Comparison

Remita vs My

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Remita

Manage your finances with ease. Send money to Nigerian and African banks, pay bills, book flights, and top up airtime. Track expenses, set budgets, and automate recurring payments. Facilitates group payments and contactless transactions.

Highlights
  • Money transfers to Nigerian and African banks
  • Bill payments (electricity, TV, school fees)
  • Flight booking and comparison
  • Airtime and data top-up
  • Consolidated bank account view
  • Budgeting and expense tracking
  • Automated recurring payments
  • QR code payments
Features
Read full description

Send Money Anywhere: Transfer to all Nigerian banks, including microfinance banks and wallets, plus send to banks across Africa. Pay Bills Easily: Electricity, water, Pay TV, school fees, insurance, government agencies and more. Book Flights: Search, compare, book, and pay for local and international flights. Top Up Airtime & Data: Recharge for yourself, others, or multiple beneficiaries instantly. View All Your Accounts: See balances across all your profiled bank accounts on one screen. Budget & Track Expenses: Plan ahead and spend wisely. Recurring Payments: Never miss any time-bound payment again! Simply automate it with Remita. Split Bills: Super easy way to pull funds together for a common purpose-hangout, support for a friend, project, etc. Snap or Tap to Pay: Scan QR codes or tap to complete payments at shops, schools, restaurants, and more. Business Ready: Review and securely authorise payments for SME, businesses, SME, NGOs, faith institutions, governments and others on the go.

About

My

This financial companion helps you plan, track, and achieve your budgeting and spending goals. It offers automated tools, daily insights, and flexible budgeting plans to build better money habits. Visualize your financial health with smart analytics and secure, encrypted data protection.

Highlights
  • Flexible budgeting plans
  • Force withdrawal option
  • Spending & earnings overview
  • Secure & encrypted data
  • Biometric login
  • Scheduled withdrawals
Features
Read full description

Lantern is your intelligent financial companion designed to help you plan, track, and achieve your budgeting and spending goals. Whether you're budgeting for an emergency fund, a big purchase, or just building better money habits, Lantern empowers you with automated tools and daily insights. Key Features: Flexible Budgeting Plans: Set your goals, choose your timeline, and let Lantern guide your journey of financial discipline. Force Withdrawal Option: Access your funds before the maturity date with clearly defined terms. Spending & Earnings Overview: Visualize your financial health with smart analytics. Secure & Encrypted: Your data is protected using bank-level encryption and secure authentication. User-Centric Experience: Intuitive design that adapts to your needs, with features like biometric login, transaction PINs, and scheduled withdrawals. Why Choose Lantern? Lantern is built for people who want control over their money without the complexity. Whether you're just getting started or you're a financial pro, Lantern simplifies budgeting, saving, spending and helps you build strong money habits with consistency. Start building your financial future with Lantern today.

Screenshots

Remita4 screens
My4 screens

Verdict

The call

The clearest difference is review sentiment: My at 100% against Remita's 7%. My also leads on rating (4.0 vs 3.1). Remita's advantage is ads (none vs shown) and ratings volume (24 vs 1). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

My holds the better App Store score, 4.0 against 3.1. That said, the two scores are not equally well evidenced: Remita has 24 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 7% of Remita's written reviews are positive against 100% of My's.

UpkeepUpdate frequency

Remita ships an update every 5 days, My every 6 days. The most recent releases landed on November 1, 2026 and October 28, 2026 respectively.

Scorecard5 real differences · 5 level
Remita versus My: the parameters behind the verdict, then further details
ParameterRemitaMy
PriceFreeFree
Rating3.1 (24 ratings)4.0 (1 ratings) — better
Positive reviews6.7% of reviews100.0% of reviews — better
Number of ratings24 — better1
Update frequencyEvery 5 days — betterEvery 6 days
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size186 MB41 MB
Age rating4+9+
DeveloperSystemspecs LimitedZit Technology Services Limited

Customer experience

Remita

All ratings23 ratings
Positive47.8%
Neutral8.7%
Negative43.5%
Written reviews15 reviews
Positive6.7%
Neutral13.3%
Negative80.0%

My

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Remita

No in-app purchases

None

My

No in-app purchases

Questions

Is Remita free?
Remita is free to download, with no in-app purchases.
Is My free?
My is free to download, with no in-app purchases.
Which has better reviews, Remita or My?
My is rated higher. Remita averages 3.1 out of 5 from 24 ratings, while My averages 4.0 from 1 ratings.
Do Remita or My have ads?
My shows ads; Remita does not.
Which is updated more often, Remita or My?
Remita ships an update every 5 days, and My every 6 days. Most recently, Remita was updated on November 1, 2026 and My on October 28, 2026.

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