Monee vs eXpense
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Monee
Track your income and expenses with ease. Gain insights into your spending habits, manage group finances, and organize your money with custom categories. Protect your data and work with any currency.
- Expense and income tracking
- Group finance management
- Customizable categories
- Recurring transaction support
- In-depth financial analysis
- Multi-currency support
- Data export
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Enter the amount, select a category, and optionally add a short note - that's it. Get better insight into your finances: Monee displays your monthly expenses and income in an organized way. You can instantly see where your money is going and develop a better understanding of your income and expenses. No registration required - because it's annoying. No ads - because they're annoying. No tracking - because it's annoying. Free - because subscriptions are annoying. As a user of the app, you can: ► Easily manage the finances of your family, shared apartment, or other groups. ► Create unlimited accounts and invite people. ► Add unlimited expenses and income. ► Add recurring expenses and income. ► Organize your finances by self-created categories. ► Perform in-depth analyses of your income and expenses. ► Filter transactions by various criteria such as type, frequency, or people involved. ► Work with any currency worldwide. ► Easily export your financial data. Additionally, you can: ► Protect your data using Face ID, Touch ID, or a code ► Set the start of the month to any day ► Transfer your previous balance to the current period Do you have comments and suggestions for improvement? Write to me and let's make the app better together. Do you like the app? I'd appreciate a positive review! Best regards Stephan Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
eXpense
Easily track and limit your spending with this intuitive expense tracker. Quickly add expenses, monitor daily limits and overall balances, and cultivate better financial discipline with helpful tips.
- Easy expense tracking
- Intuitive calculator interface
- Daily spending limit monitoring
- Overall balance overview
- Financial discipline tips
- Multi-currency support
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eXpense is the simplest expense tracker for cash spending — designed for people who want effortless tracking without categories, accounts, or complex budget setup. Open the app, type the amount, tap save. eXpense logs your spending in seconds, so you always know where your money goes. No sign-ups, no bank linking, no learning curve, no nagging upsells. HOW IT WORKS Three taps and you are done. Enter the amount, optionally add a one-line note, save. eXpense focuses on the daily habit of logging — the part every other expense tracker app gets wrong by demanding too much friction up front. The whole interaction takes five seconds. Do it at the till, do it on the bus, do it on your watch. WHO IS THIS FOR - People who pay in cash and want to see real spending - Travelers tracking daily costs without categories - Couples splitting expenses without arguments - Freelancers logging billable cash purchases - Anyone burned out by complex personal finance and budget apps KEY FEATURES - One-screen entry: amount, optional note, save - Daily, weekly, and monthly totals at a glance - Apple Watch app for instant logging on the wrist - Home Screen and Lock Screen widgets — see today's spend without opening the app - iCloud sync across iPhone, iPad, and Mac - Dark mode and large-type support - Full export to CSV for spreadsheets and accountants - Multi-currency support for travel and digital nomads - Optional Face ID and Touch ID lock for the whole app PRIVACY BY DESIGN Your data stays on your device or in your private iCloud — never on our servers. No analytics on your transactions. No ads. No bank connections. No third-party trackers. eXpense is a personal finance app that respects your privacy because spending data is nobody's business but yours. DESIGNED FOR DAILY USE Most expense trackers fail because they ask too much: pick a category, choose an account, tag a payee, link a card. By the third day you stop logging. eXpense is built around the only metric that matters — did you log today, yes or no. Open the widget, see your daily total, decide tomorrow's spending in five seconds. WORKS EVERYWHERE - iPhone with watchOS Apple Watch companion - iPad with side-by-side multitasking - Mac via Apple Silicon with full keyboard shortcuts - Widgets on iOS, iPadOS, and macOS Home Screen - Apple Watch complication on every face NO SUBSCRIPTION NONSENSE One-time purchase. No subscription. No paywalls between you and the basic feature of writing down what you spent today. The app you buy today is the app you have forever — with free updates as new iOS, iPadOS, and watchOS versions ship. WHAT USERS SAY "Finally an expense tracker I actually use." "Three taps, done. Why is this so hard for everyone else?" "The Apple Watch complication is the killer feature." "I tried five budget apps before this. eXpense stuck because it asks for nothing." REQUIREMENTS iOS 17.0 or later, iPadOS 17.0 or later, macOS 14.0 or later, watchOS 10.0 or later. By using this app, you agree to Apple's Standard License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Monee at 4.9 against eXpense's 1.0. Monee also leads on update cadence (every 8 days vs every 16 months) and ratings volume (341 vs 1). eXpense's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Monee sells 8 in-app purchases, starting at $1.29 per 7 days and eXpense sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Monee holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: Monee has 341 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 98% of Monee's written reviews are positive against 75% of eXpense's.
Monee ships an update every 8 days, eXpense every 16 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | Monee | eXpense |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (341 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 98.5% of reviews — better | 75.0% of reviews |
| Number of ratings | 341 — better | 1 |
| Update frequency | Every 8 days — better | Every 16 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.4 — better | 17.0 |
| Further details — not scored | ||
| Size | 48 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Stephan Lerner | Evgeny Goncharov |
Customer experience
Monee
eXpense
In-app purchases
Monee
- Support$1.297 Days
- Support$2.291 Month
- Support$13.491 Year
- Support$6.89
- Support$7.29
- Support2 variants$10.49
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- Support$13.49
- Support$14.49
eXpense
- eXpense Pro Monthly$2.991 Month
- eXpense Pro Yearly$17.991 Year








