FPCU vs Plus Credit Union
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FPCU
Aggregate all your financial accounts from various institutions into one place. Manage your money with tools for transaction organization, alerts, payments, transfers, and mobile check deposits. Secure your account with advanced authentication methods.
- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card management
- View monthly statements
- Find branches and ATMs
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FPCU-IA is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with FPCU-IA: - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - Transfer money between your accounts - Deposit checks in a snap by taking a picture of the front and back - Reorder your debit card or turn it off if you’ve misplaced it - View and save your monthly statements - Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices.
Plus Credit Union
Manage your finances conveniently and securely. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks instantly, reorder or disable debit cards, and find nearby branches and ATMs.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments to companies and friends
- Transfer money between accounts
- Deposit checks via photo
- Reorder or turn off debit cards
- View and save monthly statements
- Find branches and ATMs
- Secure with passcode or biometrics
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PlusLive is fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with PlusLive: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
FPCU and Plus Credit Union both sit at 4.7 stars, but that hides the real split: 100% of Plus Credit Union's written reviews are positive against 50% of FPCU's. Plus Credit Union also leads on monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for FPCU against 4.8 for Plus Credit Union. Both are backed by a comparable volume of ratings — 795 and 596 respectively. Written reviews are what separate them: 50% of FPCU's written reviews are positive against 100% of Plus Credit Union's.
Both ship on a similar rhythm, roughly monthly. Both last shipped on November 12, 2026.
| Parameter | FPCU | Plus Credit Union |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (795 ratings) | 4.8 (596 ratings) — better |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 795 — better | 596 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 18.4 |
| Further details — not scored | ||
| Size | 196 MB | 198 MB |
| Age rating | 12+ | 12+ |
| Developer | Financial Plus Credit Union (IA) | Plus Credit Union |
Customer experience
FPCU
Plus Credit Union
In-app purchases
FPCU
No in-app purchases
Plus Credit Union
No in-app purchases
Questions
Is FPCU free?
Is Plus Credit Union free?
Which has better reviews, FPCU or Plus Credit Union?
Do FPCU or Plus Credit Union have ads?
Which is updated more often, FPCU or Plus Credit Union?
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