Comparison

Expense manager vs SpendWave Expense tracker App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense manager

Effortlessly track income and expenses across multiple accounts to build better financial habits. Gain insights with advanced reports and set personalized targets to achieve your financial goals.

Highlights
  • Log transactions with ease
  • Manage multiple accounts
  • Set income and expense targets
  • Advanced financial reports
  • Recurring transaction automation
  • Payment reminders
Features
Read full description

Moneta: Your Ultimate Financial Companion. It helps you track and save your money by managing your income and expenses across multiple accounts. Transform Your Personal Finances and Build Better Habits. Don't let your money manage you—manage your money with Moneta Premium and unlock all the power. Take control of your future today! SAFE & PRIVATE Your data, your control. Private and secure. We do not track or have access to your data. It's all stored on your device and your personal iCloud account. Key Features: -------------- Build Better Financial Habits: With regular insights and reports, you'll gain a deeper understanding of your spending patterns and identify areas for improvement. Say goodbye to impulsive buying and hello to mindful spending. Log Transactions with Ease: Say hello to hassle-free financial tracking. Our intuitive interface allows you to effortlessly log and categorize transactions, making it simple to keep a pulse on your spending habits. From that morning coffee to major purchases, every transaction is recorded for a crystal-clear financial snapshot. Multiple Accounts: Effortlessly manage multiple accounts in one place, from checking and savings to credit cards. Gain a comprehensive view of your financial landscape and make informed decisions. Income and Expense Targets: Set personalized income and expense targets to stay on track and make your financial dreams a reality. Monitor your progress, adjust your spending habits, and optimise your budget effortlessly. Advanced Reports: Dive into detailed reports and gain valuable insights into your finances. Identify areas for improvement and make data-driven decisions to achieve financial success. Periodic Financial Overviews: Stay informed with periodic summaries of your financial status. Access monthly, weekly, or daily overviews to assess your progress, spot trends, and fine-tune your financial strategies. Balance Rollover: Carry forward your remaining balances from one month to another, ensuring no money is left unaccounted for. Enjoy the flexibility of managing your finances on your terms. Recurring Transactions: Simplify your financial routine with automated recurring transactions. Set up regular payments, subscriptions, and bills to be deducted automatically, saving you time and ensuring no payments are missed. Custom Settings for Personalization: Tailor Moneta to your unique financial needs. Customise categories, labels, and colours and create a personalised experience that suits your style. Payments Reminder Notifications: No more missed bills or late fees! Receive timely reminders for upcoming recurring payments, ensuring you stay on top of your financial commitments. Transactions Quick Shortcuts: Streamline your financial tasks with handy shortcuts for quick transactions. Add expenses, record income, transfer funds with just a few taps, saving you time and effort. ----------------------------- Start Your Financial Transformation Today: Download Moneta and experience the power of a well-managed personal finances. From logging transactions to setting targets, this app will help you build better habits for a brighter tomorrow. ----------------------------- ----------------------------- Price may vary by location. Subscriptions will be charged to your credit card through your iTunes account. Your subscription will automatically renew unless canceled at least 24 hours before the end of the current period. Manage your subscriptions in Account Settings after purchase. Terms of use: https://www.kuskoveckis.dev/privacy-policy Privacy Policy: https://www.kuskoveckis.dev/terms-of-use Support and enquiries: info@kuskoveckis.dev

About

SpendWave Expense tracker App

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

Highlights
  • Multiple accounts and currencies
  • Quick transaction recording
  • Financial calendar overview
  • Customizable spending categories
  • Savings goal tracking
  • Detailed financial analysis
  • Data encryption for security
Features
Read full description

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

Screenshots

Expense manager4 screens
SpendWave Expense tracker App4 screens

Verdict

The call

The clearest difference is rating: Expense manager at 5.0 against SpendWave Expense tracker App's 4.8. SpendWave Expense tracker App's advantage is ratings volume (9 vs 1) and update cadence (fortnightly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense manager sells 3 in-app purchases, starting at $1.99 per month and SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Expense manager holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: SpendWave Expense tracker App has 9 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Expense manager ships an update monthly, SpendWave Expense tracker App fortnightly. The most recent releases landed on October 15, 2026 and October 19, 2026 respectively.

Scorecard4 real differences · 6 level
Expense manager versus SpendWave Expense tracker App: the parameters behind the verdict, then further details
ParameterExpense managerSpendWave Expense tracker App
PriceFreeFree
Rating5.0 (1 ratings) — better4.8 (9 ratings)
Positive reviews—70.0% of reviews
Number of ratings19 — better
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhoneiPhone, iPad, Mac, Apple Watch — better
Requires iOS17.0 — better17.6
Further details — not scored
Size25 MB19 MB
Age rating4+4+
DeveloperAleksandrs Kuskoveckis-DanilovsRobin Guido Schmidt

Customer experience

Expense manager

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

SpendWave Expense tracker App

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive70.0%
Neutral0.0%
Negative30.0%

In-app purchases

3 purchases

Expense manager

Subscriptions2
  • Premium - All Access$1.991 Month
  • Premium - All Access$4.991 Year
One-time1
  • Premium - All Access$6.99
4 purchases

SpendWave Expense tracker App

Subscriptions3
  • SpendWave+ Monthly7 Days trial$0.991 Month
  • SpendWave+ Monthly3 Days trial$0.991 Month
  • SpendWave+ Yearly7 Days trial$8.991 Year
One-time1
  • SpendWave+ one-time purchase$29.99

Questions

Is Expense manager free?
Expense manager is free to download, with in-app purchases available.
Is SpendWave Expense tracker App free?
SpendWave Expense tracker App is free to download, with in-app purchases available.
Which has better reviews, Expense manager or SpendWave Expense tracker App?
Expense manager is rated higher. Expense manager averages 5.0 out of 5 from 1 ratings, while SpendWave Expense tracker App averages 4.8 from 9 ratings.
Do Expense manager or SpendWave Expense tracker App have ads?
Neither Expense manager nor SpendWave Expense tracker App shows ads.
Which is updated more often, Expense manager or SpendWave Expense tracker App?
Expense manager ships an update monthly, and SpendWave Expense tracker App fortnightly. Most recently, Expense manager was updated on October 15, 2026 and SpendWave Expense tracker App on October 19, 2026.

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