Comparison

MCB SmartApprove vs MySEM

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

MCB SmartApprove

Features
Read full description

MCB's SmartApprove application allows corporate signatory users to authorise their transactions using transaction signing. You will be able to login and authorise your payments in a simple and secure way. The application has the below main features: Β· Device registration using the bank user’s internet banking credentials backed by a two-factor security via one time password. Β· Authorise transactions In-band and Out of band. Β· Biometric features. Β· A dashboard providing the user with details on transactions already executed. Β· Receive notifications when making a payment to a new beneficiary, or an existing one with new account details or a beneficiary to whom payments have not been made during the last 18 months

About

MySEM

Features
Read full description

The mySEM APP aims to empower investors by providing online access to their CDS accounts to monitor their account activity and seize market opportunities by following and trading on the Stock Exchange of Mauritius market in real-time. In addition to its user-friendly look and feel, mySEM also provides investors seamless access to a wide variety of live market data, including company-specific order books, highs, lows, best bids and asks, market trades, charting tools as well as other relevant company-specific data.

Screenshots

MCB SmartApprove4 screens
MySEM3 screens

Verdict

The call

The clearest difference is update cadence: MCB SmartApprove at every 4 weeks against MySEM's every 14 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MCB SmartApprove ships an update every 4 weeks, MySEM every 14 months. The most recent releases landed on September 17, 2026 and September 9, 2026 respectively.

Scorecard1 real difference Β· 5 level
MCB SmartApprove versus MySEM: the parameters behind the verdict, then further details
ParameterMCB SmartApproveMySEM
PriceFreeFree
Update frequencyEvery 4 weeks β€” betterEvery 14 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS14.013.0 β€” better
Further details β€” not scored
Size124 MB143 MB
Age rating4+17+
DeveloperMCB GROUP LimitedSecurities & Trading Technology

In-app purchases

None

MCB SmartApprove

No in-app purchases

None

MySEM

No in-app purchases

Questions

Is MCB SmartApprove free?
MCB SmartApprove is free to download, with no in-app purchases.
Is MySEM free?
MySEM is free to download, with no in-app purchases.
Do MCB SmartApprove or MySEM have ads?
Neither MCB SmartApprove nor MySEM shows ads.
Which is updated more often, MCB SmartApprove or MySEM?
MCB SmartApprove ships an update every 4 weeks, and MySEM every 14 months. Most recently, MCB SmartApprove was updated on September 17, 2026 and MySEM on September 9, 2026.

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