IDB Online Banking vs ICFSME Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IDB Online Banking
Manage your finances on the go with this mobile banking application. Access account details, view recent transactions, and perform transfers between accounts. You can also request account statements and finance requests.
- Open new accounts
- View customer banking accounts
- Account details with recent transactions
- Money transfers
- Request account statements
- Finance requests
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International Development Bank for Investment and Finance Iraq, with our Mobile Digital Banking App. you can access and manage your accounts anywhere, anytime. App. Features: - Open a new account. - Showing customer banking accounts. - Showing the account details with the last 10 transactions. - Transfer money between the customer accounts, to other customers accounts and RTGs. - Get an account statement or request a hard copy. - Make a request to Finance. And much more...
ICFSME Mobile
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The ICF-SME application provides financial services to small and micro-entrepreneurs, enabling them to increase their income and improve their living standards. Key Features of the Application: Track the status of loan applications. View details of the current loan (amount repaid, remaining balance, overdue payments, due dates, etc.). Request account statements. Apply for early settlement of loans. Access details of previous loans from the Iraqi Company for Financing. Browse the company’s products with the option to apply for a loan based on the suitable product. Use the loan calculator to view detailed repayment plans. Receive notifications (announcements or payment due dates). Locate the company’s branches.
Screenshots
Verdict
The clearest difference is iOS requirement: IDB Online Banking at 11.0 against ICFSME Mobile's 14.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IDB Online Banking ships an update every 3 months, ICFSME Mobile every 2 months. The most recent releases landed on September 23, 2026 and May 16, 2026 respectively.
| Parameter | IDB Online Banking | ICFSME Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 2.2 (178 ratings) — better | — |
| Positive reviews | 9.0% of reviews | — |
| Number of ratings | 178 — better | — |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 114 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | IDB Mobile Banking | IRAQI COMPANY FOR FINANCING SMES LTD. |
Bugs and requests
IDB Online Banking
Reported bugs
10 issues- Invalid credentials error on login
- Password field rejection issues
- Account creation form errors
- App freezing during operations
- Page loading timeouts
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- Account verification delays
- Mobile number activation not working
- Registration procedure failures
- Inconsistent error messages
- App crashes on startup
Requested features
10 requests- E-commerce and online shopping support
- Direct account creation within the app
- Arabic language support improvements
- Biometric authentication features
- Enhanced security features
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- Mobile number activation support
- Improved UI/UX design comparable to competitors
- Better functionality and operational features
- Direct customer support integration
- Modern interface matching other banking apps
ICFSME Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
IDB Online Banking
No in-app purchases
ICFSME Mobile
No in-app purchases
Questions
Is IDB Online Banking free?
Is ICFSME Mobile free?
Do IDB Online Banking or ICFSME Mobile have ads?
Which is updated more often, IDB Online Banking or ICFSME Mobile?
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