MCB SmartApprove vs MHC
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
MCB SmartApprove
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MCB's SmartApprove application allows corporate signatory users to authorise their transactions using transaction signing. You will be able to login and authorise your payments in a simple and secure way. The application has the below main features: Β· Device registration using the bank userβs internet banking credentials backed by a two-factor security via one time password. Β· Authorise transactions In-band and Out of band. Β· Biometric features. Β· A dashboard providing the user with details on transactions already executed. Β· Receive notifications when making a payment to a new beneficiary, or an existing one with new account details or a beneficiary to whom payments have not been made during the last 18 months
MHC
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MHC Mobile application is a full-fledged mobile solution designed to offer you seamless facilities on your fingertip, with a convenient, friendly and safe access to your MHC accounts, anytime, anywhere. Download, install and register for your Mobile Personal Identification Number (MPIN) and youβre ready to go. Login and transact in a secure way thanks to the designed key features: β View your Loans, Savings and Term Deposits statuses and details. β Account summary & transaction history. β Transfer money within MHC and to other local banks. β Raise and track your queries. β View and download your statements. β Information about MHC branches
Screenshots
Verdict
MCB SmartApprove and MHC are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MCB SmartApprove ships an update every 4 weeks, MHC monthly. The most recent releases landed on September 17, 2026 and April 26, 2026 respectively.
| Parameter | MCB SmartApprove | MHC |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 weeks β better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 β better | 15.0 |
| Further details β not scored | ||
| Size | 124 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | MCB GROUP Limited | Mauritius Housing Company Ltd |
In-app purchases
MCB SmartApprove
No in-app purchases
MHC
No in-app purchases









