Platnova vs My
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Platnova
This app facilitates global money transfers, secure savings, and bill payments in over 80 countries and 25 currencies. It offers virtual and physical cards for purchases, gift card services, and lifestyle bookings, all secured with advanced authentication and 24/7 support.
- Global money transfers
- Multi-currency wallet
- Virtual and physical cards
- Bill payments and top-ups
- Gift cards
- Vault savings
- Lifestyle services
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Platnova is your all-in-one finance and lifestyle app, offering seamless money transfers, secure savings, bill payments, and more across 80+ countries and 25+ currencies. Easy Setup Sign up effortlessly with just your name and email to start transferring payments. No bank account or credit card is required to begin transacting. Global Money Transfers Send and receive money instantly to over 80 countries in 25+ currencies, including AED, AUD, USD, GBP, CHF, EUR, NGN, and more. Enjoy competitive exchange rates and multiple payment methods for a hassle-free experience. Multi-Currency Wallet Hold and manage funds in various currencies such as USD, GBP, EUR, and NGN. Easily swap between currencies at favorable rates to suit your needs. Virtual and Physical Cards Create and fund virtual or physical cards for secure online and in-store purchases. Enjoy fast and easy withdrawals via POS and manage your transactions through the Platnova app. Bill Payments and Top-Ups Conveniently pay bills, recharge airtime, and purchase data bundles for various service providers worldwide, all from the comfort of your home or on the go. Gift Cards Purchase and send a wide range of gift cards to friends and family at the best rates. Choose from popular options like PlayStation, Apple, Amazon, and more. Tuition Payments Pay your tuition fees, accommodation, and other bills in any country with no extra fees, ensuring a hassle-free educational experience. Vault Savings Save in your preferred currency with flexible terms and earn competitive interest rates. Choose from short, medium, or long-term savings plans to grow your wealth securely. Lifestyle Services Book flights, hotels, and more with ease. Access over 300 airlines and hotels, and enjoy the convenience of booking now and paying later. Secure and Reliable Your security is our priority. With multi-sig wallets, One-Time Pins (OTPs), and industry-standard authenticators, we ensure your funds are always safe and secure. 24/7 Support Our dedicated support team is always available to assist you. Chat with us directly through the Platnova app for immediate help with any questions or concerns. Experience the future of finance and lifestyle management with Platnova. Download the app today and take control of your financial journey. For more information, visit our website: platnova.com Connect with us on social media: - Facebook: @getplatnova - Twitter: @getplatnova - Instagram: @getplatnova
My
This financial companion helps you plan, track, and achieve your budgeting and spending goals. It offers automated tools, daily insights, and flexible budgeting plans to build better money habits. Visualize your financial health with smart analytics and secure, encrypted data protection.
- Flexible budgeting plans
- Force withdrawal option
- Spending & earnings overview
- Secure & encrypted data
- Biometric login
- Scheduled withdrawals
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Lantern is your intelligent financial companion designed to help you plan, track, and achieve your budgeting and spending goals. Whether you're budgeting for an emergency fund, a big purchase, or just building better money habits, Lantern empowers you with automated tools and daily insights. Key Features: Flexible Budgeting Plans: Set your goals, choose your timeline, and let Lantern guide your journey of financial discipline. Force Withdrawal Option: Access your funds before the maturity date with clearly defined terms. Spending & Earnings Overview: Visualize your financial health with smart analytics. Secure & Encrypted: Your data is protected using bank-level encryption and secure authentication. User-Centric Experience: Intuitive design that adapts to your needs, with features like biometric login, transaction PINs, and scheduled withdrawals. Why Choose Lantern? Lantern is built for people who want control over their money without the complexity. Whether you're just getting started or you're a financial pro, Lantern simplifies budgeting, saving, spending and helps you build strong money habits with consistency. Start building your financial future with Lantern today.
Screenshots
Verdict
The clearest difference is ads: Platnova at none against My's shown. Platnova also leads on ratings volume (183 vs 1) and monetization model (free vs ad-supported). My's advantage is review sentiment (100% vs 69%). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.0 for Platnova against 4.0 for My. That said, the two scores are not equally well evidenced: Platnova has 183 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 69% of Platnova's written reviews are positive against 100% of My's.
Platnova ships an update weekly, My every 6 days. The most recent releases landed on October 13, 2026 and September 23, 2026 respectively.
| Parameter | Platnova | My |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (183 ratings) | 4.0 (1 ratings) |
| Positive reviews | 69.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 183 — better | 1 |
| Update frequency | Weekly | Every 6 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 224 MB | 41 MB |
| Age rating | 4+ | 9+ |
| Developer | Platnova | Zit Technology Services Limited |
Customer experience
Platnova
My
Bugs and requests
Platnova
Reported bugs
3 issues- Restricted account access
- Delayed or missing fund transfers
- Incompatibility with certain payment methods
Requested features
3 requests- Gift card and virtual card purchase options
- Improved withdrawal and refund process
- Expanded payment method support
My
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Platnova
No in-app purchases
My
No in-app purchases









