Comparison

Monee vs Budget Flow | Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monee

Easily track your income and expenses with this intuitive finance manager. Gain clear insights into your spending habits, organize finances by custom categories, and manage group budgets. Protect your data with biometric security and export your financial history.

Highlights
  • Track income and expenses
  • Organize by custom categories
  • Manage group finances
  • Add recurring transactions
  • In-depth financial analysis
  • Export financial data
  • Biometric data protection
Features
Read full description

Enter the amount, select a category, and optionally add a short note - that's it. Get better insight into your finances: Monee displays your monthly expenses and income in an organized way. You can instantly see where your money is going and develop a better understanding of your income and expenses. No registration required - because it's annoying. No ads - because they're annoying. No tracking - because it's annoying. Free - because subscriptions are annoying. As a user of the app, you can: ► Easily manage the finances of your family, shared apartment, or other groups. ► Create unlimited accounts and invite people. ► Add unlimited expenses and income. ► Add recurring expenses and income. ► Organize your finances by self-created categories. ► Perform in-depth analyses of your income and expenses. ► Filter transactions by various criteria such as type, frequency, or people involved. ► Work with any currency worldwide. ► Easily export your financial data. Additionally, you can: ► Protect your data using Face ID, Touch ID, or a code ► Set the start of the month to any day ► Transfer your previous balance to the current period Do you have comments and suggestions for improvement? Write to me and let's make the app better together. Do you like the app? I'd appreciate a positive review! Best regards Stephan Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

Highlights
  • Track income and expenses
  • Manage multiple accounts and categories
  • Plan budgets for categories
  • Shared budgeting with multiple users
  • Secure data storage with no login
  • Offline functionality
  • Currency conversion
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Customizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts with automatic data recognition - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - Face ID / Touch ID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & Lock Screen widgets - Siri Shortcuts support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. dark mode - Dynamic text size - ...and much more! IN-APP PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Screenshots

Monee4 screens
Budget Flow | Expense Tracker4 screens

Verdict

The call

Monee and Budget Flow | Expense Tracker both sit at 4.9 stars, but that hides the real split: 98% of Monee's written reviews are positive against 90% of Budget Flow | Expense Tracker's. Budget Flow | Expense Tracker's advantage is device support (4 vs 2). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monee sells 12 in-app purchases, starting at $1.29 per 7 days and Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Monee against 4.8 for Budget Flow | Expense Tracker. Both are backed by a comparable volume of ratings — 340 and 337 respectively. Written reviews are what separate them: 98% of Monee's written reviews are positive against 90% of Budget Flow | Expense Tracker's.

UpkeepUpdate frequency

Monee ships an update every 8 days, Budget Flow | Expense Tracker every 2 weeks. Both last shipped on October 30, 2026.

Scorecard2 real differences · 8 level
Monee versus Budget Flow | Expense Tracker: the parameters behind the verdict, then further details
ParameterMoneeBudget Flow | Expense Tracker
PriceFreeFree
Rating4.9 (340 ratings) — better4.8 (337 ratings)
Positive reviews98.5% of reviews — better90.2% of reviews
Number of ratings340 — better337
Update frequencyEvery 8 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, Mac, Apple Watch — better
Requires iOS16.416.0 — better
Further details — not scored
Size46 MB215 MB
Age rating4+4+
DeveloperStephan LernerFabian Hasse

Customer experience

Monee

All ratings334 ratings
Positive99.1%
Neutral0.3%
Negative0.6%
Written reviews389 reviews
Positive98.5%
Neutral1.0%
Negative0.5%

Budget Flow | Expense Tracker

All ratings337 ratings
Positive94.7%
Neutral1.8%
Negative3.6%
Written reviews481 reviews
Positive90.2%
Neutral4.6%
Negative5.2%

Bugs and requests

Monee

Not enough reviews yet to summarise bugs or requests.

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

In-app purchases

12 purchases

Monee

Subscriptions6
  • Support$1.297 Days
  • Support$2.291 Month
  • Monthly7 Days trial$3.991 Month
Show 3 more
  • Support$13.491 Year
  • Half-Yearly7 Days trial$17.996 Months
  • Yearly7 Days trial$22.991 Year
One-time6
  • Support$6.89
  • Support$7.29
  • Support2 variants$10.49
Show 3 more
  • Support$13.49
  • Support$14.49
  • One-Time Payment$44.99
4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99

Questions

Is Monee free?
Monee is free to download, with in-app purchases available.
Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Monee or Budget Flow | Expense Tracker?
Monee is rated higher. Monee averages 4.9 out of 5 from 340 ratings, while Budget Flow | Expense Tracker averages 4.8 from 337 ratings.
Do Monee or Budget Flow | Expense Tracker have ads?
Neither Monee nor Budget Flow | Expense Tracker shows ads.
Which is updated more often, Monee or Budget Flow | Expense Tracker?
Monee ships an update every 8 days, and Budget Flow | Expense Tracker every 2 weeks. Most recently, Monee was updated on October 30, 2026 and Budget Flow | Expense Tracker on October 30, 2026.

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