Comparison

Platnova vs My

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Platnova

This app facilitates global money transfers, secure savings, and bill payments in over 80 countries and 25 currencies. It offers virtual and physical cards for purchases, gift card services, and lifestyle bookings, all secured with advanced authentication and 24/7 support.

Highlights
  • Global money transfers
  • Multi-currency wallet
  • Virtual and physical cards
  • Bill payments and top-ups
  • Gift cards
  • Vault savings
  • Lifestyle services
Features
Read full description

Platnova is your all-in-one finance and lifestyle app, offering seamless money transfers, secure savings, bill payments, and more across 80+ countries and 25+ currencies. Easy Setup Sign up effortlessly with just your name and email to start transferring payments. No bank account or credit card is required to begin transacting. Global Money Transfers Send and receive money instantly to over 80 countries in 25+ currencies, including AED, AUD, USD, GBP, CHF, EUR, NGN, and more. Enjoy competitive exchange rates and multiple payment methods for a hassle-free experience. Multi-Currency Wallet Hold and manage funds in various currencies such as USD, GBP, EUR, and NGN. Easily swap between currencies at favorable rates to suit your needs. Virtual and Physical Cards Create and fund virtual or physical cards for secure online and in-store purchases. Enjoy fast and easy withdrawals via POS and manage your transactions through the Platnova app. Bill Payments and Top-Ups Conveniently pay bills, recharge airtime, and purchase data bundles for various service providers worldwide, all from the comfort of your home or on the go. Gift Cards Purchase and send a wide range of gift cards to friends and family at the best rates. Choose from popular options like PlayStation, Apple, Amazon, and more. Tuition Payments Pay your tuition fees, accommodation, and other bills in any country with no extra fees, ensuring a hassle-free educational experience. Vault Savings Save in your preferred currency with flexible terms and earn competitive interest rates. Choose from short, medium, or long-term savings plans to grow your wealth securely. Lifestyle Services Book flights, hotels, and more with ease. Access over 300 airlines and hotels, and enjoy the convenience of booking now and paying later. Secure and Reliable Your security is our priority. With multi-sig wallets, One-Time Pins (OTPs), and industry-standard authenticators, we ensure your funds are always safe and secure. 24/7 Support Our dedicated support team is always available to assist you. Chat with us directly through the Platnova app for immediate help with any questions or concerns. Experience the future of finance and lifestyle management with Platnova. Download the app today and take control of your financial journey. For more information, visit our website: platnova.com Connect with us on social media: - Facebook: @getplatnova - Twitter: @getplatnova - Instagram: @getplatnova

About

My

This financial companion helps you plan, track, and achieve your budgeting and spending goals. It offers automated tools, daily insights, and flexible budgeting plans to build better money habits. Visualize your financial health with smart analytics and secure, encrypted data protection.

Highlights
  • Flexible budgeting plans
  • Force withdrawal option
  • Spending & earnings overview
  • Secure & encrypted data
  • Biometric login
  • Scheduled withdrawals
Features
Read full description

Lantern is your intelligent financial companion designed to help you plan, track, and achieve your budgeting and spending goals. Whether you're budgeting for an emergency fund, a big purchase, or just building better money habits, Lantern empowers you with automated tools and daily insights. Key Features: Flexible Budgeting Plans: Set your goals, choose your timeline, and let Lantern guide your journey of financial discipline. Force Withdrawal Option: Access your funds before the maturity date with clearly defined terms. Spending & Earnings Overview: Visualize your financial health with smart analytics. Secure & Encrypted: Your data is protected using bank-level encryption and secure authentication. User-Centric Experience: Intuitive design that adapts to your needs, with features like biometric login, transaction PINs, and scheduled withdrawals. Why Choose Lantern? Lantern is built for people who want control over their money without the complexity. Whether you're just getting started or you're a financial pro, Lantern simplifies budgeting, saving, spending and helps you build strong money habits with consistency. Start building your financial future with Lantern today.

Screenshots

Platnova4 screens
My4 screens

Verdict

The call

The clearest difference is ads: Platnova at none against My's shown. Platnova also leads on ratings volume (183 vs 1) and monetization model (free vs ad-supported). My's advantage is review sentiment (100% vs 69%). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.0 for Platnova against 4.0 for My. That said, the two scores are not equally well evidenced: Platnova has 183 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 69% of Platnova's written reviews are positive against 100% of My's.

UpkeepUpdate frequency

Platnova ships an update weekly, My every 6 days. The most recent releases landed on October 13, 2026 and September 23, 2026 respectively.

Scorecard4 real differences · 6 level
Platnova versus My: the parameters behind the verdict, then further details
ParameterPlatnovaMy
PriceFreeFree
Rating4.0 (183 ratings)4.0 (1 ratings)
Positive reviews69.1% of reviews100.0% of reviews — better
Number of ratings183 — better1
Update frequencyWeeklyEvery 6 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size224 MB41 MB
Age rating4+9+
DeveloperPlatnovaZit Technology Services Limited

Customer experience

Platnova

All ratings183 ratings
Positive74.3%
Neutral2.7%
Negative23.0%
Written reviews152 reviews
Positive69.1%
Neutral0.7%
Negative30.3%

My

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Platnova

Reported bugs

3 issues
  • Restricted account access
  • Delayed or missing fund transfers
  • Incompatibility with certain payment methods

Requested features

3 requests
  • Gift card and virtual card purchase options
  • Improved withdrawal and refund process
  • Expanded payment method support

My

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Platnova

No in-app purchases

None

My

No in-app purchases

Questions

Is Platnova free?
Platnova is free to download, with no in-app purchases.
Is My free?
My is free to download, with no in-app purchases.
Which has better reviews, Platnova or My?
Platnova and My are both rated 4.0 out of 5 on the App Store, from 183 and 1 ratings respectively.
Do Platnova or My have ads?
My shows ads; Platnova does not.
Which is updated more often, Platnova or My?
Platnova ships an update weekly, and My every 6 days. Most recently, Platnova was updated on October 13, 2026 and My on September 23, 2026.

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