IIB Smart Mobile Banking vs IDB Online Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IIB Smart Mobile Banking
Manage your accounts, initiate transfers, and access banking services on the go. This app allows for online account opening, cheque management, and viewing exchange rates. It also provides a locator for branches and ATMs.
- Account management and statement generation
- Various transfer options (local, international)
- Cheque book requests and follow-up
- Online time deposit and sub-account opening
- Branch and ATM locator
- Currency exchange rates
- Debit card management
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The new IIB Smart Mobile Banking will provide you the following service - Accounts Service 1-Display Accounts 2-Display Balances 3-Display Transactions 4-Dispaly Transaction Details 5-Display Account Statement 6-DsplayTransaction Charts 7-Display IBAN number 8-Set Account Nickname 9-QR Generation account 10-Display Account Details 11- Generate Account Sttatement in different formats. - Transfer Service 1-Transfer Between Customer Accounts 2-Transfer Between Bank Customers (A/C,IBAN,QR Code) 3-Local Transfer (RTGS) 4-International Transfer -Beneficiaries -Cheques Books (Request, Follow-up , Cancel) -Time Deposit 1-Open online Time Deposit 2-Time Deposit Inquires -Open Online Sub Account -Display Standing Instructions -Display Post-dated Cheques -Workflow -Display Customer Information -Branches And ATMs Locator -Currencies Exchange Rates And More - Online Customer Onboarding - Depit Cards Management - View Murabaha - Emergency Payment. and you can Register online in IIB Smart Mobile Banking
IDB Online Banking
Manage your finances on the go with this mobile banking application. Access account details, view recent transactions, and perform transfers between accounts. You can also request account statements and finance requests.
- Open new accounts
- View customer banking accounts
- Account details with recent transactions
- Money transfers
- Request account statements
- Finance requests
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International Development Bank for Investment and Finance Iraq, with our Mobile Digital Banking App. you can access and manage your accounts anywhere, anytime. App. Features: - Open a new account. - Showing customer banking accounts. - Showing the account details with the last 10 transactions. - Transfer money between the customer accounts, to other customers accounts and RTGs. - Get an account statement or request a hard copy. - Make a request to Finance. And much more...
Screenshots
Verdict
The clearest difference is rating: IIB Smart Mobile Banking at 3.0 against IDB Online Banking's 2.2. IIB Smart Mobile Banking also leads on review sentiment (20% vs 9%). IDB Online Banking's advantage is ratings volume (178 vs 52) and iOS requirement (11.0 vs 14.8). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IIB Smart Mobile Banking holds the better App Store score, 3.0 against 2.2. Both are backed by a comparable volume of ratings — 52 and 178 respectively. Written reviews point the same way: 20% of IIB Smart Mobile Banking's written reviews are positive against 9% of IDB Online Banking's.
IIB Smart Mobile Banking ships an update every 2 months, IDB Online Banking every 3 months. The most recent releases landed on September 10, 2026 and September 23, 2026 respectively.
| Parameter | IIB Smart Mobile Banking | IDB Online Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (52 ratings) — better | 2.2 (178 ratings) |
| Positive reviews | 20.0% of reviews — better | 9.0% of reviews |
| Number of ratings | 52 | 178 — better |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.8 | 11.0 — better |
| Further details — not scored | ||
| Size | 45 MB | 114 MB |
| Age rating | 17+ | 4+ |
| Developer | Iraqi Islamic Bank For Investment & Development | IDB Mobile Banking |
Customer experience
IIB Smart Mobile Banking
IDB Online Banking
Bugs and requests
IIB Smart Mobile Banking
Not enough reviews yet to summarise bugs or requests.
IDB Online Banking
Reported bugs
10 issues- Invalid credentials error on login
- Password field rejection issues
- Account creation form errors
- App freezing during operations
- Page loading timeouts
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- Account verification delays
- Mobile number activation not working
- Registration procedure failures
- Inconsistent error messages
- App crashes on startup
Requested features
10 requests- E-commerce and online shopping support
- Direct account creation within the app
- Arabic language support improvements
- Biometric authentication features
- Enhanced security features
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- Mobile number activation support
- Improved UI/UX design comparable to competitors
- Better functionality and operational features
- Direct customer support integration
- Modern interface matching other banking apps
In-app purchases
IIB Smart Mobile Banking
No in-app purchases
IDB Online Banking
No in-app purchases
Questions
Is IIB Smart Mobile Banking free?
Is IDB Online Banking free?
Which has better reviews, IIB Smart Mobile Banking or IDB Online Banking?
Do IIB Smart Mobile Banking or IDB Online Banking have ads?
Which is updated more often, IIB Smart Mobile Banking or IDB Online Banking?
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