Comparison

Monee vs Vaultam

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monee

Easily track your income and expenses with this intuitive finance manager. Gain clear insights into your spending habits, organize finances by custom categories, and manage group budgets. Protect your data with biometric security and export your financial history.

Highlights
  • Track income and expenses
  • Organize by custom categories
  • Manage group finances
  • Add recurring transactions
  • In-depth financial analysis
  • Export financial data
  • Biometric data protection
Features
Read full description

Enter the amount, select a category, and optionally add a short note - that's it. Get better insight into your finances: Monee displays your monthly expenses and income in an organized way. You can instantly see where your money is going and develop a better understanding of your income and expenses. No registration required - because it's annoying. No ads - because they're annoying. No tracking - because it's annoying. Free - because subscriptions are annoying. As a user of the app, you can: ► Easily manage the finances of your family, shared apartment, or other groups. ► Create unlimited accounts and invite people. ► Add unlimited expenses and income. ► Add recurring expenses and income. ► Organize your finances by self-created categories. ► Perform in-depth analyses of your income and expenses. ► Filter transactions by various criteria such as type, frequency, or people involved. ► Work with any currency worldwide. ► Easily export your financial data. Additionally, you can: ► Protect your data using Face ID, Touch ID, or a code ► Set the start of the month to any day ► Transfer your previous balance to the current period Do you have comments and suggestions for improvement? Write to me and let's make the app better together. Do you like the app? I'd appreciate a positive review! Best regards Stephan Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Vaultam

Manage your personal finances with a powerful, offline ledger. Create smart budgets, track savings goals, and gain insights into spending patterns with AI. Log receipts, manage loans, and never miss a payment with automated reminders.

Highlights
  • Offline storage and local backups
  • AI-powered spending insights
  • Smart budgeting based on income
  • Progress tracking for savings goals
  • Automated bill and subscription reminders
  • Receipt scanning
  • Lending and borrowing tracking
Features
Read full description

No accounts. No banks. No tracking. Just you, your money, and clarity. With Vaultam, you can: • Stay in control with one clear dashboard. • Create smart budgets based on your income. • Save for trips, gifts, and big purchases with progress tracking. • Discover spending patterns instantly with AI-powered insights. • Log receipts in seconds with a simple scan. • Track lending & borrowing between friends with ease. • Never miss a bill, salary, or subscription with automated reminders. • Keep everything secure with offline storage and local backups. Vaultam isn’t just another finance app. It’s a ledger reimagined for today — simple, powerful, and 100% offline. Your money, your rules. Always private. Always smart. Always with you. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://vaultam.app/privacy

Screenshots

Monee4 screens
Vaultam4 screens

Verdict

The call

The clearest difference is ratings volume: Monee at 340 against Vaultam's 1. On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monee sells 12 in-app purchases, starting at $1.29 per 7 days and Vaultam sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Monee against 5.0 for Vaultam. That said, the two scores are not equally well evidenced: Monee has 340 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Monee ships an update every 8 days, Vaultam every 11 days. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 9 level
Monee versus Vaultam: the parameters behind the verdict, then further details
ParameterMoneeVaultam
PriceFreeFree
Rating4.9 (340 ratings)5.0 (1 ratings) — better
Positive reviews98.5% of reviews—
Number of ratings340 — better1
Update frequencyEvery 8 days — betterEvery 11 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size46 MB30 MB
Age rating4+4+
DeveloperStephan LernerMAYDAY APP

Customer experience

Monee

All ratings334 ratings
Positive99.1%
Neutral0.3%
Negative0.6%
Written reviews389 reviews
Positive98.5%
Neutral1.0%
Negative0.5%

Vaultam

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

12 purchases

Monee

Subscriptions6
  • Support$1.297 Days
  • Support$2.291 Month
  • Monthly7 Days trial$3.991 Month
Show 3 more
  • Support$13.491 Year
  • Half-Yearly7 Days trial$17.996 Months
  • Yearly7 Days trial$22.991 Year
One-time6
  • Support$6.89
  • Support$7.29
  • Support2 variants$10.49
Show 3 more
  • Support$13.49
  • Support$14.49
  • One-Time Payment$44.99
2 purchases

Vaultam

Subscriptions2
  • 1-Month Pro$3.991 Month
  • 1-year$39.991 Year

Questions

Is Monee free?
Monee is free to download, with in-app purchases available.
Is Vaultam free?
Vaultam is free to download, with in-app purchases available.
Which has better reviews, Monee or Vaultam?
Vaultam is rated higher. Monee averages 4.9 out of 5 from 340 ratings, while Vaultam averages 5.0 from 1 ratings.
Do Monee or Vaultam have ads?
Neither Monee nor Vaultam shows ads.
Which is updated more often, Monee or Vaultam?
Monee ships an update every 8 days, and Vaultam every 11 days. Most recently, Monee was updated on October 30, 2026 and Vaultam on October 24, 2026.

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