TBI Banking vs IIB Smart Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TBI Banking
Manage your bank accounts with ease through a simplified interface. Access standard banking functions, check balances, and communicate with the bank directly. Enjoy convenient home banking services.
- Simplified user interface
- Account balance checks
- In-app messaging
- Home banking services
- Quick information access
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Smooth navigation & a self-explanatory user interface. Standard banking functions restructured & simplified for quick information access. All these services & more for our valued customers. The application will allow you to define your comfort zone on the account of your choosing, check your balances, contact TBI via messaging functionalities & more banking services that will be presented for your use. Sitting at your home & performing your banking is now a service we gladly present to you.
IIB Smart Mobile Banking
Manage your accounts, initiate transfers, and access banking services on the go. This app allows for online account opening, cheque management, and viewing exchange rates. It also provides a locator for branches and ATMs.
- Account management and statement generation
- Various transfer options (local, international)
- Cheque book requests and follow-up
- Online time deposit and sub-account opening
- Branch and ATM locator
- Currency exchange rates
- Debit card management
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The new IIB Smart Mobile Banking will provide you the following service - Accounts Service 1-Display Accounts 2-Display Balances 3-Display Transactions 4-Dispaly Transaction Details 5-Display Account Statement 6-DsplayTransaction Charts 7-Display IBAN number 8-Set Account Nickname 9-QR Generation account 10-Display Account Details 11- Generate Account Sttatement in different formats. - Transfer Service 1-Transfer Between Customer Accounts 2-Transfer Between Bank Customers (A/C,IBAN,QR Code) 3-Local Transfer (RTGS) 4-International Transfer -Beneficiaries -Cheques Books (Request, Follow-up , Cancel) -Time Deposit 1-Open online Time Deposit 2-Time Deposit Inquires -Open Online Sub Account -Display Standing Instructions -Display Post-dated Cheques -Workflow -Display Customer Information -Branches And ATMs Locator -Currencies Exchange Rates And More - Online Customer Onboarding - Depit Cards Management - View Murabaha - Emergency Payment. and you can Register online in IIB Smart Mobile Banking
Screenshots
Verdict
The clearest difference is rating: IIB Smart Mobile Banking at 3.0 against TBI Banking's 2.1. IIB Smart Mobile Banking also leads on review sentiment (20% vs 5%). TBI Banking's advantage is iOS requirement (12.0 vs 14.8). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IIB Smart Mobile Banking holds the better App Store score, 3.0 against 2.1. Both are backed by a comparable volume of ratings — 94 and 52 respectively. Written reviews point the same way: 5% of TBI Banking's written reviews are positive against 20% of IIB Smart Mobile Banking's.
TBI Banking ships an update every 3 months, IIB Smart Mobile Banking every 2 months. The most recent releases landed on September 18, 2026 and September 10, 2026 respectively.
| Parameter | TBI Banking | IIB Smart Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 2.1 (94 ratings) | 3.0 (52 ratings) — better |
| Positive reviews | 5.2% of reviews | 20.0% of reviews — better |
| Number of ratings | 94 — better | 52 |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 14.8 |
| Further details — not scored | ||
| Size | 97 MB | 45 MB |
| Age rating | 4+ | 17+ |
| Developer | Trade Bank of Iraq | Iraqi Islamic Bank For Investment & Development |
Customer experience
TBI Banking
IIB Smart Mobile Banking
Bugs and requests
TBI Banking
Reported bugs
13 issues- Login failures despite correct credentials
- Face ID authentication suddenly stops working
- App crashes after multiple failed password attempts
- Frequent app freezes and restarts
- Slow transaction processing
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- Delayed or missing notifications
- Double charge issues due to slow processing
- App stops working after updates
- Mandatory update error with no available version
- Cannot open account through app
- Session remains active after closing app
- Login timeouts
- Inconsistent date and time information
Requested features
18 requests- Modern, updated UI/UX design matching international banking standards
- Fast and reliable performance
- Online loan application and approval
- Remote card activation without bank visit
- Bill payment services
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- Money transfer capabilities
- Download bank statements
- Purchase prepaid cards and top-up vouchers
- Detailed transaction history and statements
- Real-time account notifications
- 24/7 online customer support
- Mobile check deposit
- Investment and savings products
- Loan tracking with payment details
- Free SMS notifications for transactions
- Improved security features
- Video tutorials for app usage
- Comparison with competitor apps like Rafidain QI Services
IIB Smart Mobile Banking
Not enough reviews yet to summarise bugs or requests.
In-app purchases
TBI Banking
No in-app purchases
IIB Smart Mobile Banking
No in-app purchases
Questions
Is TBI Banking free?
Is IIB Smart Mobile Banking free?
Which has better reviews, TBI Banking or IIB Smart Mobile Banking?
Do TBI Banking or IIB Smart Mobile Banking have ads?
Which is updated more often, TBI Banking or IIB Smart Mobile Banking?
Other comparisons
