Comparison

Monee vs Budget Planner+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monee

Easily track your income and expenses with this intuitive finance manager. Gain clear insights into your spending habits, organize finances by custom categories, and manage group budgets. Protect your data with biometric security and export your financial history.

Highlights
  • Track income and expenses
  • Organize by custom categories
  • Manage group finances
  • Add recurring transactions
  • In-depth financial analysis
  • Export financial data
  • Biometric data protection
Features
Read full description

Enter the amount, select a category, and optionally add a short note - that's it. Get better insight into your finances: Monee displays your monthly expenses and income in an organized way. You can instantly see where your money is going and develop a better understanding of your income and expenses. No registration required - because it's annoying. No ads - because they're annoying. No tracking - because it's annoying. Free - because subscriptions are annoying. As a user of the app, you can: ► Easily manage the finances of your family, shared apartment, or other groups. ► Create unlimited accounts and invite people. ► Add unlimited expenses and income. ► Add recurring expenses and income. ► Organize your finances by self-created categories. ► Perform in-depth analyses of your income and expenses. ► Filter transactions by various criteria such as type, frequency, or people involved. ► Work with any currency worldwide. ► Easily export your financial data. Additionally, you can: ► Protect your data using Face ID, Touch ID, or a code ► Set the start of the month to any day ► Transfer your previous balance to the current period Do you have comments and suggestions for improvement? Write to me and let's make the app better together. Do you like the app? I'd appreciate a positive review! Best regards Stephan Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Budget Planner+

Features
Read full description

BUILD YOUR RICH GIRL ERA A radical approach to your finances. No shaming. No restriction. No guilt. This app is designed to help you build your soft girl life — a life where your money feels intentional, aligned, and connected to the future you are creating. Your finances are more than numbers. They are the foundation for your freedom, your dreams, your peace, and the version of yourself you are becoming. Create a calmer relationship with money. Visualize your goals. Build wealth with intention. YOUR MONEY, YOUR VISION Traditional budgeting asks: "What can I not spend?" Mindful planning asks: "What life am I building?" Organize your financial world around Past You, Present You, and Future You: • Past You — obligations and choices that brought you here. • Present You — the life, joy, and comfort you enjoy today. • Future You — the cushions, investments, and freedom you are creating. See your complete financial picture without judgment. MANIFEST YOUR BUDGET Your money deserves direction, not restriction. Discover your Manifesting Power — monthly planning capacity after commitments and essentials are covered — then guide it toward what matters most: • Building your emergency cushion • Accelerating debt freedom • Funding dream manifestations • Investing in your work-optional future Turn budgeting into an empowering daily practice of intention. GET PAID TO EXIST Imagine your money working quietly in the background. Track your Paid to Exist coverage — the percentage of monthly living commitments (Home, Nourish, Move, Joy) funded by recurring Freedom Income and investments. Watch your coverage grow toward a life where work is optional. DESIGN YOUR FIRE JOURNEY Your freedom journey is unique. Whether your goal is FIRE, Coast FI, or simply more flexibility, explore your path with Freedom Lab. Adjust returns, inflation, and safe withdrawal assumptions. Visualize your milestone curve and make your future visible. THE ALIGNMENT GAP Budgeting without moral grades. Compare your recurring commitments with your category targets. Spot breathing room or pressure early — and adjust with ease, agency, and zero guilt. YOUR MONEY, CAPTURED Expense tracking shouldn't feel like a chore. Capture your spending with an experience built around awareness, not punishment. Use the circular dial or keypad to quickly record transactions. Tag entries with their true meaning — Family, Experience, Growth, Wellbeing, or Joy — and keep your financial story up to date. THE PURCHASE PAUSE Create space between impulse and intention. Before a non-essential purchase, take a 60-second check-in: "Does this fit the life I'm creating?" Build self-trust around spending without removing joy. YOUR PERSONAL MONEY VISION BOARD Your goals deserve more than a spreadsheet. Create a visual map of your Foundations (Home, Nourish, Protection), Flows (Wander, Style, Move, Joy), and custom Manifestations with photos and targets. See where your money is flowing — and why it matters. THE RESERVOIR Life is unpredictable. The Reservoir tracks your personal cushion with smart refill and release calculations, measuring your true runway in months against your baseline income. More breathing room. More confidence. More peace. BEAUTIFUL BY DESIGN Designed as a personal financial sanctuary in blush glass and cut crystal: • Local-first — no accounts or logins required • Private by design — no bank scraping; your data stays yours • Apple iCloud Sync across iPhone, iPad, and Mac • Face ID / Touch ID / Passcode protection • Clean CSV exports and transaction imports • Free core tracking, with optional lifetime or subscription access for advanced planning Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Monee4 screens
Budget Planner+4 screens

Verdict

The call

The clearest difference is update cadence: Monee at every 8 days against Budget Planner+'s every 5 weeks. Monee also leads on iOS requirement (16.4 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monee sells 12 in-app purchases, starting at $1.29 per 7 days and Budget Planner+ sells 3 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Monee ships an update every 8 days, Budget Planner+ every 5 weeks. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Monee versus Budget Planner+: the parameters behind the verdict, then further details
ParameterMoneeBudget Planner+
PriceFreeFree
Rating4.9 (340 ratings) — better—
Positive reviews98.5% of reviews—
Number of ratings340 — better—
Update frequencyEvery 8 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad, Mac — better
Requires iOS16.4 — better18.0
Further details — not scored
Size46 MB25 MB
Age rating4+4+
DeveloperStephan LernerMelissa Chan

In-app purchases

12 purchases

Monee

Subscriptions6
  • Support$1.297 Days
  • Support$2.291 Month
  • Monthly7 Days trial$3.991 Month
Show 3 more
  • Support$13.491 Year
  • Half-Yearly7 Days trial$17.996 Months
  • Yearly7 Days trial$22.991 Year
One-time6
  • Support$6.89
  • Support$7.29
  • Support2 variants$10.49
Show 3 more
  • Support$13.49
  • Support$14.49
  • One-Time Payment$44.99
3 purchases

Budget Planner+

Subscriptions2
  • Budget Monthly$5.991 Month
  • Budget Yearly7 Days trial$17.991 Year
One-time1
  • Budget Lifetime$34.99

Questions

Is Monee free?
Monee is free to download, with in-app purchases available.
Is Budget Planner+ free?
Budget Planner+ is free to download, with in-app purchases available.
Do Monee or Budget Planner+ have ads?
Neither Monee nor Budget Planner+ shows ads.
Which is updated more often, Monee or Budget Planner+?
Monee ships an update every 8 days, and Budget Planner+ every 5 weeks. Most recently, Monee was updated on October 30, 2026 and Budget Planner+ on October 24, 2026.

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