranty Trust Bank PLC |
Customer experience
Providus Soft Token
GAPS
In-app purchases
Providus Soft Token
No in-app purchases
GAPS
No in-app purchases
