Comparison

Globus Mobile vs GAPS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Globus Mobile

Open a new bank account in minutes and manage all your finances digitally. Perform transfers, pay bills, and top up airtime without visiting a branch. Enjoy a quick, safe, and convenient banking experience designed for modern lifestyles.

Highlights
  • Instant account opening
  • Customized account numbers
  • Funds transfer with smart suggestions
  • Airtime top-up
  • Bills payment
  • Mini-statement and receipt generation
  • Beneficiary management
Features
Read full description

Globus Bank is revolutionizing the banking experience with its state-of-the-art application that allows users enjoy excellence in digital banking. With this application, you can open a Globus Bank account in just two minutes, generate a customized account number, and carry out different banking activities without any visit to the branch. GlobusMobile is a quick, safe and convenient banking application designed to fit your contemporary lifestyle. Some of the key features of the app include: Account Opening (with customized account numbers) Funds transfer (with smart beneficiary suggestion function) Airtime top-up Bills Payment Mini-statement and receipt generation (shareable to multiple platforms) Beneficiary management Maintain/Manage beneficiaries for Airtime, Bills Payment and Funds Transfer GlobusMobile is available to all Globus Bank customers. However, non-customers can still download the app and open Globus Bank accounts instantly to gain access to a whole new digital banking experience. For more information please call our contact center on 01-225 9000 or send a mail to info@globusbank.com. Globus Bank is a digital Bank duly licensed by the Central Bank of Nigeria to provide commercial banking services to the Nigerian public. The Bank is focused on revolutionizing the Financial Services Industry by leveraging people and technology in an efficient and responsible manner.

About

GAPS

Manage your business finances on the go with real-time balance checks, transfers, bill payments, and check deposits. This secure platform offers 2-factor authentication for convenient and confident banking anytime, anywhere.

Highlights
  • Real-time balance checks
  • Inter-account transfers
  • Bill payments
  • Check deposits
  • Foreign currency transfers
  • Business loan applications
  • 2-factor authentication
Features
Read full description

Manage your business transactions anywhere, any time with the GAPS-Lite Mobile Banking App. You can check real-time balances, make transfers between your accounts, pay bills, approve bulk payment schedule, deposit checks and so much more on the app. It’s simple and convenient. Key features includes: --> Business on the go Log into your business account(s) anytime, anywhere, using only your password. --> Your Business finances, all in one place Check all your account balances, access business trends, perform foreign currency transfers, manage your cheques, apply for business loans, send account statements to your email or to an embassy of your choice, setup and manage standing orders, and more. --> Confidence in a secured platform Bank with confidence on the GAPS-Lite Mobile App with secured 2-factor authentication (2FA) system. --> Simple and secure set up - Install the app and enter your access code, username, and password. - Forgot your password? Reset it using “Forgot Password?” on the login page. - Choose your preferred verification method (Token or 4-digit PIN). - Start using the app immediately with your selected verification method. Enjoy a seamless and user-friendly interface designed to make your business banking convenient.

Screenshots

Globus Mobile4 screens
GAPS4 screens

Verdict

The call

The clearest difference is rating: Globus Mobile at 3.6 against GAPS's 1.7. Globus Mobile also leads on review sentiment (26% vs 0%) and monetization model (free vs ad-supported). GAPS's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Globus Mobile holds the better App Store score, 3.6 against 1.7. Both are backed by a comparable volume of ratings — 88 and 31 respectively. Written reviews point the same way: 26% of Globus Mobile's written reviews are positive against 0% of GAPS's.

UpkeepUpdate frequency

Globus Mobile ships an update every 3 weeks, GAPS every 6 weeks. Both last shipped on November 3, 2026.

Scorecard5 real differences · 5 level
Globus Mobile versus GAPS: the parameters behind the verdict, then further details
ParameterGlobus MobileGAPS
PriceFreeFree
Rating3.6 (88 ratings) — better1.7 (31 ratings)
Positive reviews25.7% of reviews — better0.0% of reviews
Number of ratings88 — better31
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size256 MB67 MB
Age rating4+4+
DeveloperGlobus Bank LTDGuaranty Trust Bank PLC

Customer experience

Globus Mobile

All ratings88 ratings
Positive67.0%
Neutral2.3%
Negative30.7%
Written reviews35 reviews
Positive25.7%
Neutral2.9%
Negative71.4%

GAPS

All ratings30 ratings
Positive16.7%
Neutral3.3%
Negative80.0%
Written reviews11 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Globus Mobile

Reported bugs

20 issues
  • Customer service line always breaking
  • Cannot verify identity through mobile app
  • Unable to access account since new update
  • App is slow in transacting to other banks
  • Transferring to other accounts taking too long
Show 15 more
  • Unable to login to account after update
  • No in app customer service or contact details
  • Unable to view transaction history
  • Unable to generate transaction receipts
  • Cannot access money after depositing
  • Unable to withdraw money for extended periods
  • App won't login
  • Login notification sent on failed login attempts
  • Unable to log on after changing device
  • Account restricted after deposit
  • Inability to generate statement
  • Error during transfers and withdrawals
  • Account restriction after deposit
  • Unable to send money out after entering code
  • Issues verifying BVN

Requested features

4 requests
  • Enable facial sign-in
  • Start giving loans
  • Redesign app for better aesthetics
  • Improve ATM network

GAPS

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Globus Mobile

No in-app purchases

None

GAPS

No in-app purchases

Questions

Is Globus Mobile free?
Globus Mobile is free to download, with no in-app purchases.
Is GAPS free?
GAPS is free to download, with no in-app purchases.
Which has better reviews, Globus Mobile or GAPS?
Globus Mobile is rated higher. Globus Mobile averages 3.6 out of 5 from 88 ratings, while GAPS averages 1.7 from 31 ratings.
Do Globus Mobile or GAPS have ads?
Neither Globus Mobile nor GAPS shows ads.
Which is updated more often, Globus Mobile or GAPS?
Globus Mobile ships an update every 3 weeks, and GAPS every 6 weeks. Most recently, Globus Mobile was updated on November 3, 2026 and GAPS on November 3, 2026.

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