Comparison

Monee vs Monacker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monee

Easily track your income and expenses with this intuitive finance manager. Gain clear insights into your spending habits, organize finances by custom categories, and manage group budgets. Protect your data with biometric security and export your financial history.

Highlights
  • Track income and expenses
  • Organize by custom categories
  • Manage group finances
  • Add recurring transactions
  • In-depth financial analysis
  • Export financial data
  • Biometric data protection
Features
Read full description

Enter the amount, select a category, and optionally add a short note - that's it. Get better insight into your finances: Monee displays your monthly expenses and income in an organized way. You can instantly see where your money is going and develop a better understanding of your income and expenses. No registration required - because it's annoying. No ads - because they're annoying. No tracking - because it's annoying. Free - because subscriptions are annoying. As a user of the app, you can: ► Easily manage the finances of your family, shared apartment, or other groups. ► Create unlimited accounts and invite people. ► Add unlimited expenses and income. ► Add recurring expenses and income. ► Organize your finances by self-created categories. ► Perform in-depth analyses of your income and expenses. ► Filter transactions by various criteria such as type, frequency, or people involved. ► Work with any currency worldwide. ► Easily export your financial data. Additionally, you can: ► Protect your data using Face ID, Touch ID, or a code ► Set the start of the month to any day ► Transfer your previous balance to the current period Do you have comments and suggestions for improvement? Write to me and let's make the app better together. Do you like the app? I'd appreciate a positive review! Best regards Stephan Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Monacker

Manually track income and expenses with a fast, intuitive interface. Quickly enter transactions, import/export data, and sync securely via iCloud. Customize categories and enjoy a completely ad-free experience.

Highlights
  • Fast transaction entry
  • Import/export CSV data
  • iCloud sync for data safety
  • Customizable categories
  • Ad-free experience
  • Quick app loading
Read full description

Enjoy manually tracking your income and expenses with a simple, quick, liquid glass interface. Enter transactions in less than 5 seconds with a highly optimized transaction entry that shows you similar previous transactions to quickly autofill your transaction description and category Features: * 100% free forever. Tips are optional and always appreciated :) * No ads, no popups, no prompts to review the app, no data collection, no analytics. I created this app for myself and I don't enjoy being bothered so I'm not going to bother anyone else. If I ever stop working on this app, I will open source it * Export all your transactions to csv format in less than 2 seconds. You own your data * Import your existing transactions in csv format. All that's necessary is 5 columns: Description, Category, Amount, Type (Expense/Income), and Date (ISO 8601 format). You can optionally add Color and Icon columns to further customize your categories * All your transactions are synced to your iCloud. With CloudKit integration, all your transactions are safe even if you break your phone * Customize your categories to your liking. If the in-app customization is not sufficient, you can export the colors and icons in your csv file, and import it back in to see your changes. The icons are SF Symbols * Enter transactions fast, seriously fast * Extremely fast app loading. From a cold start, the app is fully loaded and interactable in 0.48 seconds even with my 7600 transactions * Convenience buttons for deleting all your transactions and unused categories so you can export your data, modify it as you wish, delete your data, then import everything again How this app came to be: I've been manually tracking my income and expenses for 10 years now. I've previously manually tracked in a spreadsheet and tried other apps, but I've consistently had gripes with them. I have always wanted to make my dream money tracking app, and the appeal of liquid glass finally pushed me to learn iOS app development to create this. I have tried for a few years to build this but always gave up because the mountain of learning app development was extremely daunting and I kept getting stuck. Now I'm just happy that I have something I can give to the world that I will use myself, and I hope others can use it too. How I recommend people track their money: * The best time to start tracking all your transactions was yesterday * Ensure you have notifications every time you get paid, and for every single transaction that occurs on any of your credit/debit cards and bank accounts * Every time a transaction occurs, track it as soon as possible. I'll usually be tracking my transaction in the checkout line to make sure I don't forget to do so * Feel every monetary transaction so you don't get complacent with money FAQ: Q: How should I categorize an expense that may fit multiple categories? A: Personally I'll just group things into whatever fits best, so I'll generally use "Groceries" for a Costco run, but if I'm buying more decorations or something I may log it as "Household". You can always manually enter multiple transactions for something you pay for. Things even out Q: Can you add xyz way to visualize the data? A: I made the csv export as painless as possible so people can use other better tools for visualizing their transactions. Q: Can you add budgeting features? A: Not currently planned but if enough people email me I might add it :) Q: How can I support you? A: Tip Jar :) Email: alexpyginapps@gmail.com

Screenshots

Monee4 screens
Monacker4 screens

Verdict

The call

The clearest difference is monetization model: Monacker at free against Monee's free with in-app purchases. Monee's advantage is ratings volume (336 vs 10) and iOS requirement (16.4 vs 27.1). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monee sells 12 in-app purchases, starting at $1.29 per 7 days and Monacker sells 7 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Monee against 5.0 for Monacker. That said, the two scores are not equally well evidenced: Monee has 336 ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 98% of Monee's written reviews are positive against 100% of Monacker's.

UpkeepUpdate frequency

Monee ships an update every 8 days, Monacker weekly. Both last shipped on October 25, 2026.

Scorecard3 real differences · 7 level
Monee versus Monacker: the parameters behind the verdict, then further details
ParameterMoneeMonacker
PriceFreeFree
Rating4.9 (336 ratings)5.0 (10 ratings) — better
Positive reviews98.5% of reviews100.0% of reviews — better
Number of ratings336 — better10
Update frequencyEvery 8 daysWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS16.4 — better27.1
Further details — not scored
Size46 MB8 MB
Age rating4+4+
DeveloperStephan LernerAlexander Pygin

Customer experience

Monee

All ratings334 ratings
Positive99.1%
Neutral0.3%
Negative0.6%
Written reviews389 reviews
Positive98.5%
Neutral1.0%
Negative0.5%

Monacker

All ratings10 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews7 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

12 purchases

Monee

Subscriptions6
  • Support$1.297 Days
  • Support$2.291 Month
  • Monthly7 Days trial$3.991 Month
Show 3 more
  • Support$13.491 Year
  • Half-Yearly7 Days trial$17.996 Months
  • Yearly7 Days trial$22.991 Year
One-time6
  • Support$6.89
  • Support$7.29
  • Support2 variants$10.49
Show 3 more
  • Support$13.49
  • Support$14.49
  • One-Time Payment$44.99
7 purchases

Monacker

One-time7
  • Survival Tip$0.99
  • Struggle Tip$1.99
  • Stability tip$4.99
Show 4 more
  • Security Tip$9.99
  • Independence Tip$19.99
  • Freedom Tip$49.99
  • Abundance Tip$99.99

Questions

Is Monee free?
Monee is free to download, with in-app purchases available.
Is Monacker free?
Monacker is free to download, with in-app purchases available.
Which has better reviews, Monee or Monacker?
Monacker is rated higher. Monee averages 4.9 out of 5 from 336 ratings, while Monacker averages 5.0 from 10 ratings.
Do Monee or Monacker have ads?
Neither Monee nor Monacker shows ads.
Which is updated more often, Monee or Monacker?
Monee ships an update every 8 days, and Monacker weekly. Most recently, Monee was updated on October 25, 2026 and Monacker on October 25, 2026.

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