Comparison

MCB SmartApprove vs MHC

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

MCB SmartApprove

Features
Read full description

MCB's SmartApprove application allows corporate signatory users to authorise their transactions using transaction signing. You will be able to login and authorise your payments in a simple and secure way. The application has the below main features: Β· Device registration using the bank user’s internet banking credentials backed by a two-factor security via one time password. Β· Authorise transactions In-band and Out of band. Β· Biometric features. Β· A dashboard providing the user with details on transactions already executed. Β· Receive notifications when making a payment to a new beneficiary, or an existing one with new account details or a beneficiary to whom payments have not been made during the last 18 months

About

MHC

Features
Read full description

MHC Mobile application is a full-fledged mobile solution designed to offer you seamless facilities on your fingertip, with a convenient, friendly and safe access to your MHC accounts, anytime, anywhere. Download, install and register for your Mobile Personal Identification Number (MPIN) and you’re ready to go. Login and transact in a secure way thanks to the designed key features: β†’ View your Loans, Savings and Term Deposits statuses and details. β†’ Account summary & transaction history. β†’ Transfer money within MHC and to other local banks. β†’ Raise and track your queries. β†’ View and download your statements. β†’ Information about MHC branches

Screenshots

MCB SmartApprove4 screens
MHC4 screens

Verdict

The call

MCB SmartApprove and MHC are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MCB SmartApprove ships an update every 4 weeks, MHC monthly. The most recent releases landed on September 17, 2026 and April 26, 2026 respectively.

ScorecardNo meaningful differences
MCB SmartApprove versus MHC: the parameters behind the verdict, then further details
ParameterMCB SmartApproveMHC
PriceFreeFree
Update frequencyEvery 4 weeks β€” betterMonthly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 β€” better15.0
Further details β€” not scored
Size124 MB41 MB
Age rating4+4+
DeveloperMCB GROUP LimitedMauritius Housing Company Ltd

In-app purchases

None

MCB SmartApprove

No in-app purchases

None

MHC

No in-app purchases

Questions

Is MCB SmartApprove free?
MCB SmartApprove is free to download, with no in-app purchases.
Is MHC free?
MHC is free to download, with no in-app purchases.
Do MCB SmartApprove or MHC have ads?
Neither MCB SmartApprove nor MHC shows ads.
Which is updated more often, MCB SmartApprove or MHC?
MCB SmartApprove ships an update every 4 weeks, and MHC monthly. Most recently, MCB SmartApprove was updated on September 17, 2026 and MHC on April 26, 2026.

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