Comparison

Platnova vs Gexipay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Platnova

This app facilitates global money transfers, secure savings, and bill payments in over 80 countries and 25 currencies. It offers virtual and physical cards for purchases, gift card services, and lifestyle bookings, all secured with advanced authentication and 24/7 support.

Highlights
  • Global money transfers
  • Multi-currency wallet
  • Virtual and physical cards
  • Bill payments and top-ups
  • Gift cards
  • Vault savings
  • Lifestyle services
Features
Read full description

Platnova is your all-in-one finance and lifestyle app, offering seamless money transfers, secure savings, bill payments, and more across 80+ countries and 25+ currencies. Easy Setup Sign up effortlessly with just your name and email to start transferring payments. No bank account or credit card is required to begin transacting. Global Money Transfers Send and receive money instantly to over 80 countries in 25+ currencies, including AED, AUD, USD, GBP, CHF, EUR, NGN, and more. Enjoy competitive exchange rates and multiple payment methods for a hassle-free experience. Multi-Currency Wallet Hold and manage funds in various currencies such as USD, GBP, EUR, and NGN. Easily swap between currencies at favorable rates to suit your needs. Virtual and Physical Cards Create and fund virtual or physical cards for secure online and in-store purchases. Enjoy fast and easy withdrawals via POS and manage your transactions through the Platnova app. Bill Payments and Top-Ups Conveniently pay bills, recharge airtime, and purchase data bundles for various service providers worldwide, all from the comfort of your home or on the go. Gift Cards Purchase and send a wide range of gift cards to friends and family at the best rates. Choose from popular options like PlayStation, Apple, Amazon, and more. Tuition Payments Pay your tuition fees, accommodation, and other bills in any country with no extra fees, ensuring a hassle-free educational experience. Vault Savings Save in your preferred currency with flexible terms and earn competitive interest rates. Choose from short, medium, or long-term savings plans to grow your wealth securely. Lifestyle Services Book flights, hotels, and more with ease. Access over 300 airlines and hotels, and enjoy the convenience of booking now and paying later. Secure and Reliable Your security is our priority. With multi-sig wallets, One-Time Pins (OTPs), and industry-standard authenticators, we ensure your funds are always safe and secure. 24/7 Support Our dedicated support team is always available to assist you. Chat with us directly through the Platnova app for immediate help with any questions or concerns. Experience the future of finance and lifestyle management with Platnova. Download the app today and take control of your financial journey. For more information, visit our website: platnova.com Connect with us on social media: - Facebook: @getplatnova - Twitter: @getplatnova - Instagram: @getplatnova

About

Gexipay

Manage your finances with this app that offers discounted data purchases, easy utility bill payments, and secure virtual card services for online transactions. It provides a user-friendly interface and robust security measures for a comprehensive financial management experience.

Highlights
  • Purchase data at discounted rates
  • Pay utility bills easily
  • Virtual card services for online payments
  • User-friendly interface
  • Multi-layer security
  • Multiple currency support
Features
Read full description

Gexipay is an innovative and versatile mobile application that offers a comprehensive suite of financial services, catering to various needs of its users. With an intuitive interface and a wide range of functionalities, Gexipay aims to streamline financial transactions, making them more accessible, cost-effective, and secure. Key Features: 1. Purchasing Data at Cheaper Rates: Gexipay allows users to buy mobile data at discounted rates, providing a cost-effective solution for staying connected. By partnering with various telecommunication providers, the app offers competitive rates for purchasing data packages, ensuring users get more value for their money. 2. Utility Bill Payments: The app simplifies the process of paying utility bills. Users can effortlessly settle their electricity, water, gas, internet, and other utility bills through the Gexipay platform. This feature saves time and ensures that payments are made seamlessly, helping users manage their expenses efficiently. 3. Virtual Card Services for Online Payments: Gexipay provides virtual card services that enable secure and convenient online transactions. Users can generate virtual cards linked to their accounts, offering a layer of security for online purchases. These cards can be used for various online transactions, ensuring privacy and security while making payments on different platforms. Additional Features and Security Measures: User-Friendly Interface: Gexipay is designed to be easy to navigate, ensuring a smooth user experience for individuals at all levels of technological familiarity. Multi-layer Security: The app implements robust security measures to protect users' data and transactions, utilizing encryption and other security protocols to safeguard sensitive information. Multiple Currency Support: Gexipay supports transactions in various currencies, catering to a diverse user base and facilitating international transactions. Conclusion: Gexipay is a comprehensive financial app that offers a wide range of services, including purchasing data at discounted rates, simplifying utility bill payments, providing virtual card services for online transactions. Its user-friendly interface, diverse functionalities, and strong security measures make it a one-stop solution for various financial needs, empowering users to manage their finances conveniently and securely.

Screenshots

Platnova4 screens
Gexipay4 screens

Verdict

The call

The clearest difference is review sentiment: Platnova at 69% against Gexipay's 0%. Platnova also leads on rating (4.0 vs 3.6) and ratings volume (184 vs 7). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Platnova holds the better App Store score, 4.0 against 3.6. That said, the two scores are not equally well evidenced: Platnova has 184 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 69% of Platnova's written reviews are positive against 0% of Gexipay's.

UpkeepUpdate frequency

Platnova ships an update weekly, Gexipay every 3 weeks. Both last shipped on October 21, 2026.

Scorecard4 real differences · 6 level
Platnova versus Gexipay: the parameters behind the verdict, then further details
ParameterPlatnovaGexipay
PriceFreeFree
Rating4.0 (184 ratings) — better3.6 (7 ratings)
Positive reviews69.1% of reviews — better0.0% of reviews
Number of ratings184 — better7
Update frequencyWeekly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.6
Further details — not scored
Size224 MB147 MB
Age rating4+17+
DeveloperPlatnovaGexipay Global Technology Ltd

Customer experience

Platnova

All ratings183 ratings
Positive74.3%
Neutral2.7%
Negative23.0%
Written reviews152 reviews
Positive69.1%
Neutral0.7%
Negative30.3%

Gexipay

All ratings7 ratings
Positive57.1%
Neutral0.0%
Negative42.9%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Platnova

Reported bugs

3 issues
  • Restricted account access
  • Delayed or missing fund transfers
  • Incompatibility with certain payment methods

Requested features

3 requests
  • Gift card and virtual card purchase options
  • Improved withdrawal and refund process
  • Expanded payment method support

Gexipay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Platnova

No in-app purchases

None

Gexipay

No in-app purchases

Questions

Is Platnova free?
Platnova is free to download, with no in-app purchases.
Is Gexipay free?
Gexipay is free to download, with no in-app purchases.
Which has better reviews, Platnova or Gexipay?
Platnova is rated higher. Platnova averages 4.0 out of 5 from 184 ratings, while Gexipay averages 3.6 from 7 ratings.
Do Platnova or Gexipay have ads?
Neither Platnova nor Gexipay shows ads.
Which is updated more often, Platnova or Gexipay?
Platnova ships an update weekly, and Gexipay every 3 weeks. Most recently, Platnova was updated on October 21, 2026 and Gexipay on October 21, 2026.

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