Comparison

FPCU vs Plus Credit Union

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FPCU

Aggregate all your financial accounts from various institutions into one place. Manage your money with tools for transaction organization, alerts, payments, transfers, and mobile check deposits. Secure your account with advanced authentication methods.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

FPCU-IA is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with FPCU-IA: - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - Transfer money between your accounts - Deposit checks in a snap by taking a picture of the front and back - Reorder your debit card or turn it off if you’ve misplaced it - View and save your monthly statements - Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices.

About

Plus Credit Union

Manage your finances conveniently and securely. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks instantly, reorder or disable debit cards, and find nearby branches and ATMs.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments to companies and friends
  • Transfer money between accounts
  • Deposit checks via photo
  • Reorder or turn off debit cards
  • View and save monthly statements
  • Find branches and ATMs
  • Secure with passcode or biometrics
Features
Read full description

PlusLive is fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with PlusLive: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

FPCU4 screens
Plus Credit Union4 screens

Verdict

The call

FPCU and Plus Credit Union both sit at 4.7 stars, but that hides the real split: 100% of Plus Credit Union's written reviews are positive against 50% of FPCU's. Plus Credit Union also leads on monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for FPCU against 4.8 for Plus Credit Union. Both are backed by a comparable volume of ratings — 795 and 596 respectively. Written reviews are what separate them: 50% of FPCU's written reviews are positive against 100% of Plus Credit Union's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 12, 2026.

Scorecard2 real differences · 8 level
FPCU versus Plus Credit Union: the parameters behind the verdict, then further details
ParameterFPCUPlus Credit Union
PriceFreeFree
Rating4.7 (795 ratings)4.8 (596 ratings) — better
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings795 — better596
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size196 MB198 MB
Age rating12+12+
DeveloperFinancial Plus Credit Union (IA)Plus Credit Union

Customer experience

FPCU

All ratings785 ratings
Positive94.4%
Neutral2.0%
Negative3.6%
Written reviews10 reviews
Positive50.0%
Neutral10.0%
Negative40.0%

Plus Credit Union

All ratings586 ratings
Positive96.6%
Neutral1.0%
Negative2.4%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

FPCU

No in-app purchases

None

Plus Credit Union

No in-app purchases

Questions

Is FPCU free?
FPCU is free to download, with no in-app purchases.
Is Plus Credit Union free?
Plus Credit Union is free to download, with no in-app purchases.
Which has better reviews, FPCU or Plus Credit Union?
Plus Credit Union is rated higher. FPCU averages 4.7 out of 5 from 795 ratings, while Plus Credit Union averages 4.8 from 596 ratings.
Do FPCU or Plus Credit Union have ads?
Neither FPCU nor Plus Credit Union shows ads.
Which is updated more often, FPCU or Plus Credit Union?
FPCU ships an update monthly, and Plus Credit Union monthly. Most recently, FPCU was updated on November 12, 2026 and Plus Credit Union on November 12, 2026.

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