Comparison

GhanaPay Customer vs Stanbic Blue247 App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GhanaPay Customer

A mobile wallet service offering low-cost financial transactions including sending money, bill payments, and airtime purchases. It provides additional features like savings pots, crowdfunding, and sponsored wallets, with USSD access available.

Highlights
  • Send money
  • Pay bills
  • Buy airtime
  • Savings pot
  • Crowdfunding (susu)
  • USSD access (*707#)
Features
Read full description

A wallet service that allows you to send money, pay bills, buy airtime and enjoy a host of value added financial services at very low charges. GhanaPay is a wallet service by banks in Ghana, allowing you to enjoy affordable financial services at very low charges. With GhanaPay, you can send money, pay your bills, buy airtime from all network and pay for goods and services. GhanaPay comes with great value added services, such as a savings pot, crowdfunding (susu), sponsored wallet, round-the-cloud support, fuel top-ups etc. GhanaPay is also available on USSD by dialing *707#.

About

Stanbic Blue247 App

Manage your bank accounts on the go with features like balance inquiries, mini-statements, and real-time bill payments. Easily transfer funds between accounts, pay school fees, and top up mobile airtime. The app supports instant interbank transfers and mobile money transactions.

Highlights
  • Balance enquiry
  • Mini-statement
  • RTGS transfers
  • School fees payments
  • Real-time bill payments
  • Interbank transfers (Zipit)
  • Airtime purchase
Read full description

What you get: Balance enquiry Mini-statement RTGS School fees payments Real time bill payments (ZOL, DSTV, BYO CITY COUNICL, GWERU CITY COUNICL, ZESA and TELONE-ADSL & WIFI) Post payments to Netone and Econet credit accounts Zipit- instant interbank transfers Customers can make a Zipit to One Money and Telecash Airtime purchase to yourself and others Instant inter-account transfers

Screenshots

GhanaPay Customer4 screens
Stanbic Blue247 App3 screens

Verdict

The call

The clearest difference is review sentiment: Stanbic Blue247 App at 100% against GhanaPay Customer's 36%. Stanbic Blue247 App also leads on rating (5.0 vs 3.2). GhanaPay Customer's advantage is ratings volume (90 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Stanbic Blue247 App holds the better App Store score, 5.0 against 3.2. That said, the two scores are not equally well evidenced: GhanaPay Customer has 90 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 36% of GhanaPay Customer's written reviews are positive against 100% of Stanbic Blue247 App's.

UpkeepUpdate frequency

GhanaPay Customer ships an update monthly, Stanbic Blue247 App every 3 weeks. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
GhanaPay Customer versus Stanbic Blue247 App: the parameters behind the verdict, then further details
ParameterGhanaPay CustomerStanbic Blue247 App
PriceFreeFree
Rating3.2 (90 ratings)5.0 (1 ratings) — better
Positive reviews35.7% of reviews100.0% of reviews — better
Number of ratings90 — better1
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size89 MB48 MB
Age rating4+17+
DeveloperGHANA INTERBANK PAYMENT AND SETTLEMENT SYSTEMS LIMITEDStandard Bank Group

Customer experience

GhanaPay Customer

All ratings74 ratings
Positive50.0%
Neutral9.5%
Negative40.5%
Written reviews14 reviews
Positive35.7%
Neutral14.3%
Negative50.0%

Stanbic Blue247 App

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

GhanaPay Customer

No in-app purchases

None

Stanbic Blue247 App

No in-app purchases

Questions

Is GhanaPay Customer free?
GhanaPay Customer is free to download, with no in-app purchases.
Is Stanbic Blue247 App free?
Stanbic Blue247 App is free to download, with no in-app purchases.
Which has better reviews, GhanaPay Customer or Stanbic Blue247 App?
Stanbic Blue247 App is rated higher. GhanaPay Customer averages 3.2 out of 5 from 90 ratings, while Stanbic Blue247 App averages 5.0 from 1 ratings.
Do GhanaPay Customer or Stanbic Blue247 App have ads?
Neither GhanaPay Customer nor Stanbic Blue247 App shows ads.
Which is updated more often, GhanaPay Customer or Stanbic Blue247 App?
GhanaPay Customer ships an update monthly, and Stanbic Blue247 App every 3 weeks. Most recently, GhanaPay Customer was updated on November 3, 2026 and Stanbic Blue247 App on November 3, 2026.

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