Comparison

MCB SmartApprove vs BCP ebanking

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

MCB SmartApprove

Features
Read full description

MCB's SmartApprove application allows corporate signatory users to authorise their transactions using transaction signing. You will be able to login and authorise your payments in a simple and secure way. The application has the below main features: Β· Device registration using the bank user’s internet banking credentials backed by a two-factor security via one time password. Β· Authorise transactions In-band and Out of band. Β· Biometric features. Β· A dashboard providing the user with details on transactions already executed. Β· Receive notifications when making a payment to a new beneficiary, or an existing one with new account details or a beneficiary to whom payments have not been made during the last 18 months

About

BCP ebanking

Features
Read full description

The BCP (Banque de Commerce et de Placements SA) e-banking App is a convenient and secure mobile application designed to provide direct access to your banking accounts and transactions. With a user-friendly interface, it offers several key features to enhance your banking experience: - eDocuments: Access and manage electronic documents related to your account - eMessaging: Communicate securely with your relationship manager - eTransfers: Easily make payments, transfers, and manage your financial transactions - eForex: Access foreign exchange services - eSecurities: Monitor and manage your investment portfolio and transactions with ease. App Activation: To begin using the BCP e-banking App, your account shall be activated by your dedicated BCP relationship manager. You will be guided through the high-standard authentication process, ensuring the utmost security for your account. Legal Notice: This application is intended exclusively for Banque de Commerce et de Placements SA clients. Certain content described above is not accessible to all users. The β€˜BCP e-banking App Terms of Use’ apply.

Screenshots

MCB SmartApprove4 screens
BCP ebanking4 screens

Verdict

The call

The clearest difference is update cadence: MCB SmartApprove at every 4 weeks against BCP ebanking's every 3 months. MCB SmartApprove also leads on iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MCB SmartApprove ships an update every 4 weeks, BCP ebanking every 3 months. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

Scorecard2 real differences Β· 4 level
MCB SmartApprove versus BCP ebanking: the parameters behind the verdict, then further details
ParameterMCB SmartApproveBCP ebanking
PriceFreeFree
Update frequencyEvery 4 weeks β€” betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.0 β€” better16.0
Further details β€” not scored
Size124 MB5 MB
Age rating4+4+
DeveloperMCB GROUP LimitedBanque de Commerce et de Placements SA

In-app purchases

None

MCB SmartApprove

No in-app purchases

None

BCP ebanking

No in-app purchases

Questions

Is MCB SmartApprove free?
MCB SmartApprove is free to download, with no in-app purchases.
Is BCP ebanking free?
BCP ebanking is free to download, with no in-app purchases.
Do MCB SmartApprove or BCP ebanking have ads?
Neither MCB SmartApprove nor BCP ebanking shows ads.
Which is updated more often, MCB SmartApprove or BCP ebanking?
MCB SmartApprove ships an update every 4 weeks, and BCP ebanking every 3 months. Most recently, MCB SmartApprove was updated on October 24, 2026 and BCP ebanking on October 7, 2026.

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